Senior Safe Money Strategies With Bill Kelly 8/12/17

Weekend Shows
Saturday, August 12th
03:00:01

Transcript - Not for consumer use. Robot overlords only. Will not be accurate.

What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys vital to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. Hey it's Jeff Carter. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year hit your seat now call 88881881. We'll have brunch you can sit down with the bill Kelly personally. And after your dime. I will give my exclusive state of the presidency addressed. My friends action comes before achievement join us find out about bills investment GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your games call now. It's the hottest ticket in Boston's 88881881888800. 1881. Are you going to go a long ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trapped or able trapped who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and you're serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you wanna team I felt thousands of people upset with tens of thousands of people like you. To determine play out and to put into place your future your legacy and it's all important business. We're doing this with Kelly financial where doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved him priorities. Principles and yes. Security whenever possible and strategies. That must work for you. And then we checked everything humanly GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. The neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one hole demands that would be me. Looking at what's going on in your investment life but remember investment life. Life is the key word is meant I think it is don't you so. 888800. Wanted to going to free copy of one in my three books senior safe money strategies. Daily brook farm. And the senior safe money strategies workbook which is one might. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know what to. So take action catcher reports that ten pack. But ten pact the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday we'll do our best to have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly house that would be me 888800. Point 81 kick your materials. See what happens when you're working with a team of professionals. Brilliant men and women but Kelly financial she would they can do for you find out the difference 888801. If you want. Senior same funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning seed you're saying I'm strapped. Portfolio income projections senior safe money strategies. Call Bill Elliott 888800. In 1981. Or locally at 78184. Dollars and 3090. Okay. Coming. Okay. Honestly. It's. Week it's hard. It's. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81881. Called two days. We're gonna kill bill Kelly I sounds of the market bell we know that markets it constantly changing. So what advice would you offer the consumer. Rob we just have to decide whether or not the consumer wants to go this alone they want he's a team. And someone on their signs at just. Has an idea what these markets do when this happens this will be my third bull run that I've seen and not tell you want. This is a steep rise in a very short period of time we have to be careful the keys are jumping a little bit there's 31. Profits are up and the president's very bullish on America but. These things can often have abandoned result if we get caught in people trapped and we're not out in time at the right time or not protecting our road downside. What would you describe as the current threats to market volatility bell. Rob there's a lot of threats out there right now one is political. The opposition party in the states here they're trying to upset the president and nullify the election process that we had here. And trying to get the man out of office if they can't I don't think we did that with a very many other president says he's very capable. On the economic side and used to making a lot of changes to the security of America but this political risk in this market rob. And I'll than any other risks that we should be aware of where we have some other wrist is a report. 888801. Anyone get to twelve threats report. There is always currency risk if something happens if there's an event that might cause us some manipulation of currency and other nations and you're invested there. Could be problematic this political risk of course was what's going on with these hearings. There is political risk with threats of war by North Korea Erica has since shaken the markets this previous week. So you need to find out about this the problem is is the consumer going to go it alone. Never in the history of mankind have so many people. Phones so much stock individual consumers non investors consumers. Mom and pop workers blue collar people. Trades mean union members. Can you go it alone is the question we're asking today rob because. This market is as heated up and it's underpinned by debt our entire nation is underpinned by debt right now script to be careful. So if you're trying to go on alone in this market rob I would say you. You need to team. And news team with some experience and you need to team that's not constantly trying to sell you things. So my view from here is caution caution caution optimism is great caution might be better today rob. I'm gonna ask this do you feel. Where coming until the end of the bold market bill. Some people are trying to say that do this full market has come doing and I don't know how they can say it but. We have to be very careful of full traps that when you'll see a sudden rise we already had the former chairman of the Fed. Greenspan come out and say that the top this year. Run for cover we don't know if it's a great time to run for cover or not we're technical but Kelly financial services for you could see. Are you can hear lots of activity. In trading if you check in on the stock exchange during the week and you'll find. As you know the New York Stock Exchange is an auction system so the price of stock is any number that someone is willing to pay at any moment. Can dramatically change the price of the stock especially if it's a large investor. A large investment group. So the and the consumer is always the last to know if your. Looking in no publications for your information if you're trying to find out. What you can do from a magazine. Or newspaper that information by the time you read it has already been taken into consideration by the market in the experts who are headed view. Remember if you're a consumer that the folks on the floor of the stock exchange they're working in milliseconds and you're working and hours days or possibly weeks. By the time you hear about a large block trade guess what it could be ninety days old. And whoever made that large trade. They might be following reporting procedures which when they do that they have ninety days to doing an SEC form for. Which many of these some monster investors these big time investors these hedge funds people they have to report but it's not reporting overnight. So by the time you hear of a large trade either on the upside and the downside guess what so the buy side just what. It's too late for you. You needed team I think if you're investing in this market right now you don't wanna be caught in a bull trap and you don't want your card. It's something that suddenly the bottom is pulled out in Europe victims so. 888801. Anyone get a copy of the stock market hard attempt to get a copy of the twelfth for its report. Belt I reckon that's good advice but it really is not all bad news is it. Rob we're seeing a lot of healthy signs of receive symmetrical volume I volume is pushing the market up. And we're seeing a very very large entries in the basic volume the baseline fine with the markets probably double. From the presidency of previous to this and we're seeing a good correlation between volume and price increases. But this has been a very steep upward curve since November and it's really been caused by two very very large mega companies I don't think we've ever been. Expecting there may be possibly three or four companies don't reach a trillion dollar market cap so that's very new and something that we've never experienced before. As a case for some of these companies are replacing smaller companies are obviously series is no more for the most part. And companies like that Wal-Mart is struggling right now the match Amazon so. It's a dog fight it's a real dogfight in this market we have to be careful if you're a consumer. This is your life savings or your retirement is depending on this market. You need to make sure that you have some kind of assurance but you know through experience a full downside of distinct tanks. So remember that there's a lot of debt in the market right now a lot of large margin accounts hundreds and hundreds of millions of dollars in margin right now which is market debt. And trillions of dollars. In national debt so we're underpinned by dad it's a very bad sign we're telling our clients to be optimistic but very very cautious right now. And there's a lot of activity a lot of trading and a lot of people are becoming experts and they might not be experts so. He to watch out for yourself if you don't have a team if you're trying to go it alone you might want to think twice 888. 800 wanted to have one they can call rob and get in touch with us. Sit down at least have it reviewed. Many of the folks listening today rob they might be very careful about scanning and pricing their grocery list and when they pick out a contract to install their carpet they inspect everything in their contract and they might be missing something in their investments so. They might not be a bad idea to have their investments stand by someone knows what they're doing and someone I can give them a second opinion so folks 888. 80181. And rob thanks for being with us today and thanks for road leading us through. Sounds of mark. Keep your family fortune in the family. She what you have use what you wanted. And pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered. That's 88881881. Keep what you have to use what you want and pass along what's left. Aren't trying to reach William Kelly. Hello how are you out. Going north to show to their summer is ending soon name. Yes convinced. You know on how to run it was fun and I enjoyed it I'm ready schooling and it's exciting. RNC. And underneath that stronger than ever very exciting. She's excited and here immigrants are playing baseball or no sure thing. But jacking them all and that's an amazing swing you develop. Can thank you very much but yes you're right he would train hard work hard dream date they won't catch phrase. Let's hit solid right. And so summer you played various poems to reduce the right play baseball 68 week parent. Are practiced for five days can play games every Saturday. And unless you're in the holiday years. Something very special but probably practice I'd be canceled but they still practice and play big volume there almost are they so it's. And sound pretty crazy. Based on 24/7. Sure of then current trip to New York unit to the tune some Nureyev he had so much front and went to. Mentally without the inflation in just few days what was your favorites. I would have to say my favorite was the Empire State Building and Saint Patrick's Cathedral. There are sucked into ambassador Flynn. Earlier on in me he was excited that we wanted to candle from brand. And gas to include a good thing to do crap like you did things and I'd get his great places every tiny do you have good evening or good name. Inside he feels so proud of yourself and actually feeling now everybody should feel whenever they did something very anxious or are of course you a good beat so. Could do it's a never bad right so you're in shape played baseball you're jerking the ball now integrated a slowing and you know when you didn't pitch a lot for you trying to start pitching again and towards into the summer right. Yes yes I think now in the beginning I I filed the pitcher because I was remaining pitch your local. I worked so hard on it than I and I started bad name a lot of people in the and in many Arab population that a can't match that I'm home. Found just a pitch you're split it wasn't for you gags and I think you created that I don't think I'd need about Arab would be today surged more than thank you. I listen. Most things that we do in life people might tell us we can't do right and then sometimes if I listened to them in my life I probably wouldn't of created Joan financial services but also for year and once someone says we can't do something Harris Karl Malone. I'm not so sure of that so I remember in the cage a couple months ago when he he almost took my faceoff I was behind the screen thank our. Except for us food. I remember that. Yeah and I'm pretty funny experiences. Through my baseball years and never are like eight years old I remember me but by any. Staying maybe okay it's evolved from thinking he's not hitting it too hard the room with customer paragraph. Think Caroline could move my glove I remember you're hitting that one ball just ripped it in ninth. Remember John I'm John British didn't have full control and must review ripped that one ball and it's the team of almost as well thank god it didn't go through the net and then I supposed to do and and you said it doesn't look in my feet Johnny myself and went. I remember that other memory of that though it's I read that the first few pages. Harm me so much to pages then Aaron Blake a billion track did. I just had a lot of great information. You know sixteen year old book to so many good. Could you had a great summer in schools now this would could be doing to sixth grade now. Yes it scrapes children. I know are too young stated that I don't yet know the Pentagon for a princess. Do you remember her well we found some old pictures of cleaning out storage friends and we had your last pair of footed pajamas and they take kind of only went up to your race now right. Yeah they'd it's how my eyes I I put the Henry that was definitely. You know so and then. Might well I was just all right. You know so you're a lot from the knees were worn out because you used to cry also warrant itself stricter. We rent and we see it and rallied six state that's. Abbie give her country and I won't Greene and Clinton could choose to do anything you pleased that the folks know before we leave. I want or you know that things can happen so quickly. But also experienced makes things go by and very quickly because you already know. It becomes habit and then. Habits he need to have good habits are bad habits that experience didn't have a good beans and try your best. Parliament take their advice today analyst Jim William Kelley junior my son. I don't know if you can come on again soon and I love you went. I love it yes. And don't worry I definitely will fill Clinton's in the other league than I have been. Took gold who keep what you have. Use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. What type of look back is in store every place the recent five year look back and replace the original three year look back. Are you worried about the new tax laws well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today due to dad's 888800. 1881. I. And. I think the United States is the greatest place in the world to invest we have some say it's. Too bad apples and. You. Hey it's Jeff Carter. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year hit your seat now call 88881881. We'll have brunch you can sit down with the bill Kelly personally. And after your dime. I will give my exclusive state of the presidency address. My friends action comes before achievement. Join us find out about bills investment GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your gains call now. It's the hottest ticket in Boston 88881881. Mediated in Condrey. 1881. Are you going to go it alone ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trap or a bull trap who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and you're serious about getting results we understand this to be the right place for you and it's so certainly the right place for us if you wanna team I felt thousands of people upset with tens of thousands of people like you. To determine plan out and to put in to place your future your legacy and it's all important isn't. We're doing this Achille financial ware doing cash flow analysis investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. Pete proven priorities. Principles and yes. Security whenever possible and strategies. That must work for you. And then we checked everything even a GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. And neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me looking you know what's going on in your investment life. But remember investment life. Life is the keyword is meant I think it is don't you so. 888800. Wanted to going get a free copy of one in my three books senior safe money strategies. Bailey broke farm. And the senior safe money strategies workbook which is one of my. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know what to. So take action get your reports that ten pack. But ten pact the twelfth threats the stock market heart attack that will and trust workbook. All of these things are yours and by Monday we'll do our best to have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire like this country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly house that would be me 888821. Kick your materials. See what happens when you're working with a team of professionals. Brilliant men and women. Kelly financial see what they can do for you find out the difference 888801. If you want. Discover five keywords bundled for your retirement years the first is time. Second is trust Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with the five tees. Dear bill Kelley senior safe money strategies or call 88881881. And speak to build what matters to build Kelly. Q that's terrific. He broke turn. Dancing. S Rhode. A sister turn. The long term sweet. Events are slim read today. I'm doing great film it's great to an insurance and this week. Yeah he saw me sitting at midnight conversations. I gotta tell you what he said he said you know I really admired talking to bill Kelly. I didn't know he was so it's not about world events I know he's a great businessman but do. Do you really know what's going on that's quite a compliment coming and yet because it did didn't back. In Guantanamo Bay east grow or go the world that the United States navy. So for him to give you that kind of a cop who met bill that's pretty good he got a that a proper date. While I appreciate that we muted come up we can't tell you what sons and say about it you know we have our farm but he loves you of course and leave us. When he does he's really helps out the veterans so. He really isn't committed to that you know he's what we tried to do what Boston helping the veterans. And street people and heats up those bad news that he learns from his neighbor wouldn't Obama's family and people that he saw in the streets. And he kept that but 25 years. The United States may be worth some. And wherever read when he try to be as smooth. Helpful two people dime on Iraq as we would. Today as much as we could so we knew and enable sagging of the intelligence side of the military but he also had the compassion and understanding that regular people when there was sand. Iraq. In Cuba Afghanistan. Pointed a lot of tourism dangerous places but he's Boston's own he's a true. Boston guy you get that feeling when you went to him. You know I didn't think you're there and really interest me in a lot of bought them and then and they keep up we accept those mother in this we got. He's always coaching Little League he's coaching kids could baseball on and talk error and any help out in the church. He really good like that you know on them I'm proud that idiots. He's not forgotten where he came from that the biggest tribute that anyone could ever give me a mad about it. What state representative the city councilor mayor reports United States ambassador when people said you know I like rate plan because he never forgot where retain calm well bill that played the highest compliment that I could ever receive you know because. It was a reflection of my mouth my father my community my faith. And that is Larry came from this is where Wright became whoever became president of right here and in my neighborhood. Well we've. You certainly became a great inspiration to me we're New Yorkers getting a tax writing some type of electronic beam X ray and William came down with me to see cats we wanna go up at 6 o'clock to go to The Today Show. They were coming back it's near 7 o'clock there's saint Patrick's good tease us. I think on falling near where that told you to grow up and they'll go to. Cut no sympathy. Thought when my you'll pull out from the Vatican from from Rome he's a wonderful man. Do like the fact that he's assigned Louis cardinals and moved and used to kid me about that all the time we spent a lot of time together. One quick little in it totals story built during Nam Benson and open and know they. Young priest from day not American college would go to mass every morning that we should go to day visiting. Different churches in Rome in would learn history. Of all the different churches saint Stephen's in saint Peter's and all of this. In was a wonderful wonderful experience. But then that he implement the mandate of knowing that we would also meet biked around 5 o'clock. And would go to the local Irish pub. Was going there and I was the first feel we had forty days Atlanta and we reflect on other churches that we visited. So that's obvious story that they didn't want me to tell. Wanted to target anyway because that an experience that I just admired not only going to blow the church's party days during lent cheer when we faithfully did best. We also went down to the local pirates of the threats that but I and we had a couple of illnesses down they are. That's amazing backhand but now swing and was excited the cathedral it's totally almost finish it looks like the data filtered but also we rise in a candle for Braden upfront sykora might account for Braden. Which we did Williams very loves the whole church and mosque Christ. You've got to be struck him out another. You know I know you're not he's a good boy he's a great kid you know I. Feeling bills that come on it's they quote him over the years I've picked as I said salaam you know William would you do me a favor. And I thought. He would space you know even so enthusiastic you'll would have had mr. Clinton has so when you point for the rip out your views for the you can get knocked that about half of amazing I might not have much money you that you got because I woke up the right outside my unify. And out like he can try to throughout the right. African states won more segment short yeah. Used to be right. Seniors save money strategy. Well some transfers senior safe money strategies. Living trusts seniors think money strapped Medicaid crisis planning senior same money strapped. Portfolio income projections seniors save money strapped. Call bill Kelly 888800. In 1981. Or locally at 78184. Dollars and 3090. It's Jeff cook owner announcing another Heine Edwards summit with bill Kelly -- the Burlington marry off on Saturday September 23 starting at 11 AM call dated 881881. To reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch that corner man we'll give my exclusive state of the presidency addressed call now dating. 818. To 81. Are you going to go it alone ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trapped or able trapped who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with you Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and you're serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you wanna team I felt thousands of people upset with tens of thousands of people like Q. To determine plan out and to put into place your future your legacy and it's all important isn't. We're doing this with Kelly financial where doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved them priorities. Principles and yes. Security whenever possible and strategies. That must work for you. And then we checked everything even a GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. And neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one hole demands that would be me looking you know what's going on in your investment life. But remember investment life. Life is the key word is meant I think it is don't you so. 888800. Wanted to going to free copy of one in my three books senior safe money strategies. Daily brook farm. And the senior safe money strategies workbook which is one of my. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know what to. So take action picture reports that ten pack. But ten pact the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday. We'll do our best to have an electronic version and within a week or two you have these in print 88 they. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly house that would be me 888821. Kick your materials. See what happens when you're working with a team of professionals. Brilliant men and women but Kelly financial CU if they can do for you find out the difference 888801. If you want. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881981. Now and speak to bill Kelly. And in any kid who made it makes us on our man faster stronger. Yeah. Strong division Jim Morris Andrew crow from purely financial services so vice president and chief investment officer. I'm wanna ride we're on the on this market right hander. This week's enough pretty volatile and other vick's has been an all time lows and that's. The volatility index which a lot of people like to see lower volatility especially in the markets we didn't have a little bit of a shake up with the turmoil over in North Korea political risk group throw threats report. He did anything it hundred warn anyone get the report and you can check off the list. Right now political risk sort of winds up for the week I would say so yeah that's caused a lot of volatility recently. Unfortunately there hasn't been too many policy changes pushed through under the current administration has been a lot of push back and you know a lot of different Arizona on the media right now whether the you know the investigation does president or North Korea so a lot of that's caused lot of uncertainty in the markets in general and that's some that take into consideration when choosing your investments in your risk level. So we have a very steep run up and improve the standard crowd -- gentlemen we have a very steep run up opinion we have very low volatility can you let us know what you think about that yet there's been steeper up this year we're just seeing and this week sort of pull back to the fifty day moving average which is nothing abnormal or out of sync with where we should be I think a little bit of a pullback after advanced move up Fortis is fine for the markets to us helping. There are three or four companies are possibly going to do a trip that. One trillion dollar a market cap that's pretty amazing isn't it. Yet a lot of tech companies have been growing significantly he had a lot of optimism that a dial. I'm optimism that they're gonna be able to create future earnings to justify. The current violations. Whether they can he would do that are not is a little bit of a question mark. The tech sector is said to be driving a lot of growth we've seen in the S&P 500 and the market indices because a lot of stocks more in the die U side. Are not actually at all time highs I'm wondering about that to do. I mean let's face it we have a lot of retail investors now larger issue was rare for people even own stocks and now vast majority of our population they have I there have been forewarned okay. 403 B or some type of stock. And really it's the retail investor and consumer. Do they have a chance out there. I do think they do with the right guidance and for unfortunately part of the reason the market dropped so highs because of the increased participation of retail investing. Retail investors are individual investors tend to stay in longer are there they instill more passive strategy whether that be with actively managed funds whether B with index funds their personal strategy are active so they're staying invested for longer than maybe an investor manager would have 20/20 five years ago so we've seat. Large extensions of the market up or like we have seen recently because you'll continue to plow money into their contributions are Furlan cac. We think in my volume right now. The looks like the baseline it's pretty hefty here and it does seem that since the election. November event now we've seen volume drives the market higher whereas in the past few years we've seen the final drive the market lower. Yeah a lot more buyers and sellers and and obviously price is a surprise to supply and demand so we're seeing a lot of changes in the marketplace today and I think we do need to see earnings start to pick up to justify his big raisins and the market and I think a lot of people are expecting tax code changes whether that be for the individual one person or whether it be for on the corporal level I think both would be beneficial. But we technically you win Andrew when you mention of the united acts of volatility and it's low. People are staying in everything not just consumers big investors to write yes no that's absolutely correct and the vick's volatility index measures how much volatility were experiencing in the market today and actually this week the Vicks is up 50%. So it's a huge jump but keep in mind it's starting an extremely low point. So it's still not near what it had been you know back and twice sixteen but it's the higher than had been the last couple months yourself. Sure and Andrew UBS the Burlington. Events at the Tuscan kitchen prone to marry and in Salem and a white cliffs. Issa and you know Plymouth them. I think we'll have enjoyed they always enjoy your portion of the presentations vote. The grim do little more personal interaction. For the folks that come aid needed. 801 anyone make sure you calling it your seats are going quickly Tuscan kitchen Burlington especially is very elusive big. Heavily attended event and then the September 23 refer co owner. At the Marriott throwing to and so. I really wanted to get more personal with people because. I think just standing up there. During a presentation it's great but we want to humanize the events so please tell me might enjoy it everyone's welcome to needed eight. He's under 181 but. Could you go over in general the typical case in the last week that he could run a snow. What your approach from us from what they needed what would their obstacles in over the thinking. Of course yet so I've I've had a gentlemen come in this week two's and he's been invested with the same person for. Twenty years has never done any due diligence on what this person's been doing with their investments hasn't you know change anything at all just blindly trust this person they come to find out. They're paying way too much in fees their investments are sub par there were within visor that was only looking at. One specific type of fund or fund family and unfortunately they've probably missed out on a lot of thumb upside potential and had a portfolio is a little bit. Overexposed for the amount of reward they've been receiving and then rate of return so they decide to work with us and Sartre. We give little more efficient portfolio something that they're being rewarded for the risks they're taking. Taking their risks and a little more of a specific way choosing which Aries the market they wanna be. More heavily invested in and I think at the end of the day they're gonna come out with a portfolio that has a little bit more resiliency to downsize. That's something that we find to be very important right now is making sure your portfolio is I guess you don't wanna say recession proof because that's true only so possible but. You wanna make sure that you're limiting your downside risk. So I think it's a great example of a case that. An 888801. Anyone if you wanted to visit with candor bring your statements. When you come to the events bring your statements ladies and gentlemen if you so desire and will take a quick look at them give you some of on the spot maybe ideas and then you could follow that output expenses can either way at a portfolio right. There's no doubt about it we've seen it happen too many people BC people come in with. You know variable annuities is a good example and you'll see a lot of bad examples there people coming and they don't even realize they're paying. 34%. In fees so unfortunately. The investor or does know is totally transparent and we're just looking brings transparency to people situations for them. Well that's great 888800. Want anyone to speak with Andrew crow any time. First visit is always complimentary and we always can seem to find a little bit of something that people could do a little bit better. Yeah and then you know what. One big differentiators that unfortunately a lot of people have a very sentence on strategy where they're allocating her assets. Just like the S&P 500 is not may not be the most opportunistic for them so wanna take into consideration what's actually happening in the market went. Choosing our investment strategy in choosing what your exposures are going to be and what what the appropriate amount of risk is at this time. Great and we'd like to maybe can command for almost segment. The sort of pick Greg Norman and we'll take a short break here and we will be back with Sandra crowd. 888801. Anyone get to a sit down with standard crowd and you'll enjoy it I do. I enjoy working within their visa. Fantastic human. Are you getting pays. There were five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action and accountability. Listen to bill Cummings senior safe money strategies called 8881880. Wanted to speak to bill. What matters to build Kelly YouTube and we think you'll give him straight days. It's Jeff cook owner announcing another kind Edwards summit with bill Kelly I'm the Burlington marry off on Saturday September 23 starting at 11 AM call dated 881881. To reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch the corner man we'll give my exclusive state of the presidency addressed call now dating game Andre. Eighteen to 81. Are you going to go it alone ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trap or any bull trap who knows if you wanna be caught in no trap I think that's pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with you Social Security strategies it's Kelly financial 888. 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and your serious about getting results we understand this to be the right place for you and it's so certainly the right place for us if you wanna team I felt thousands of people upset with tens of thousands of people like Q. To determine plan out and to put into place your future your legacy and it's all important isn't it. We're doing this with Kelly financial where doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proven priorities. Principles and yes. Security whenever possible. And strategies. That must work for you. And then we checked everything humanly GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. And neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me looking you know what's going on in your investment life. But remember investment life. Life is the key word is meant I think it is don't you so. 888801. Enabling get a free copy of one in my three books senior safe money strategies. Bailey brook farm. And the senior safe money strategies workbook which is one might. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know it too. So take action picture reports that ten pack. But ten pack the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday. We'll do our best to have an electronic version and within a week or two you have these in print 88 they. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September 1 Thursday evening dinner. And a night with bill Kelly house that would be me 88880181. Kick your materials. See what happens when your working with a team of professionals. Brilliant men and women but Kelly financial see what they can do for you find out the difference 888801. If you want. Seniors seem funny extracting. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning senior saint content strategy. Portfolio income projections seniors money strapped. Call bill killing at 88881981. Or locally at 7818493090. Do they did too many things that Omaha man faster stronger. Yeah. It's. Yeah. For expansion joint financial chief investment officer. And this from the room. He didn't securities over a tune. Are custodians got a quarter of a billion Andrew empress blew over 250 million dollars. And it's perked up a little bit this week on the twelfth threats we've talked about maybe. You could give you know. Listeners and an idea of it like a political risk. Yes so are examples of political risk is the decision that's being put into the president's hands of whether or not he should have a preemptive strike in North Korea. That's example political risk obviously there's reasons to. And reasons against so the risk really is is it was a right decision going to be made for the market. Which the market isn't always the first consideration when the president makes that decision so you have to plan your investment strategy around the potential for. Decisions that are necessarily opportune for freer investments and then we have another risk and the twelfth such reports can use some. Interest rate risk and her. Yeah mean haven't beat had a few rate hikes are ready. You wanna be very careful about what type of Bondra and thus it right now the longer the duration the bond obviously the more you're exposed to interest rate risks so. Long term bonds or something that. Haven't been has opportunity lately can relative to shorter term bonds and fixed income has produced positive return this year. And you can even segment fixed and come down a more specific quiet a lot of people unfortunately don't do that. We can look at your fix and comer your bond portfolio and decide what's going to be the best place for your assets based. I'm wanting we've been. It's been a resurgence in tying us is that emerging markets that as there's a little bit overpriced right now so that's an area you might wanna stay out of another area that is looking a little battery. I US since sticks and comes a little bit better than than that area so we're looking at shorter duration and high quality corporate son and government on. And we have been we oversee market risk because it's there if you're in the market right hander that's very true yes or especially a Sox wanna think of is interesting though there's one news we see thousands of portfolios. You know every couple of years or at least and I know sometimes when you reading a statement you can see a pattern. Then known pattern might be right might be wrong but it's a pattern right. And sometimes you see when that doesn't have a pattern and it's changed from a if ours was doing last year or the year before. I can see style shifts have you ever noticed a style shift that doesn't go well. Yeah I've seen I've seen a few and you know it it's partially due to human nature would have been agreed but I think people have gotten a little bit overweight in technology and I've heard that. A few times from clients coming in saying I have a lot of money and technology will that's but it should some low recently but that's also probably the most overvalued area of the market. And so is it really the right time to be all invested in technology probably not so. And won overwhelming sting that we've seen over the course of time is new cookie cutter shortages. You see people with a certain percentage in US equity certain percentage and foreign equities foreign fixed income and US fixed and come. Totally based on their age big you operate almost like the target date retirement funds. And unfortunately the target date retirement funds don't take into consideration economic or a political factors should only look at your age. Which is a factor but not the only factor. True and instead of taking into consideration. Possibility of interest rates hikes or throw some political event then might to a lower year. Ability to retire right now we want to avoid a loss of a twelve threats are real ladies and gentlemen come to one of our events. Don't be shy about calling this several dates right now would take me about five minutes to mention them all to you that we can tell you their Burlington. Massachusetts Plymouth Massachusetts at the white hills country club. And Salem New Hampshire. Newton offices doing well right now I'm Bruno you were you were over there yes you're right yeah we would order grown in office over plugging away there and a lot of a coming and what really nice people with thumb just looking for help with their investments and that's where four. Very serious people in Newton we're finding women commend their own transact they want to get things done in the they want answers and we appreciate that from everyone in the new mostly area. And our offices centrally located or out of style into the grove street accident yes Israel follow. So paid eight feet 801 any one meet sit with me personally sit with Andrew crowd or any one of our executives are representatives. All licensed in all off brilliant people so when Andrew thank you for being on the show him this week as always appreciate chatting with mr. OK go plus in actually. Keep your family fortune in the family. She which you have to use what you want. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau six acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and interloper his. New legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want and pass along what's left. It's Jeff Carter. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year did your seat now call 88881881. We'll have brunch you can sit down with the bill Kelly personally. And after your dime. I will give my exclusive state of the presidency address. My friends action comes before achievement join us find out about bills and that's mean GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your gains call now. It's the hottest ticket in Boston 88881881. Deviated in hundred. Eighteen to 81. Have built Kelly speaking your next Clemson skull 888801881. Today. Bill is available to address your group business or organization on any of the topics discussed during a show he's a featured motivational speaker before retirement club's business organizations conferences seminars as well as sales meetings in groups in need of vibrant approaches and new ideas. Tel 8888018812. Arranged for a bill Kelly to speak up for your group. It's Jeff cook owner announcing another high network summit with bill Kelly I don't Burlington marry on on Saturday September 23 starting at 11 AM call dated in a 11881. To reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch that corner man we'll give my exclusive state of the president's address call now dated 18118. To 81. OK and you say goodbye to the people. And thank you loosening. The. Do. What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys bundle to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. Hey it's Jeff Carter. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year hit your seat now call 88881881. We'll have brunch you can sit down with the bill Kelly personally. And after your dime. I will give my exclusive state of the presidency addressed. My friends action comes before achievement join us find out about bills investment GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your games call now. It's the hottest ticket in Boston's 88881881888800. 1881. Are you going to go a long ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trapped or able trapped who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and you're serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you wanna team I felt thousands of people upset with tens of thousands of people like you. To determine play out and to put into place your future your legacy and it's all important business. We're doing this with Kelly financial where doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved him priorities. Principles and yes. Security whenever possible and strategies. That must work for you. And then we checked everything humanly GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street and neighborhood in the house. So it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me. Looking at what's going on in your investment life but remember investment life. Life is the key word is meant I think it is don't you so 888801. Enabling get a free copy of one in my three books senior safe money strategies Bailey brook farm and the senior safe money strategies workbook which is one might. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know it too. So take action picture reports that ten pack. But ten pact the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday we'll do our best and have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly house that would be me 88880181. Kick your materials. See what happens when you're working with a team of professionals. Brilliant men and women but Kelly financial she would they can do for you find out the difference 888801. If you want. Senior same funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors sing funny strapped. Medicaid crisis planning senior safe under stress. Portfolio income projections seniors money strapped. Call Bill Elliott 2888800. In 1981. Or locally at 781. 8493090. When you're enjoying that Kelly cut sounds of the market. Bill things seem pretty hectic for. Rob there's a lot of activity that baseline volume of the market it's probably double of what it was during the Obama administration was a very quick steep run up that we've experienced. The volatility seems to be under control the market is symmetrical in other words I think that. Increases in volume are creating upward surge in stocks was a very small number of stocks dictating these indices right now we've never had. Three or four companies that once and approaching the trillion dollar mark rob so this scale may be off people need to watch out where they're investing I see. A lot of style shifts people are talking about right now so they need to be careful of those. Let's let's talk about volumes dealt tell us about knows the volume is impressive and the trading seems to be disciplined although people I read buying and re buying the hedge funds and funds are full of the same stocks so there's a lot of overlap in this market. It's one of the lynch prince goes then the ship might not sail with a period there are many many risks of the market right now other than just missed almost a straight run up. With no retracement since the election in November so. If folks want the stock market heart attack report by the way rob 888801. You want it's a great. Report to look at in other words to look back at how this has happened before in the past and maybe a way to just not experience it yourself if you happen to be a consumer. We hear a lot about the conceal. And the invest Deb but what really is the difference between the two Nobel. Well that's a good question not the difference between consumer. And investor is quite stark. And many consumers think their investors but really their sabres this money. Even though you were at 123 million dollars that's been funded retirement for twenty or thirty years and probably you might want something back for your kids. And it would be a terrible thing to every 203040%. Loss. Abuse three million that you're in the millions of dollars of losses if that happens. We're very technical. So if you're consumer and you wanna go it alone in might be dangerous be careful. If you have a team that is motivated by your success. And making things better for you then. You part of a group. The people who care about you I think that's a much better place for you as a consumer investing in this market. It's heating up to obviously all time highs in every day almost nine days I think last month in a row which is definitely a market record but volume is high very few stocks are controlling this upsurge in the indices I think there are over represented. And I think that for looking for three of four. Companies to cross the trillion dollar mark more money than most nations on earth then we're in new territory altogether. So what are the main issue was in the market right now then rob one of the big problems in the market right now could be debt. It's underpinned by debt margin debt is in the hundreds of millions of dollars in these markets. This is high or higher than the Great Depression right before the that the market crash we had margin levels to very similar to this rob. That's something Americans who was have to be careful about right now. And as you can guess on this market floor that we wanna be careful that we don't go through the floor can definitely become the ceiling in the ceiling ten. I definitely crash through the floor so anything can happen. The stock market heart attack report is grade 888801. Anyone you can see some examples of that report. It's free from Kelly financially in my wanna try it right now everyone has an opinion. But our opinion is optimism and extreme caution with this market what about what kind of threats that we might be experiencing right now bell what adults. No Ron some of the threats to this market right now there really twelfth threats reported 888801. You want to those of you listening might want their report and rob. That report outlines political risk think about that what's happening right now across the ocean and other Koreans are threatening to bomb Guam. Which is a very short flight especially if it's a missile from Korea. To Guam it's it's right on almost the same coast in the same vicinity. So these are threats which we have never heard before seen before that really had the actuality of being a possible. So political political risk interest rate risk are we gonna cook up an interest rate hike again and it's it will let us short of this market. Political risk we've mentioned. Concentration risk you give everything in one of these sectors of everything intact you give everything it overseas if your very being in bricks which are the emerging markets and something goes awry you have Pacific rim and there's a war what's going to happen so we saw what happened during the previous week. That the Saber rattling in Korea costs a lot of nervousness. In the markets and especially with the tech sector so 888801. Anyone get to twelve threats report political risk. Concentration risk. Interest rate risk and of course we didn't even mention market risk. Volumes time but so was the amount of debt in this market and we appreciate your skills kindness and junior high regard for what's. Best in life than what we need to be doing. And you know it. You part of that so it's big enough pledged to build an illuminating discussion is that I thought sellout Fiat tie we appreciate it very much. You know if you have a great week we'll see you next weekend thank you. Keep your family fortune in the family she which you have use what you want and pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper is. New legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want and pass along what's left. Well it affects the and they're very power you very well thanks we have a program arts audience is seniors in Boston and I know from personal experience that you're very uninteresting concept and inner imaging in New York City and I was wondering if you could tell folks a little bit about what you do there. Our approach is not consistent with the way physicians practice medicine today which is symptoms based. Our goal here is to go looking for disease and when you kind of early. It's an expensive and the outcomes are better people live longer and there's less disability we think those that could thinks. Sure I've developed a title earning in my basement gym I need to have that looked at every once told me at the end of Skopje to have both kinds of invasive procedures and I decided I would go to dinner imaging for the body skin and don't you hold them heading out the door and mr. Barrett so if I could've talked with these comments at my office and I have to some plumbing issues with the heart and there was never known. Does that often happen when people looking for one thing and you find another. I would say that it happens every day most of the diseases that we see are without symptoms tend to date we've identified a 123 diseases and elevenths forms of cancer that takes us a minute and forty Americans to collect that data and it takes us three or four days to analyze it. There are many discoveries and most of them were benign kidney system or liver assist or. Gallstones and kidney stones that the big issues our heart disease and has been for the last 87 years. He'd be decent. It's 14 electron beam marker pretty they're only forty machines like this in the United States and originally they were little children's hospitals. So this Specter or radiation. While exists in. The hospital environments for diagnostic tools like cat scans and our shop we can do. An entire body for less very game and what hospital could do just Artest can't. And if I can get this plaque down in the near to us she said I could be and great shape I think. Adding more than that for the last seventeen years 47 point 8% of the men and women or through my door. Have a heart decease and they think they had none 52%. Scored zeros. And is zero here means the probability of dying from natural causes over ten years. Is 1%. Or tenth of a percent a year so minute when it was family history the mothers and fathers died early. They're now looking over their shoulder thinking that what will happen to them we give them a ten year window. I've just really want to units and our came down to check on the Heinle hernia which is from lifting weights over my head. The last thing I'm doing that decision but to tell him but you're stand for the heart was just part of the package that I took and it basically saved my life. I have behind me a file folder 171000. Police officers new York city police officers that we screen most of them were fifteen and under. Would put 7%. That's 800 men and women in the hospital for cancer bypass to stents and out of those. 800 only to have done that means. 780 surprised. You know that 600 mortgages. 18100 kids and when you look at this from a social point of view which had a huge impact on our community here in New York City. Well you made a huge impact on me. How small this or go down as far as measurements. Of coronary artery to paint you. Score one and the ranges zero to 3000. Which could be a thinner than a piece of paper. That layer of black when we see it could be the number one or two or three. And the chances are 60% of it will wash out. So for those people that score in those those single digits 40% of them more or less when they return it's gone. Was the best number for the folks to call they want to schedule a screening. We're located at 307 east 63 street Manhattan and our telephone number is 212. 7778900. 21277789004. Inner imaging. That procedure took less than thirty minutes and the actress is incredible I know folks here in Boston are very proud of what we do with medicine but this is a great alternative and it's very welcoming place. Latest technologies so I need to come back in a year and see if my diet worked and if it didn't that I didn't make another step I guess right. That's true and what you've learned in a year is tested disease progress most people don't know they would know they would not have to know what you'll know. It did it grow at 10% what did I grow a 30% and then you can make an adjustment you haven't waste little time. I appreciate it's on the treadmill to it you recommended Tony two minutes that's when it did on the elliptical so I'm keeping with I'm not gonna be a superior athlete on this can do when I'm told and talk to my physicians which everyone should do but for it we really like to thank you for taking your time this has been a great discovery. In my life so bird they're 21277789. Under I highly recommend our listeners if you're wondering about your condition. And you really don't wanna do too much invasive testing and you want to skip an answer in two days for it apparent that inner imaging. In New York City is just a three hour train ride away and it's a beautiful ride and a six dollar Hoover knew there and then you can go back for you could spend the night with your. Loved one and hotel my son and I went to cats apparently had a great time so. Thank you very much for Barrett. Our pleasure thank you very much for having come here and you well. Because anytime that you need. I think they're well and it will probably you know give a lot of questions from the folks and you can call us at 888800. Wanted to you want folks on a regular line if you want to get me. More information talk to me personally rooms here and I can't have a great Christian faith are. Thank you very much for all of us stealing your family moved. Took gold who keep what you have to use what you want to and pass along what's left. Are you aggressively working to keep would you happen to pass along something to those near and dear to you. Want to thank both look back isn't sort of replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax loss well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for had a consulting sessions to answer all of your questions today and that's 888800. 1881. I. I. I think the United States is the greatest place in the world to invest we have some say it's. Too bad apples and. He. You. It's Jeff Carter. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year did your seat now call 88881881. We'll have brunch you can sit down with the bill Kelly personally. And after your dime. I will give my exclusive state of the presidency addressed. My friends action comes before achievement join us find out about bills investment GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your gains call now. It's the hottest ticket in Boston 88881881. Mediated in Condrey. 1881. Are you going to go it alone ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trap or people trapped who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and your serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you want a team I felt thousands of people upset with tens of thousands of people like you. To determine plan out and to put into place your future your legacy and it's all important isn't. We're doing this with Kelly financial where doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved them priorities. Principles and yes. Security whenever possible and strategies. That must work for you. And then we checked everything humanly GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. And neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me. Looking you know what's going on in your investment life but remember investment life. Life is the key word is meant I think it is don't you so. 888800. Wanted to going to free copy of one in my three books senior safe money strategies. Daily brook farm. And the senior safe money strategies workbook which is one of my. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know what to. So take action catcher reports that ten pack. But ten pact the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday we'll do our best to have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly house that would be me 888821. Kick your materials. See what happens when you're working with a team of professionals. Brilliant men and women but Kelly financial CU if they can do for you find out the difference 888801. If you want. Discover five keywords bundled for your retirement years the first is time. Second is trust Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with the five tees. Dear bill Kelley senior safe money strategies call 88881881. And speak to build what matters to bill Kelly. Q that's terrific. We're joined by Greg Murray vice president senior vice president and Kelly financial services slaves don't that's a huge. Task and going yes sir it is thank you for having me. Most good people always enjoy you being on the air with us and we've kind of quiet summer but we're ramping it up a lot of events in September her. Yes there we like to had a harder towards the end of the year. And his get out there and see as many people as we can get in front of as many people as we tenth and try to help out as many people's weekends. Well it means a lot to the folks out there and it certainly means a lot to me I appreciate their coronary. You have only in the mountainous Kelly financial right. Yes sir I am seven years they Kelly financial services in the office. I think we were struggling room we were wrong how much for remuneration when you came aboard. The first year remember we had a vote 24 million dollars and their management. From there we have expanded. Quite a map out a large amount we are now off to a 252. Million. President this morning I think color slides are out of date we brought up slides to show wounds to give them an approved because. Thankfully were growing portfolio and yes there we are and then we have another quarter of a billion in a fixed insured assets trying to reassert. So that totals some half a billion bucks Greg. As you say they east to be alert about a money that's terrific. I was a kid. Half a billion was a lot of moaning we you know our own currency permanently. So what it's all about so many cases you could describe rhino render an interest in case of a client who knows no client as of this week they. An incredible fees within their accounts and when they found out they decided they needed to make a change but any kind of case that you could elucidate for us for the from the audience. I hate to sound like a broken record by him one of the most recent cases that we are working on it was sizable amount of money split into. Ten different accounts from their own needed to be three different accounts. Each account had a separate. Management fee ranging from one point 25%. To one point 52%. And on top of advisory services fee that they were paying they were also experiencing. Class seat mutual fund expense ratios. Which as we like to say if he's a class C I think continuous sales charge due to exorbitant Lehigh. Think of you're creating mailbox money and Asian gentleman means you can check in the middle of the month which we used to do in this country but when you have seen shares you're kind of creating that check in the mail for somebody else right through yes there so they get a regular fee they don't have to Billy knew it's automatically placed in their. Maybe it's an email box so unknown fees we scan at the always looking at the price labels at the supermarket but we don't look at them for our funds our investments. Yeah sermon they're also known as the hidden fees for resent their out of sight which means there out of mind. Right that was typical what took two cases to very large cases this week passed. But in a week ago Pete before that. Hinged upon. Unknown fees than ever in the accounts of people. We're not aware of and you know I think people are pretty fair on its own these are the fees there's an anonymous so it's going to be. There used to pretty reasonable don't think great. Absolutely one of these comments and here is. We understand that you need to make money trying to everybody needs to make money by it needs to be reasonable. He can't be a three or 4% fee and annual basis. True we're very interested in them and threats to twelfth such reportedly needed 801 any violation them if you want one. But we're very interested in that and what effect it could have on our retirees especially right now market risk and political risk going. Absolutely. Right now we have a president who likes Twitter I think he will probably be known as the the Twitter president you know and forward. Then we need to be very cautious of doubt that tweets that he writes we were experiencing a lot of volatility in the market over the prior week because of the tweets about North Korea. Right and so if there's more of an enclosed on all those restaurants during from the non brokered thank you have a Smart is it meant. I just into the kinship that it was awful now it's just something I'm doing. I'm a plant based I had heard so any any kind of thing. If there was war with Korea would be that almost every general and him again and anymore right well is it being exported from north yourself. Point cut if it's north of photo please us more than likely continuous. So nuclear proliferation and poison Tim Shea you know connect. That's another planet taken over the world. So mr. Murray there's a group scenario and our company and applying paint on the weekend yes there and is that something you're gonna get involved and no sir good fit. We would look a lot different with and I put out curriculum. If I was on that paintball field yet. I would leave through the isn't it broken they would not be a good test. You know that's my motors' decision to push her around you know break your arm. That's all she ever said pretty much nobody did but. You know I generally. And we sit down what do parents do when they really what's it really like to see where you just have to. And bearish your kids yell at them and tell amount procured because of ME MB gray Panthers on the machine so that's sacred. But on the other side of the coin that's also with the kids job is looked at it embarrass their parent and they concluded product. Well family's everything all right current couldn't agree anymore. And you know revenue presidents and he's that the markets love this president to volatility so positive and it. Absolutely I mean if we look back over the last decade the volume of the market. Wasn't really there up until November of 2016. You know as soon as that election happened we some of the volume doubled overnight it went from. On average hunter million shares trading hit trading hands to 200 million shares trading hands but a significant increase. Well my investing book my original investing book written by Merrill Lynch and community plug you know so yes you can throw me some cases right now I'm only kidding don't. But it's said that it was six it was written in 1965 or rather nineteen sixteenths at some day. The exchange will have a million share day. That was that was the prediction but I guess they were right time though they definitely were array. But insists that a million and a hundred times and now so when you volume pushes the market up it's more normalized in my opinion but I agree. Mean it's a healthy market room warmly volume as folks the push to mark it up but again what we're experiencing is on heavy volume dates. He was pushing the market down troops in nice to see the normalization of the market in some you know consistent appreciation. You worm. Looking to do a job interview in an interview out there and we would likely to hire us and we are sincere and earnest about that we would love to have any of you visit with us. Including mr. Marin. Craig the larger the portfolio to me it seems the better people like you wouldn't. I think that's a great talent to have in this industry think he says we have a lot of raves about Greg because he's steady unity and so. Studies human being and government to I mean even the way you line if you candy bar or spring and more it's got to be in the. Horizontal. As got a bid to. What is the candy bar of choice right now. There's no one actually has stopped again haven't had a candy bars quite awhile I'm trying to be healthier. So you working right yes they're very good well you know wanted it worked out very well from Australia and I know. 888800. Wanted it one of genuine seat with Greg Mario if you own a business. And you have a large portfolio and you want to have a different point of view Greg script for that Greg Murray needed any. 800 wanted to once it was Craig it's it would meet bill Kelly. And we appreciate you being done with us again this week Craig. They get rattled Mexico and learn join in the studio thanks to some very hard work and strategic plan fix it. Okay folks. McMoran. It's Jeff cook owner announcing another high network summit with bill Kelly I'm the Burlington marry off on Saturday September 23 starting at 11 AM call dated 8800 in 1981 to reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch the corner man we'll give my exclusive state of the presidency address call now debating. 818. To 81. Are you going to go it alone ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trap or a bull trap who knows if you wanna be caught in no trap I think that's pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with his Social Security strategies it's Kelly financial aid need a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and your serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you want a team I felt thousands of people upset with tens of thousands of people like Q. To determine play out and to put into place your future your legacy and it's all important isn't. We're doing this Achille financial where doing cash flow analysis investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved him priorities. Principles and yes. Security whenever possible and strategies. That must work for you. And then we checked everything even a GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. And neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me looking you know what's going on in your investment life. But remember investment life. Life is the key word is meant I think it is don't you so. 888801. Anyone get a free copy of one in my three books senior safe money strategies. Bailey broke farm. And the senior safe money strategies workbook which is one might. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know what to. So take action catcher reports that ten pack. But ten pact the twelfth threats the stock market heart attack that will and trust workbook. All of these things are yours and by Monday. We'll do our best to have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. It's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire like this country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly house that would be me 888821. Kick your materials. See what happens when your working with a team of professionals. Brilliant men and women but Kelly financial see what they can do for you find out the difference 888801. If you want. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to do Kelly. What's that thing. It's. So there's still more back with. Branding coach for vice president Kelly financial was so low and Strauss who is a junior executive and investment advisor. Basically we were talking her earlier about you know what you need to do for strategy and I think we've seen a lot of expenses coming in and people become very unhappy when they discovered my friend. Absolutely it's that's an eye opening experience for many of the punt on that come in and bring us their portfolio. And allow us to just give them a fool to analyze and really tell them what they're doing when they are lined up for. Yeah I think people are just basically they marlin proved what they're doing right. Movement yet and they didn't they're coming in they want a second look not necessarily do. They know exactly what they're looking for and that's what we're here to help guide them and show them exactly what's in the portfolio there's several things they might do when they come from Bahrain with reasons that the command. They're wondering if they can do better looking for a new team. Indus discovering a difference anything that they can there. You know that we can enlighten them within just given some more guidance with their portfolio in exactly get it to where they want to be. Jim when we scheduled to have priorities meeting this couple things and have great friend and I absolutely want from the comments so that they can tell us what their goals are what they're looking to achieve basically lay out priorities for us as well as we want to understand how we work as a team here and the difference that it can make having a team of individuals working behind you rather than trying to take it on yourself we have the possibilities and priorities meeting and I mean what do you see I know you do a lot of that Logan when they come in and learning about everything that is in their portfolio and what other potential investments are out there how to kind of looked gets where they aren't risk tolerance the potential to return that they can get taken some risk off the table the same time that's one thing that we're really looking to point out to people is that you don't have to be correlated you don't wanna be correlated to towards the end of your crew you have to shift your school's. And learning about priorities determining possibilities and potential and it's basically having us getting to know what's really happening within their investment portfolio and they definitely want to make out of plants so folks comebacks to us and then they generally wanted to have another meeting where we might do little more in depth and what if what basically happens there. Brandon sun that meaning that we will lay out different ideas tool spotlight and highlight what their goals maybe we need to explain what their term weaknesses are because you have to understand what you have and what other possibilities are out there for you the F envision wary stand them what you're looking for and get to know. The path for that will help you X understands how to achieve your goals. Sure we will straights and we want to illuminate an Emmy exhibit our talents I think if that second meeting this to sir and then generally after that meaning beyond the curiosity phase of her in the action phase and then folks might want to move ahead and do a little bit better is no harm in that right I don't know I don't know what point do we start chasing people around me office with tents. That are. Never please tell what we're not trying to get used say yes actually it's forbidden in our office we don't do that we don't we just don't wanna say yes we want people to actually embrace differences they can have hopefully more profitably for them more prosperous sleep for them and they can move ahead basically a little bit more inspired more involved were involved you know we have a great team so what you've learned command wondering if you can do better gonna meet the team and may be discovered difference you going to baby sit with Brandon Logan pulling out your priorities experience at team process and then there's always something unexpected them might come up because obstacles right. A hopeless and that's always a possibility that people you love you're at the meeting with them someday they might not be on the planet right. I am so it's everything that happens in this company that Greg Laurie was on earlier he started out we have about fifty million total of 25 fixed and we had about 25 insecurities and now I think we're gonna 500 million total yes there 250 insured and 252. Hits and Marcus so it's half a billion thanks see you fellows and are listening audience and our clients involved and we love our clients first and foremost so we know. This paint ball on this week info we also know that Brandon conference going golfing soon what we're gonna golf granite links currently so they can. Observe you have the driving range with a thunderous drive of his success at this I mean things don't these guys go to the driving management I think golf course there's a real unwritten law you never look at anyone else sitting at the driving range pregnant ministry when the guys from Kelly financial show up people stop and look because they are launching rockets and her sisters now unemployed here right. Yes sir yes sir she's good tonight. Really with that shows its. If she flew shoot from the ladies' tees there would be absolutely. No chance to pacers so she comes second placement guys tease and we still lose them that's very bad. She was incidents as soon only and a man who was too soon is it one. Great addition ants hopefully she'll be starting for a license system moving up to letter to like your brother who. It's gone away she's doing really well without rentals awesome thanks for coming by for the weekend enjoy the rest of it and in this is Brandon got free. Hook it's fast thanks for notional thanks for having sent. Picked up. My house. Are you getting pace there were five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action and accountability. Listen to bill Kelly's senior safe money strategies and called 8881880. Wanted to speak to bill. What matters to build Kelly if you. We think you'll give him straight days. It's Jeff cook owner announcing another kind Edwards summit with bill Kelly I don't Burlington marry -- on Saturday September 23 starting at 11 AM call dated 881881. To reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch the corner man we'll give my exclusive state of the presidency addressed call now dated 18100. Eighteen to 81. Are you going to go a long ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trapped or able trapped who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 80181. And this is me bill Kelly so if you're looking for help in any of those areas and you're serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you want a team I felt thousands of people upset with tens of thousands of people like you. To determine planned out and to put in to place your future your legacy and it's all important isn't it. We're doing this with Kelly financial where doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved him priorities. Principles and yes. Security whenever possible and strategies. That must work for you. And then we checked everything humanly GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. And neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me. Looking you know what's going on in your investment life but remember investment life. Life is the key word is meant I think it is don't you so. 888801. Enabling get a free copy of one in my three books senior safe money strategies. Bailey brook farm. And the senior safe money strategies workbook which is one might. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know it too. So take action picture reports that ten pack. But ten pact the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday we'll do our best to have an electronic version and within a week or two you have these in print 88 they. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly house that would be me 888800. Whiny when kit your materials. See what happens when you're working with a team of professionals. Brilliant men and women but Kelly financial see what they can do for you find out the difference 888801. If you want. Seniors save money extracting. Wealth transfer senior safe money strategies. Living trust seniors save money strapped Medicaid crisis planning senior saint under stress. Portfolio income projections seniors money strapped. Call bill killing at 888800. In 1981. Or locally at 7818493090. Yeah. John boosters. John personal friend and came to visit today but we don't know much for you brought a basket of vegetables and all its own books and well I've learned about your new dietary tourists who. Plant food. And so I brought quite a few things for my garden in Canada back with me. We have all kinds of things kept with the sweet corn with that beats couple kinds of that is tickets and cucumbers and tomatoes some scallions. While some parsley some potatoes. Usually it's sweet corn yes and an apple and a peach an affiliate she's sick and that we left behind me as a soul that I sold that. This is it reduces illness or the friendly John we're going to need I have my knives Mike cutting boards. After this interview sure where we're going against him. Vineyard style vineyard style magazine and the editor of that we're located on Martha's Vineyard seventeenth may be eighteenth here right. Something like and that's style is Jim and includes a pair of red glasses with LED lights flashing from one side of the incidents of that's a great style statement there that is the dollar store statement they stopped on the way here you couldn't have looked like 150 don't want to do what these designer thinks how do you you can pull the soft I can't. Well you just have to keep looking Indo feel it's the law of attraction my father taught me that please. Don't know I buy something from the dollar store people look at me civilly defend from the dollar store. When voters buy something from the tallest article I always good designer colossus and so what's causing this is the farmer's tan without tennis what is there it is so if thanks for bringing me a basket of vegetables. You know I went down to new York and getting the hernia in my tummy from thinking you know as a weightlifter again and so attendant checked and I went to a Playskool in their images and immense third from these directives there is going to be on the show Enron but he. I'm walking out of the tests and really gifted desk does this mean you have to sit with a tractor a after the scan of my entire body right. And I didn't and that looked you pair of assists too that director look she gave me an arson to sue the director of fundamental homey you know currency does not you have to sit with the director. So settle the director. And but I hernia I have disliked the miniscule but guess what everything going to my heart looks like plumbing from your house when you lose your house built from 1910 Q with the word but it does lead like that knob and tube electrical work ethic you know so that basically they assume that's in my heart felt look like a whatever they are Salma plant based diet because under control John I was actually thinking incidentally had cancer. And also really from the Frisco was ever happy that he told me oh you're did you ever just have clogged arteries it actually could take a collusion we can deal with the help we can deal with solemnly behind me and I'm so pleased to have these arteries that look like the plumbing from Johns in take home but. We're gonna deal with that with a basket of principles over there we have a good array let's discuss them on the decision and we don't know legal seafood I was in the Bible John. We're also have right. This is where where you where you would you need to find someone with with William this weekend now. Near where you have Anna who grows food like a CSA guard aren't so you know the person who grows your food that's phase one okay. Next will be in the fall will make the small garden in your yard OK and you're going back to Bailey farm that way OK Curtis Cup you'd be catching her itinerary set. We're gonna find that balance to have that all the time of us use Sean I think first of luck in the one bathroom to really feel the daily brook farm Loveland but I've I've got a few Brockton to take a borrow from somebody upstairs for select as good as my idea. You don't like can change up but you know that I'm feeling better then after I spoke review the other day I get a call from the imaging centering the man said look you've pretty much that's all you have. A very tiny hernia and only valves are causing. Part of that hit us and that's that it took seven member had an excellent sound this relieving it's there for her. That's the that's the attitude you gotta have it's like FaceBook is here it plugs along you know without any action and then all hell breaks loose and just and it kind of gets to an equilibrium again sure. That's with the punctuated equilibrium not my term. Well I've never been in her room was some news in charge of Martha's Vineyard style or get nervous every time with you because of him because I'm truck my time is it right either if you know movement from a Joseph banks guy from disarming what do we have to do to look good on just on the vineyard for a net don't come in the summer it's just that's the beginning. Coming February as a but the best month okay him. The government yes so moved forward to a lifestyle John because on forbidden to politics anymore over grapefruit from the air on direct your. That's for just purity is too great to pay for racquet and the stuff we didn't I don't think we're to vote. I think can sit back when we did it several years ago it was fun I think now we do have people showing up on our homes aren't they probably would trek instead given given the the ease with which you can do that now. You have to criticize. Reverend Sharpton is a Reverend Wright whom and he's a the reverend Sharpton is here with his limo and lost one minute here over a so you know whatever records in two days that was fun Williams misses being dish on the show. What would you live and yes you know he's out being a park ranger in Wyoming now I know the whole thing broke downtown they haven't gone at. The Europe and that's. Talk about the pace of the fact kids leave us to you know they may they come back when the world and we hope. You listeners tell William the other day so let's have some so we sit down which is job as a data severely impair should kids. Complain about money. And don't let him pester you too much and and I always been needling them to be a complete fathered another that's right so it takes but we're gonna close out this segment can say for sure yeah yeah I can go sharpen the knives school itself and get a free myself right back. Please don't Wear with the good friend of the show mr. bouterse John voters the editor. Vineyard style magazine. And we'll be right back. Keep your family fortune in the family she which you have to use what you want and pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau six acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from creditors and interloper his. New legislation is here now do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Schedule a review an appointment for a consulting session and have all of your questions answered that's 88881881. Keep what you have use what you want and pass along what's left. It's Jeff Carter. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year did your seat now call 88881881. We'll have brunch you can sit down with the bill Kelly personally. And after your dime. I will give my exclusive state of the presidency address. My friends action comes before achievement join us find out about bills investment GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your gains call now. It's the hottest ticket in Boston 88881881. Deviated in hundred. Eighteen to 81. Have built Kelly speaking your next function call 888801881. Today. Bill is available to address your group business or organization on any of the topics discussed during a show he's a featured motivational speaker before retirement club's business organizations conferences seminars as well as sales meetings in groups in need of vibrant approaches and new ideas. Call 8888018812. Arranged for a bill Kelly to speak before your group. It's Jeff cook owner announcing another high network summit with bill Kelly I don't Burlington marry on on Saturday September 23 starting at 11 AM call it it is in a hundred in 1981 to reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch that corner man will give my exclusive state of the presidency addressed call now dated 18118. To 81. Okay and you say goodbye to the people and thank you loosening. The. What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys vital to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. Hey it's Jeff Carter. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year hit your seat now call 88881881. We'll have brunch you can sit down with the bill Kelly personally. And after your dime. I will give my exclusive state of the presidency addressed. My friends action comes before achievement join us find out about bills investment GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your games call now. It's the hottest ticket in Boston 88881881888800. 1881. Are you going to go it alone ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trapped or able trapped who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and you're serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you wanna team until thousands of people upset with tens of thousands of people like you. To determine plan out and to put into place your future your legacy and it's all important business. We're doing this with Kelly financial where are doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved him priorities. Principles and yes. Security whenever possible and strategies. That must work for you. And then we checked everything humanly GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street and neighborhood in the house. So it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me. Looking you know what's going on in your investment life but remember investment life. Life is the key word is meant I think it is don't you so 888801. Anyone get a free copy of one in my three books senior safe money strategies Bailey brook farm and the senior safe money strategies workbook which is one might. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know it too. So take action picture reports that ten pack. But ten pack the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday. We'll do our best and have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September 1 Thursday evening dinner. And a night with bill Kelly house that would be me 888800. Winding one kick your materials. See what happens when your working with a team of professionals. Brilliant men and women but Kelly financial she would they can do for you find out the difference 888801. If you want. Senior same funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors sinking money strapped. Medicaid crisis planning senior safe under stress. Portfolio income projections seniors money strapped. Call Bill Elliott 2888800. In 1981. Or locally at 7818493090. When you're enjoying that Kelly cut sounds of the market. Bill things seem pretty hectic. Rob there's a lot of activity that baseline volume of the market it's probably double of what it was during the Obama administration was a very quick steep run up that we've experienced. The volatility seems to be under control the market is symmetrical in other words I think that increases in volume are creating upward surge in stocks was a very small number of stocks dictating these indices right now we've never had. Three or four companies that once and approaching the trillion dollar mark rob. So this scale may be off people need to watch out where they're investing I see a lot of style ships people are talking about right now so they need to be careful of those. Let's let's talk about volumes belt tell us about knows the volume is impressive and the trading seems to be disciplined although people I read buying and re buying the hedge funds and funds are full of the same stocks so there's a lot of overlap in this market. It's one of the lynch prince goes then the ship might not sail with a period there are many many risks of the market right now other than just missed almost a straight run up. With no retracement since the election in November so. If folks want the stock market heart attack report by the way rob 888801. You want it's a great. Report to look at in other words to look back at how this has happened before in the past and maybe a way to just not experience it yourself if you happen to be a consumer. We hear a lot about what conceal. And the invest Deb but what really is the difference between the two Nobel. Well that's a good question not the difference between consumer. And investor is quite stark. And many consumers think their investors but really their sabres this money. Even though you were at 123 million dollars that's been funded retirement for twentieth thirty years and probably you might want something back for your kids. And it would be a terrible thing to every 203040%. Loss. Abuse three million that you're in the millions of dollars of losses if that happens. We're very technical. So if you're consumer and you wanna go it alone in might be dangerous be careful. If you have a team that is motivated by your success. And making things better for you then. You part of a group. The people who care about you I think that's a much better place for you as a consumer investing in this market. It's heating up to obviously all time highs every day almost nine days I think last month in a row which is definitely a market record but volume is high very few stocks are controlling this upsurge in the indices I think there are over represented. And I think that for looking for three of four. Companies to cross the trillion dollar mark more money than most nations on earth then we're in new territory altogether. So what are the main issue was in the market right now then round one of the big problems in the market right now could be debt. It's underpinned by debt margin debt is in the hundreds of millions of dollars in these markets. This is high or higher than the Great Depression right before the that the market crash we had margin levels to very similar to this rob. That's something Americans who was have to be careful about right now. And as you can guess on this market floor that we wanna be careful that we don't go through the floor can definitely become the ceiling in the ceiling ten. I definitely crash through the floor so anything can happen. The stock market heart attack report is grade 888801. Anyone you can see some examples with that report. It's free from Kelly financially in my wanna try it right now everyone has an opinion. But our opinion is optimism and extreme caution with this market what about the kind of threats that we might be experiencing right now bell what adults. No Ron some of the threats to this market right now there really twelfth threats reported 8888. 101 you want to those of you listening might want their report and rob. That report outlines political risk think about that what's happening right now across the ocean and other Koreans are threatening to bomb on Guam. Which is a very short flight especially if it's a missile from Korea. To Guam it's it's right on almost the same coast in the same vicinity. So these are threats which we have never heard before seen before that really had the actuality of being a possible. So political political risk interest rate risk are we gonna cook up an interest rate hike again it's a tool that's short of this market. Political risk we've mentioned. Concentration risk you give everything in one of these sectors of everything intact you give everything it overseas if your very being in bricks which are the emerging markets and something goes awry you have Pacific rim and there's a war what's going to happen so we saw what happened during the previous week. That the Saber rattling in Korea costs a lot of nervousness. In the markets and especially with the tech sector so they needed they don't want anyone get to twelve threats report political risk. Concentration risk. Interest rate risk and of course we didn't even mention market risk. Volumes time but so was the amount of debt in this market and we appreciate your skills kindness and junior high regard for. What's best. Life in what we need to be doing. And you know that. You're part of that so it's big enough pledged to build an illuminating discussion is that I thought sellout Fiat tie we appreciate it very much. You know feel very week we'll see you next weekend thank you. Keep your family fortune in the family she which you have use what you want and pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper is. New legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want. And pass along what's left. And it's that thing. It's. So we have two leading paint ball more nerve still in financial services from slow mistrust and made no load in pretty good at once and the leading painful I think would give that today and for now but really a competitive like in big just a little bit ladies and gentlemen this is a competitor. Wrote a par excellence over Strauss is an executive theories. Investment advisor representative he worked hard to give you credentials. Studied very hard and it was challenging but we got it done I know and you just a great job in doing it people love bogey and when you sit at the moment you have great feeling Aaron Reynolds slogan so. We're very blessed to have him and mode and we are talking about some interest in cases last week in particular. You a Medicare and cost people want it to be just more information about him Medicare strategies and people get warned about that right. Yeah they did and this particular situation was they got a pretty blank sheet saying that they needed to sign up for part B. And they already had C coverage through employer so they were thrown off a little bit by widening do incur another premium for coverage Deri have. So we'd looked into it I may try to dole the due diligence and did some research into it. In his role as you cult coal into Europe provider and they say you have substantial coverage. You don't have to worry about that and late enrollment period penalty that they would incur. And so it was a great solution folks are pretty happiness on a thin office yes they're very thrilled. What are they had a lot of questions I actually answer one of their questions before they must've parking lot. Nothing's too good for our clients especially Logan. Answering that question a lot of people put an office and you do another firm we try to do everything here. And I think that's important don't you voted I think it's very important essar and we're joined by surprise Brandon can't freak vice president Joseph and financial well. Yes sir thank you very much for having me what you're looking great you guys are sharply as Jeremy remind. Not just the best minds in the industry uses some sharp looking young man here that this they're brilliant picture about the clients and are you in the paint balls approved. I'm in common for paying five always I've played to a now's younger and that's it's at the strategic game but. It's a lot of fun they get out there and just mess around it's. Great now I know the reaction Logan had when he didn't do so on ping confidently Dominican Republic so. We have experience and on the paint ball fielder. Yes do paint balls fall or may have begun and I'm not serve or the ping pong battle and then. We were talking with the Logan before the. Burning car for each horrendous about. And helping some people were some Medicare questions were happy to do that 888801. It went. We don't want the people the Shia way. From getting help. Something we're here to help people and if yes any questions they have don't hesitate to spring into the table of we don't have the answer we're searched very hard to find an answer for you. Absolutely and it's important we're not shipping them out the door to get information so we just simply where a lot of thought it was a it's not a real. High profit areas it's we want to make sure they. Understand that we're here answer all the questions but nothing's too miniscule thing. Absolutely yes do we want them to present any question may have because. One of the things we tell people when they come in different industries when I go to doctor. I don't understand everything that they're saying so I ask questions that I may not know but. You have to ask these questions because it's it's your body is it's your financial situation drew you want to understand exactly. What's going on. There's been a weak refining meet expenses in people's. For bringing their statements in this an astronomical and it's unbelievable. So they might have other ideas why they're coming and I went to New York for a scan of money. EB peace can we get the talk is going to be on later on the show what. I went because I told them. But over hernia is doing weightlifting. Come under fire now I have hot something in my heart. It's getting clogged up front Boris going to do the EDT it was so that he simple. Gift for extra minutes of the heart so low and behold it did have a tiny hernia but for the heart arteries have plaque in them that if if from a council can cause a problem but the Jamie sheet and how to handle lemon take care of those Susan that the way when people bring misstatements in there looking for one thing was it was two minutes. Because some problems here with your heart. You know your main portfolio it's clogged. With expenses right. It's unbelievable that people come in and maybe have a tax question but then by the time we figure out what they're asking. Do you have bigger problems here than this taxes you're worried about making a contribution to an IRA here. Something like that nominal semifinal higher paying huge fees and expenses. Oh yeah when I was a kid there was a show called the gun show it and they had that person command called the unknown comic you have a bag over said. And anybody would laugh but the one thing we're seeing him with very blown it we're seeing variable annuities here. That's like to me that's like the unknown investment from investing is unbelievable. In this sense is there people come and they Sam what do you mean I'm guaranteed to make a certain percentage but then when they find out the truth from. That's pretty upsetting for a lot of the people. For variable annuity I mean you just took a piece you know you took tests for the last three years or one of the topics as variable annuities and who has the rest. The client the final hole risk on. And that's the thing about the they hear guaranteed and they get very excited and these products are necessarily. Fully guaranteed and that's what they you know caught up on that guarantees him an income right. They only tell that's what they want to hear they don't tell them everything much as we wouldn't that it doesn't happen we don't mean that in innocent but when that when condemning the exam questions there the risk is. That's a separate account they call or the investments are held sort of means it's not really held the insurance company. The steps as a separate account for the its generally they turn out to be mutual funds and definitely. Yes so then basically. You have you've got a pot full of mutual funds. You take all risk him and he paid a load and you really pulling the load when you're doing it to write all the time. So we see that a lot receive higher expenses only see people are just maybe. The quality issues are there we see thousands of portfolios. We see them and I think we see the most of any rental on V. Talking badly about our competition on the radio I never do that kind of we we love our competition because it gets us kind of fired up front that's always. So that. Just toward the same way that Logan wants to win a paintball. And it's important to oh win at any point in life and in investing right absolutely yes sir. So that it's GPS ladies German guidance. Potentials planning. And it's pass could be a strategy and you know something set out for the future so. You can if you if you have a GPS chip probably not going to have lost so. Maybe we can combat talked about that in just a couple minutes this loser okay were with a loaded Strauss Kelly financial services investment advisor representative. And very popular guy absolutely and we have Brandon Godfrey he looks like a movie sorrow of the forties ladies and gentlemen and he's brilliant. People love him fighter to peace agreements particularly financial 888801. Anyone you can sit with. My knee consumed with Brandon and you can sit or sit with a slogan. And you know equal experience a promise she will be worth. House. Took gold who keep what you have. Use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. What type of look back is in store every place their recent five year look back and replace the original three year look back. Are you worried about the new tax loss well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now. And speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today due to dad's 888800. 1881. I. I think the United States is the greatest place in the world to invest we have some say it's. Too bad apples. Read this. Hey it's Jeff corner. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year did your seat now call 88881881. We'll have brunch you can sit down with the bill Kelly personally. And after your dime. I will give my exclusive state of the presidency address. My friends action comes before achievement join us find out about bills investment GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your gains call now. It's the hottest ticket in Boston 88881881. Deviated in hundred. Eighteen to 81. Are you going to go a long ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trap or a bull trap who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and your serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you wanna team I felt thousands of people upset with tens of thousands of people like Q. To determine plan out and to put into place your future your legacy and it's all important business. We're doing this with Kelly financial where doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. Pete proven priorities. Principles and yes. Security whenever possible. And strategies. That must work for you. And then we checked everything humanly GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. The neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me. Looking at what's going on in your investment life but remember investment life. Life is the key word is meant I think it is don't you so. 888800. Wanted to going to free copy of one of my three books senior safe money strategies. Daily brook farm. And the senior safe money strategies workbook which is one of my. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know what to. So take action catcher reports that ten pack. But ten pact the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday. We'll do our best to have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your book would take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in Plymouth is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly house that would be me 888800. Why anyone kick your materials. See what happens when you're working with a team of professionals. Brilliant men and women but Kelly financial she would they can do for you find out the difference 888801. If you want. Discover five keywords bundled for your retirement years the first is time. The second is trust Texas is a keyword technology has impact. Terrorism is the worst tee ward of the mall. Are you dealing with the five tees. Dear bill Kelley senior safe money strategies poll 888800. In 1981 and speak to bill what matters to bill Kelly. Q that's terrific. For a return. Dancing. S Rhode. And we're here with the ambassador Raymond Flynn a privilege always every week I go to school ladies and gentlemen can we get a lot of friends of the sacrament of our show obviously because. You know we don't have an axe to grind and no I'm I'm a throwback and I don't know on the mechanism I'm an ancient. This figure you know compared to what's happening at the speed of Roy Williams said to me attack what was tenets like Luis Scola confession now it's the kids caught pennants and he should Ted recovery times is to go to pennants are so I had to go over Saturday and went to clear out of this race from any technical. Then but so what point would you say well if we. I say you know well you know with my parents didn't mark my dog in my bedroom saw it during many up to the bedroom and I tell the priest that was a being you'll send him noticeable. They don't have the fields anymore but I I lived off for the senior since William because so you know those my stock and trade I'd never do immortal but. They speak it and after it was no streaks down here felt propagate it and his name from the mirth. I think chaplain. Up along the Romans association there you know and it was quite a priest to Dennis Murphy in the my father could hurt on the job kept he's got to get hurt on the job. But he wouldn't Osama right down near the waterfront in the seat that crane was broke and our. The tablets we're broke or not it was something that was defective that caused the accident. And he had. Stand near and you growl that he got the owners to shipping owners. And make sure that they picked everything up. And they would send a basket of food to the family and this report the priesthood. Jurors back there and build you know and and and that's how we learn. You know about charity you're both fighting for your belief in your bag use than those of your time is that fills the people that built character. In young people like you would medium which now William we learn those kind of let you know. Having that kind of a champion for the for the poor the working class. For the underdog not just sitting at the Al Smith dinner down the Waldorf Astoria where we're used to go. With him dole won but also in the dark in the working with the vapors people Monday adverse conditions when I was mayor ray when when these people around like I picked up we saw over the it would make. And that's that this thing a prayer for the workers because they deserve our recognition and Alice. Sport and we hope that they bring. You know we get just this side of these negotiations. Look like you're netted an early age and pay a commander of Islam I walked in with church. I always think about of those three the other web site news. We're working men and women my mother clinging office building song night. She can't she get through working all night long sure if you Groban singing and just search and constant. John made about fourteen dollars the night she would put one Dublin of them into the pool book she would say because you'll learn you'll learn. Not because you're born good and you'll learn because you've seen good people. Doing good things. And took her lessons that I got than. Young William now was learning the same lessons and you've got to be very proud through the we. Carrying on those traditions says I'm proud that he might and little sure. You know carrying on those. Think traditions whether he's been. Iraq or Afghanistan. Gitmo or wherever three years he's built as those. That you that you learned in this churches neighborhoods in from miss them like I'm proud to say. Oh yeah it's great he's not self promoting and all he sits there and iceman but he's not boastful but he's done some things that you and I might consider very very dangerous thing on the every mention them in on the issue you know mention it to him first but he won't ever say. That's the way he is that's exactly the way he is you know you would think that. Son of a prominent politician would be somebody would be a self promoter is often is that case but the idiots just the opposite. In fact you must have. Dig it out of them you know to get some of the things said he's done a you know he's met some of the most remarkable people in the world these. He was somebody. In Newport Naval War College right instructing down there and they wanted him to pay down your residence struck he didn't want to leave you he wanted to do back home. Coach is a Little League and coaches see what you know what gate to heaven and are these different things that it likes doing it's two beautiful children that's when he talked about. He's about doing things for other people like you so they'll I mean he reminds me enough thought the Euro and you know he's successful. He's not. So so. Somebody who loves it. They act such as taking. Well it's great to rise had a great afternoon with that plan and I certainly had a great time today with you as usual there's been great spending time with you on them on the air obviously it's a privilege for me. Thanks Phil and I appreciate that you know you have good friend and and so William thank you for writing that Kindle for Braden he's celebrated a suburban birthday yesterday a and I've walked over to street church and that was set and the back of the church quietly seeing a couple of prayers. Few people come walking in for the new day math and they don't even say no vote means they take. I greatly affect I don't know how these people. They come from all over the problem with Greater Boston area how they know and they think they are much less than. The bill Kelly and then when that they feel like they know what I slots and watched the church yesterday and they spent a great. If you see him you loved Monica tell using handsome and he's a friend and he's so everything that there is a thought that so god bless you. However that we can build up but. It's Jeff cook owner announcing another kind Edwards summit with bill Kelly I'm the Burlington marry off on Saturday September 23 starting at 11 AM call dated 881881. To reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch the corner man we'll give my exclusive state of the presidency addressed call now dated 18100. Eighteen to 81. Are you going to go it alone ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trapped or able trapped who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and you're serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you want a team I felt thousands of people upset with tens of thousands of people like you. To determine plan out and to put in to place your future your legacy and it's all important isn't. We're doing this Achille financial where doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved them priorities. Principles and yes. Security whenever possible. And strategies. That must work for you. And then we checked everything even a GPS has to be looked you have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. The neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me. Looking you know what's going on in your investment life but remember investment life. Life is the key word is meant I think it is don't you so. 888800. Wanted to going get a free copy of one in my three books senior safe money strategies. Daily brook farm. And the senior safe money strategies workbook which is one might. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know what to. So take action catcher reports that ten pack. But ten pact the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday. We'll do our best to have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your booklet take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire white cliffs country club in employment is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly how's that that would be me 888821. Kick your materials. See what happens when your working with a team of professionals. Brilliant men and women of Kelly financial see what they can do for you find out the difference 888801. If you want. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. OK okay. I don't financial service are you doing that it's so thank you for having me on. Well it's great I know you've had a busy week and you're working and risk management which means to attempting to. Certified it people won't experience so losses that might come from a steep bull market can't. Is sir absolutely I know a whole lot of what we're doing is focusing on maintaining the principal amount of people haven't. Learning how to take income from it responsibly and making sure that their. Lucky you know a lot of their profits as well. Just solution to have a lot of happy people running around the suite here in the office so that's good that company were. As a whole we're doing great obviously were very blessed here but Jones financial services for. What you're doing is are you doing his good great work for folks because people are very nervous on the market source to heat up like this right. You sir absolutely everybody's. Very excited when the statements come in and they're doing well button there wondering what the next step is after that and how to make sure that they. They lock in what they made and. We try to eliminate white knuckle part of the journey we wanted to be a cruise not a roller coaster right. This year absolutely it's taken so long smoothly or you can sync sometimes right Tim's absolute basically. Retirement is an income. Proposition so that's called draw down and I think we can. Obviously. Draw down risky Israel so few taken a lot of money out of a portfolio. And the market declines steeply. And interstate fashion very quickly then you are set to draw down your principal owner attempts. Corrective here if you're taking a set percentage from your portfolio every year but the portfolio takes it and some kind of market downturn. You won't be able to take that same percentage and get the same amount of income. I'm from her portfolio. After that so true that you might find yourself originally taking forbidden and you have to take six or 7%. Right because of the sum total who's going down and downward direction in Europe taken soon in my the percentage actually increase is 245. Six maybe 7% so we don't want that to happen. And the market's very involved tone phone when things happen like community a threat from North Korea to bomb bomb. So you've been with this is second news to a financial ruin yes there. And it's a great tune having great time of great time with you right. Absolutely it's been the best decision I made since I got out of school cook I know you grab me right away but it sure helped to get in right away and keep the same mentality straight from school. I think that helps we definitely recruit from Catholic university son. Until Tillerson Jones there's a if there's anything I am willing to admit mentally that's a great strategy for killing financially for our clients. And you probably wondering about several things are you. Struggling with your and retirement investments Lisa Germany wondering about your statements. Which kind of expenses aren't there. Are struggling or warned about cash flow considerations are calculations or. Lowering internal and invisible fees and is one investment I cannot understand Scola variable annuities and. Yes sir and we see a lot of them coming in how people atom for awhile there most recently getting on with in the past few years. Common they're not really I'm aware of the fees and expenses associated with it in an Alley money's actually being invested. Variable annuities are considered both by some. The industry. Regulators as a security and in some industry's regulators has insurance because they're both but the risk really falls on the part of the policy owners are currently. Correct you're holding all the risk in that in that scenario and if the market does take some kind of countered you're gonna see the full brunt of it. And newfangled loan to correct and we're seeing. Large fees that are. You know extending higher than what normal management fees would be for asset management so what's so harness. Destruction scenes we've seen variables come in with a load fees and that. Management fees come around three and a half to even up to 5%. That's the one investment I think people who know least amount you would you agree with the correct there they're told that it. It's gonna provide these guarantees for them when in reality nothing's guaranteed. Com end there investment fees for 456 years and they're not getting any return on their original principal. And you know they're subject to all the risk. I think the income lawyers might be you know being an agreement to pay a certain amount of a lifetime but that still live. Underlying securities can go up and they can also go down but it. Correct and it affects everything to do with the policy all the benefits that you're told up front whenever you do sign up for it. So you have to be careful and you're not shouldering the risk for a mile thick. Company and you need to have been. If you want to save money you have to make sure it's safe and if you want to be in the market. Maybe actually being in the market is better than. I'm buying securities within an insurance. Sponsored the correct it seems to be to hybrid in between the two on some people think that their protective whenever they're so invested and some people running the assumption that if they're going to be in the market that name my eyes will be actively invested in not locked up with senator dole noted. So firm well and you know any any any it 101 anyone if you have a question asked for it and Christensen or leave it on me. Even worth with us and make sure we get an answer next week but. There's a rumor around the office supply of people playing paintball this weekend. It's not true yes there absolutely we've device quit the team and we've been playing on the weekend pretty regularly now so ready for the fellows don't. I believe it's called high voltage painful I'm on the South Shore looks like cutesy. It's right underneath the main power lines they have about eleven acres in the woods as well so she's too good team building activity for sure. Very good and now we don't want it or anyone have either I prefer my tenth absolutely masks and we'll talk talk. OK there are other great time playing in pain call this week and then known. We really look forward to have you on again next week and absolutely sir looking forward to a decrease. Ten Christians in killing financial and. Are you getting pays over five days bundle to any investing relationship. One is the ability of your professional and another is availability. There's attitude action and accountability. Listen to bill Cummings senior safe money strategies and called 8881880. Wanted to speak to bill. What matters to build Kelly issue and we think you give him straight days. It's Jeff cook owner announcing another high network summit with bill Kelly I don't Burlington marry off on Saturday September 23 starting at 11 AM call dated 8800 in 1981 to reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch the corner man we'll give my exclusive state of the presidency addressed call now dating game Andre. Eighteen to 81. Are you going to go it alone ladies and gentlemen with one of the highest deepest run ups in market history you can look at it over and an eight year period you can look at it over a nine month period this is some pretty high volume these are some pretty steep gains in the market are you going to get caught in a bear trapped or able trapped who knows if you wanna be caught in no trap I think that's a pretty much what we're accessed with a right now we're obsessed with getting you to the next level what we're obsessed with. Keeping you from falling. With your investments with your retirement with your legacy planning with your Social Security strategies it's Kelly financial aid it in a 800 wanted to anyone in this is me bill Kelly so if you're looking for help in any of those areas and you're serious about getting results we understand this to be the right place for you and it's a certainly the right place for us if you want a team I felt thousands of people upset with tens of thousands of people like you. To determine plan out and to put in to place your future your legacy and it's all important isn't. We're doing this with Kelly financial ware doing cash flow analysis. Investment strategies that meet your profile. And your expectations and we use cutting edge technology to do that and we do our own independent research so we're not depending on the Wall Street Journal. And we're not depending on MSNBC we're depending on ourselves and you can depend on us how's that. When we say income for life we mean it's a GPS system for retirement that's what you need. G goals guidance. He proved them priorities. Principles and asked. Security whenever possible. And strategies. That must work for you and then we checked everything even a GPS has to be looked. You have to look Richard GPS to sit right in my in the right town first of all yes and when you're there. Gonna get to the street. The neighborhood in the house so it's a journey with the retirement GPS so. You have to be on your toes we have to be on the ball and that's what we. Do it Kelly financial services 88880181. When you bring your statements and it's great. Because you're gonna have some of the most brilliant young men and maybe one old maps that would be me. Looking you know what's going on in your investment life but remember investment life. Life is the key word is meant I think it is don't you so. 888800. Wanted to going get a free copy of one in my three books senior safe money strategies. Daily brook farm. And the senior safe money strategies workbook which is one of my. That's my pride and joy really. So explore observe inspect search and examine ladies and gentlemen curiosity is a phase you're looking to see can I do something better. Getting used to a familiar voice that's me. And looking for key areas of expertise that's us action is always first before achievement you know that I know what to. So take action catcher reports that ten pack. But ten pact the twelfth threats the stock market heart attack the will and trust workbook. All of these things are yours and by Monday we'll do our best to have an electronic version and within a week or two you have these in print 888. 800 one anymore and call in for your booklet take a survey you might learn something a final where you stand the national senior retirement test it's very important. That's something that can help you in your life dinner or brunch is Burlington were on fire. Salem New Hampshire or on fire like this country club in Plymouth is brand new it's a brand new venue were going to be there in September. The last week of September for Thursday evening dinner. And a night with bill Kelly how's that that would be me 888821. Kick your materials. See what happens when you're working with a team of professionals. Brilliant men and women of Kelly financial see what they can do for you find out the difference 888801. If you want. Seniors save money extracting. Wealth transfer senior safe money strategies. Living trusts seniors sinking money strapped. Medicaid crisis planning senior saint under stress. Portfolio income projections seniors money strapped. Call bill killing at 88881981. Or locally at 7818493090. And. I home. You and tastes and listen. News that cute bow. The. I mean. Well we're back with John overseas in studio today because we're going to look. Sure any broad basket of vegetables sort of looks like that's my lunch that's your alleged. Apple will make a very nice much unclear what eight or nine different vegetables from the garden we're gonna get this in before North Korea decides to pull the trigger yet and yet in this is going to be kind of a training. This is going to be growing up our own pretty soon commitment for your pharmacist and associate flashes of the threat of visionaries who BMW pulling up going into an area they go in market dips to upstairs loft oh that's the beautiful game you get the sunrise view two of them over the lake. National has so Jon there you've done with the Muslim council of the city you're going to be a self made farmer and well I I try to you know keep. My perimeter safe that's what might go with its. What kind of represent are current on my junkyard dog to darling don't look. With whom I am without now I have a lever it in Canada because that so much to do here or tennis or she is a Puerto Rican soft so hoarse not that which is and among girl. Right an expression in Puerto Rican Spanish were a much. OK but she is the smartest. I garbage huge. The stoic knows speaks English. Better than most people rescued dogs are an amazing thing because we think we rescued them but in fact they rescue us. Definitely. And they do that by the you know being there for us right and I think and another wisdom of my father before he passed away 89 years ago. He said we really need to get ago. While and I think he knew that I would need another family member to make this stuff. On my opinion is right. My daughter told me we needed daunted and rodent manifesto of how she would walk the dog every different. With the exception of terrible blizzards or extreme rain should put an asserted six. And she did do that for the first felt for does that hit you get into. So debts are walking the dog restaurant owner and his record and then there was saying what a wonderful family don't know after dad has select. You know it's been years of training for the stone tipped and it puts us. How come that dogs only comes to you dead when you call it and I say because. I'm trainer in Hershey trust me she likes me the message though she doesn't like you the most she's looks at you you're the leader of the pack. I Sydor up in the swimming pool with their own reference to her feet she prospective for the fifth I think nobody believes that sales per. We're with the editor of the vineyard style magazine one of my dear friends my few friends on earth figure some owners on the it does happen to us. After awhile I think somehow the kept pared away. Yeah Putin is a big influence in your life obviously. Poll still loose and I talked to him every day can I do and and complain about my aches and pains. And I think about him he lived a long life and he was very stoic. Me and when he came to. Physical suffering. My picks socialism works who were there for me right now works for you to you know pretty Europe. Stoicism does is an on display of annoying habit to do clearly still works because it makes you know they're suffering and they don't care you know upper. Let's they have to get the vegetables let's get the good stuff that way. You know so alone while this is amazing to me and he Marmara plant based diet ladies and gentlemen it's over and extend my life span. Just three types of potatoes we have Yukon gold brood about a red finger ruling in we have a blue. I'll tell you some will be who potato salad with that. Fresh corn uncooked raw sweet corn. And scallions and little little these rules and parliament and precisely. Poker with olive oil. And so I can come and I'm flabbergasted. That's the first course Hulk into second courses let us we can. Shredded beats. We've got a little bit Dicey yellow squash will have fresh tomatoes fresh fresh cucumber. And herbs and that for dessert we have a peach and it appears very first apple. The sun and apple you get normally have to get half the keeper of the kids that. I didn't bring my sugar meter defined on the cusp of what it was just have to say it's good you know. I'm surprised some speeches from one of the few times on the germ and many my competitors are. Probably happy that I have to be honest I put this sad because you bring me ms. Smeal today that could. They extend my life for an additional week. Thought I would say that this is a first for radio this is the first lives Sally still who. Yes and so. My competitors tend to copy me almost word for word printed they could go write a salad guy in this interview then we'll really well well look really really don't know. Where it where the copying is coming from when they start doing live seller lists of biggest compliment on earth when they rip me off right there reading a book on the era oh well that's always a fun limitless forward. I just home its own choices when you some room. Criminal summons reading from my books and it's them you know so really you or your opponent should had a paper route in the it to about ten heading impotence. It sounds familiar and so they were fibbing John. Well put we don't implement new. No we've got it's it's flattering. Yeah I think of it that way so they were flattering me again and we can always put a halt to that. Anyway John agreed Emmy for these segments but if I keep doing any longer. Commodity price is right so you you have to have another interview to do tennis I'm gonna get chopped. OK okay let's John buddhas editor. Vineyard style and he's helping me are you should be. Both silence and thanks for being with us this week my pledge to replace. Around that I am. But. Two days if I'm. It's that you blow. Today. Keep your family fortune in the family she which you have to use what you want. And pass along what's left. Are there trillions of dollars and IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau six acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from creditors and interloper his. New legislation is here now do not delay take decisive action to keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. Scheduled a review an appointment for a consulting session and have all of your questions answered that's 88881881. Keep what you have use what you want and pass along what's left. Hey it's Jeff scooter. I'm announcing another high network summit with bill Kelly gets up early to marry odd Saturday September 23 starting at 11 AM. This event was sold out last year. Did your seat now call 88881881. We'll have brunch you can sit down with bill Kelly personally. And after your dime. I will give my exclusive state of the presidency addressed. My friends action comes before achievement join us find out about bills and that's mean GPS. Goals priorities. And strategies. Com did a high net worth investment brunch in Burlington on September 23. Determine your priorities. Possibilities. And potential strategies to maintain all of your gains call now. It's the hottest ticket in Boston 88881881. Mediated in hundred. Eighteen to 81. And bill Kelly speaking your next function Tel 888801881. Today. Billy is available to address your group business or organization on any of the topics discussed during a show he's a featured motivational speaker before retirement club's business organizations conferences seminars as well as sales meetings in groups in need of vibrant approaches and new ideas. Call 888801881. To arrange for a bill Kelly to speak before your group. It's Jeff cook owner announcing another high network summit with bill Kelly I don't Burlington marry on on Saturday September 23 starting at 11 AM call dated in a hundred in 1981 to reserve your seat today join us for brunch discovered that Kelly financial difference and find out about bill's investment GPS goals priorities and strategies and after brunch that corner man will give my exclusive state of the presidency addressed call now dated 18118. To 81. OK then you must say goodbye to the people. And thank you listening. For the.
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