Senior Safe Money Strategies with Bill Kelly 7/29/17

Weekend Shows
Sunday, July 30th
02:59:44

Transcript - Not for consumer use. Robot overlords only. Will not be accurate.

What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys vital to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time CommVault today there's a Smart plan in retirement and then there's the wrong path when -- riddled with mistakes and -- safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888800. Wanted to you want to the national senior retirement tested my safe money strategies workbook examiner asked for mine now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center at 888800. Point anyone get a total review of your entire retirement and estate plan today in Burlington Braintree in Newton sit with me 888800. Point 881 -- to. Senior safe money strategies Tripoli 818. To 81. Call today yeah. What do we have to work with please determine when it's our future your future the numbers on those pieces of paper that are called statements those numbers are percent Europe your wealth. What you have left in life to to work with and it's a sum total of everything that you've accomplished financially and in makes for a better life if it's handled well there's you move into retirement then you have to inhabit that space but generally into your either return to work some people do that or. And that's important and you can do that all by attending a dinner or brunch and Burlington at the Tuscan kitchen Salem New Hampshire Tuscan kitchen reformist paint tainted. 800 when he went scheduled your first experience it's called priorities possibilities. Potential and obstacles we have to flesh them out it's not where you come to bring a friend to have to sign a paper for some sun sort of contract that doesn't happen it's laying out the priorities and experience a team process so that you're second visit with us you can learn about the priorities you've established and the possibilities. There aren't and then really see what a plan looks like. And what your choices are that's important to aid needed 800 warning to anyone then we have the illustrations things we can actually show you. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- If the changing face of retirement get my biography of nearly brook farm is no charge for the use the complimentary take advantage of us and have a great rest of your experience on the show today and we'll be right back. Senior safe money strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning senior safe on an extra. Portfolio income projections seniors. Money strapped. Call bill killing at 888800. In 1981. Or locally at 781 at 840 dollars and 3090. Okay. Coming up. It's gonna get. Wait it's hard. There's still a spill Kelly senior safe money strategies practice again another Saturday and congratulations ladies gentlemen you're in the right place because we're obsessed with the continued to the next level and I'd like to welcome the chief investment officer Kelly financial Andrew crowd tighter and mr. Cohn president of and are one of our senior vice president's friend and got free you know different than in the past welcome Brenda yes sir thank you very much for having so we have a loom a -- Kelly financial were obsessed with getting it to the next level and Brandon which you use how would we describe for us to these folks who absolutely know how excited we are. Will we want what's best for clients and that's one of the main things that we focus on and we get it all the time in our meetings about how we detail exactly what their goals are one of our famous questions what is most concerned what are you most concerned with what's most important you exactly and seen him what are you hearing into when you asked that question we get it obviously mixed result that one's got their own personal goals a lot of what we've seen lately is people worried about losses if the market orderly sell off how exposure they to downsize. What are their measure of rest because unfortunately a lot of advisors don't those are specifics on with a measure risk ourselves we want to make that transparent to them so they understand what kind of portfolio they have and what potential downsides they have to market has gotten out. Right and everyone sit with us Kelly financial folks has no license and this is talking about securities review we have securities analysts as a threat to serve 65 were advisors we love that we wanna help with your investments your retirements. Then at least some legacy planning and then Social Security strategies is something new were doing so that's great so we're for the most part if you're looking for help in any of these areas and you're serious about getting results we understand this to be the right place to be fastest half of a market generally one of the talks Brandon Gibson and I. Our offense had a great last night didn't we yeah we did illustrated that the people were connected and that was on and it was on fire. And basically what we're working on their own is getting through tough can be problematic right Brandon. Absolutely people focus on getting reaching retirement but then once they actually achieve their goals and they kind of are looking down the mountain and saying now what I do to protect myself make sure I'm focused on getting your income that you need to live the lifestyle that you deserved. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Self disclosure could be something -- right for an absolutely which you know we don't have don't have any of those right now but we don't want to go around bragging because we don't know what happens when you high five in the third quarter. Seattle Seahawks will tell you what happens when you high five in the third quarter the Atlanta Falcons owner will tell you what happens when you walk down onto the field cliff in the third quarter. And you're ahead 28 to three years on there and I don't know absolutely what happens is you lose so we never want to gloat about somebody else's misfortune that we do want to let the folks know you can go to the SEC website check on an advisor that would be -- -- you can go to the -- her website that you speak called the NASD's -- -- Finneran and check for disclosures and if you find them doesn't always disqualified the person with whom you're working voted can mean my fears the slight red flag but we've helped thousands of people just like you folks listening out there to determine. I plan to. To put that plan into place and to have a you know your future and your legacy after all when we're looking and all these statements friend and it's not our money clients' money I. So we say every single time and we focus on that because at the end of every meeting I always say everything we talked about is you've worked very hard for taken home think about it always sleep on a one of the biggest things we say because we have clients who just they just wanna take their time and we'll never Russia anybody thing. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly. Call bill like triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81981. Called two days. Yeah. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan and retirement and then there's the wrong path when Jimmy riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for -- now famous stock market heart attack report 888800. Pointed it going join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your entire retirement and estate plan today in Burlington Braintree in Newton sit with me 888801. Anymore and thank you. Senior safe money strategies Tripoli 81881. Called today yeah. What do we have to work with please determine what it's our future your future the numbers on those pieces of paper that are called statements those numbers are percent Europe your wealth. What you have left in life to to work with and that's the sum total of everything that you've accomplished financially and it makes for a better life if it's handled well there's you move into retirement then you have to inhabit that space but generally into your the return to work some people do that form. And that's important and you can do that all by attending a dinner or brunch and Burlington at the Tuscan kitchen Salem New Hampshire Tuscan kitchen reformist any tainted. 800 when he went scheduled your first experience it's called priorities possibilities. Potential and obstacles we have to push them out it's not where you come to bring a friend to have to sign a paper for some sun sort of contract that doesn't happen it's laying out the priorities and experience a team process so that you're second visit with us you can learn about the priorities you've established and the possibilities. There aren't and then really see what a plan looks like. And what your choices are that's important 888800. Warning to anyone then we have the illustration for a news we can actually show you. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Keep your family fortune in the family she which you have to use what you want and pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want and pass along what's left. We're talking about the opium epidemic lucrative opium when it does it is an addictive drug and it also. If you take opium you have to continue to take it more and more and more in order to get the same effect and that's what opium is all about now that being said if you're addicted you just need more and you don't care how you can there's another opium and its called phone PM the letters opium as other people's money and that's just as destructive when it comes to government as the drug opium because people can't get enough ladies and gentlemen and it's problematic so what that's what's been happening lately the according to the of gloom of Massachusetts budget is forty billion dollars and next year proposed and the mass health alone people getting health care and and government grants and payments this 40% of the entire budget 40% and so 40% of forty billion is sixteen billion abilities. That's going to free medical care for people not to me it's not free because some people have to pay it and how do the legislators pay for free medical care will they use OPM other people's money these opium. And it's a drug remember so forty cents of every dollar spent will go on to mass health and help people who are needy needy so there you have it. One mile of road to maintain one mile of road in Massachusetts. I read it cost 600 Stephanie 5000 dollars to maintain one mile road for one year that's a lot of money please feel a lot of money anyway so this is what happens when we're using opium other people's money but when I say other people's money what I really mean is your money you so think about that when you hear the term other people's money that means your money. Who's watching out for your money where would we're watching out for our clients' money certainly does have some words that tasked with at Kelley financial services who's looking out for you that's why you wanted to so it was just paid 88800. When it went find out if there are expenses within your accounts that you might avoid or lessen or eliminate. 888801. -- one find out -- hope -- him really means to you this year advisor to analyze your tax -- do they speak he or she or they can't communicate with your CPA do you want to do you trust them enough to do that today offered to do -- do they know about your state plan if you're in retirement are getting ready to retire or you have retired then it's very fortunate here a state plan matches your tax return matches your investment strategies and matches your action plan it's it's it's something you have to do you paid me in -- hundred point 81 the government can take money from me you know -- taxing -- attacks is a penalty for doing well defined as a penalty for doing wrong things but printing money is the ultimate tax on your printing money and getting large amounts of debt -- for doing -- concrete step for you its other people's money the government can't make it they can create if you look at what it's is on the bills that we pass we -- money these -- reserve notes Federal Reserve notes so we have all that money to the Federal Reserve I guess if we paid all of our -- and -- any deaths in the nation guess -- there would be no money because -- -- would have no need for. Reserve notes Federal Reserve notes so. On December 21. 1913. Some people went on to Jericho violent and decided to create defend and and it that was the mother of all inventions for those of you out there who wanted to use other people's money to become extremely wealthy I'm basically doing nothing except getting elected. And it's something that we wanna think about them more and more as we go through life how much of this are we going to put up with how much. That's our instance they need me 801 anyone you want to spotlight and the highlight what's important to Q you want to lay out a plan with somebody who can exhibit and explained and then expose. Current weaknesses and what you're doing their taxes everywhere now a paid for something we haven't and it was so I was very surprised that it was tax and Lou I think it was a consulting session and I should help in the attacks that they serve well that's what they do tax Massachusetts of everything's tax. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- He wants to calling from both quick ticket survey Arabic into match some of your needs to some of the solutions I'm offering you in advance they paid me 80181. This is bill Kelly this is senior certainly strategies and we'll be right back. Don't go who keep what you have to use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both look back is in store replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax loss. How about potential means testing for Social Security Medicare and Medicaid can call 188881881. Now. And speak to build Kelly yeah. Get pills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today you can tell it's 888800. 1881. And and. I. I think the United States is the greatest place in the world to invest we have some changes are doing the few bad apples. I really sweet. Yeah. All ambassador Flynn on you and bill are ignored today we'll grade we had a great off last week that involves did indeed yep matter of fact I'm curious what people thought in about it you know act as you know I watch it we we're right though and sure people outs. Stop and tell me everything out with great no weak housing don't eat we will watch them all week and so people are. The Ghana south in we're over and Cal's everybody comments that little competition we have about John fault that they love those little anecdotal stories you know those personal story that's what people you're not a bad news in the world today in politics now that you know people like to hear some good news on them I think that what you try to do your our new program expecting morning they'll. You're dedication to the sport of basketball and hear things that you do to make sure that the integration and getting African Americans involved I I was at UR I Monday and drop from my son off to a baseball camp and I went to ice and I'm gonna go to the immense and I ceremony used to locker room inside the big Jim I think these calls on Walken its the indoor track it's huge like a three acre building underneath this roof and in the middle there at ten basketball courts there were 210. Kids there and investor Flynt playing basketball and looking great and it's in this sport are great bigger than ever it's a great sport a yes. I was walking. Are coming back and walking at South Bend last night and you know a couple of basketball game out and beat -- right usually expect hang out of the -- party and turn -- the -- -- of the -- he -- -- -- direct stock. And has -- -- -- of the -- the soaked and packed with kids playing basketball and accept myself out watch like stop and watch them -- in -- patent such that while this is this reporter talked about it and keep kids in sports -- the -- for -- giving them something to do you have kids of all races -- background that's what -- the real important matter of -- probably came up to me and she says to me -- may have -- warned that -- and slightly -- that are sort of taking -- every year in the -- there were you know special and you could handicap here. Ryan and I sent to a tournament Sunday September 24 but she says okay great I'm going I'm going to be here so I'll let you know about it go higher if it's right at ten ninths of banks that that the better he had done in archer a very effective your audience would love it when is it that night when is that it's only September 24 Sunday. 9 o'clock to 12 o'clock okay and I'm going to be saying a few words but I'm that's I mean it's cited by might be different with Tom McDonald everybody knew radio listening audience would know wants and new actuaries. Guest on the army so wonderful wonderful guy passed away Derek you know he was the one that handled all handicap and special and that it is flop Pope John Paul the second when he went to Boston in September 1. We hope. On October are on that it will rain like that on Democrat and they are we're at right here in the art world electronic John Paul the second and out of the clear blue sky it's been raining. Come down Don father's second lefty all that they remained stage and walk right down where all the handicapped section. People in wheelchairs in the truck every single one of them aren't the most remarkable thing right. I've never seen in my life partner Bob McDonnell's which Kentucky handicapped. Apple in the archdiocese to block and get sick greater I'm pretty battered this time and excitement. Who helped he says I'm in name be the organization. After time and I mean and then he administer to their needs and help her you know poor handicapped inspection he broke the reactor but if you young because the pay you carry non American traditions you hear the your career if you are going to be the last. He left Sunday September. Ambien and end up in the when he bought that out regular. You know there's there's so many good people. People wondered what people fail and mostly professional people you know who you thought it's time in the churches volunteer. Their help is handicapped in special need he would say they Boehner because you're Al you're you're way up. Do you ensure our government. What wherever they go to you know have so little weekend trip to be here throughout for the special need you're in. It's just a wonderful wonderful group of people it's an amazing you know it's amazing that generosity of people but excel bill. Now who spoke did so much bat you know if not if you're successful business people that he's got successful people unlike. A lot of you know give something back through you know the map indicating and repeal it but you don't want but what you know but you know it it got help how many people. And I am proud to be out be it those here who. Beard off well when you know the effect. I know I learned that the effect I can have on one person and I might not ever know that chances I'll never know what I'll keep we hand up close every September to the Martin Luther king center for the kids so they'll have clothing to get back to school and feel good about themselves but I remember some people did things from me. You know I try to thank them aren't written letters some of them are long gone but it's that one person you reach right it could make a huge difference don't you think. I'll be you know there's no doubt about it it really you know the public comic novel you be we'll be here and it got in the cut off the but yeah he worked for the act I could have bought the book and called correctly. We expect but what the bear the booking of them would be fingerprinted booked kooky but you can't Auburn when cap Textron people act would go to church and people would be very very kind to them pretty clear he'd like how we have some kind of program that would involve them you know in this. Typical light of the of the community politically cured the activities public wonderful so it was a wonderful program assistant head he is carrying on actually be staring our net programming and I thought the offender mark that go light utility or pink coat that in the west and featured wearing as we look at their program or the proudest programs we have in the hole I expect that the bought and get the big night out from credit which is which is really being not a good Catholic and being a good America. Well maybe you know what was stir up some interest may be just some people out there from the Kelly financial client base and our listeners and the show gets and you know get the word out at the station may to a pump it up and have a great event and it. To be great built that'd be absolutely great you know it's stunner but that's the poverty and doctors say it's a wonderful place to. Wonderful way to celebrate okay help beating up American and got what you heard the Q and as far as you know we we here. Well it's a privilege it's a flow of used to do it and will be out in force I will definitely you could he count me in this is something that you there'll be up there at credit this table can open after its and that's. We'll have some fun house that are that fled nugget bill that required POW to hook picked up let's take care investor fluent. Discover five keywords bundled for your retirement years the first is time. Second is trust Texas is a keyword technology has impact. Terrorism is the worst team ward of the mall. Are you dealing with the five tees. Dear bill Kelley senior safe money strategies call 88881881. And speak to build what matters of bill Kelly. Q that's terrific. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan and retirement and then there's the wrong path when -- riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for -- now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your entire retirement and estate plan today in Burlington Braintree and Newton sit with me 888801. Anymore and thank you. Senior safe money strategies Tripoli 81881. Call today yeah. What do we have to work with please determine when it's our future your future the numbers on those pieces of paper that are called statements those numbers are percent Europe your wealth when you have left in life to to work with and it's a sum total of everything that you've accomplished financially and in makes for a better life if it's handled well there's you move into retirement then you have to inhabit that space but generally into your either return to work some people do that for. And that's important and you can do that all by attending a dinner or brunch and Burlington at the Tuscan kitchen Salem New Hampshire Tuscan kitchen a Plymouth paint tainted. 800 when he went scheduled your first experience it's called priorities possibilities. Potential and obstacles we have to flesh them out it's not where you come to bring a friend to have to sign a paper for some sun sort of contract that doesn't happen it's laying out the priorities and experience a team process so that you're second visit with us you can learn about the priorities you've established and the possibilities. There and and then really see what a plan looks like him or his choices are that's important he didn't need the 800 warning to anyone then we have the illustration for -- news we can actually show you. Many times almost 95%. Of the time someone will visit with us we're able to illustrate illuminate an exhibit something that you might be able to better and if you want to implement that that could happen at you're at your whim when you desire and only at that time so congratulations you're in the right place 888800. Want anyone work with us -- Kelly financial commensurate complimentary. Visit on the possibilities and potential and what can actually happen with a great plan and a great idea with your investments your retirement your legacy planning that's important Social Security strategies we're obsessed with success if you're looking for help in any of these areas and you're serious about getting results we understand this to be the right place for you Kelly financial services 888800. Wanted to wanted to hopes thousands of people over the years just like Q and they determine plan out and they put into place. Their financial future of their legacy you can do the same thing -- know you can do so when doing the securely financial using cash flow analysis investment strategies that meet your profile your expectations. And we use cutting its technology to do than some of the most brilliant young men and women on the face of the planet sit with us get the publications senior safe money strategies get -- ten pact at the changing face of retirement get my biography daily brook farm is no charge for the use their complementary take advantage of us and have a great rest of your experience on the show today and we'll be right back. Senior same funny strategies. Wealth transfer seniors save money strategy. Living trusts seniors save money strapped. Medicaid crisis planning senior same money strapped. Portfolio income projections seniors safe money strategies. Call bill killing at 88800. In 1981. Or locally at 7818493090. Still Kelly back with few. 88880181. We have a president and he was not expected to win the election by anyone even his most ardent supporters thought. This is not gonna happen we will watch the markets tanked on the night of the election thinking he was gonna lose predictably he didn't and his opponents set a trap for him that's what I'm thinking. And they said these things in motion before the election news and use these things to ruin him. After the election remember he's gonna go back to his regular duties as a as a that's an important just have regular citizen. American citizen of back to his business and get going again and he's going to be attacked dollars things he was going to be silenced and he's going to be threatened to use gonna probably be prosecuted for treason or whatever their cooking up right now and what does that have to do if it has to do is. Whether or not we're a country enough whether -- now we have laws or not whether or not we will enforce those laws and really if you go back to president's. Such as. Jefferson such as Jackson such as John Kennedy and you go back to what they were doing it was radical there was an article and I think trump will go down as a radical but if there are laws laws on the books and we're following him can that be wrong I think it could be wrong that Quinn laws involved slavery that's when laws allowed businesses to take advantage of a decent human beings torture them with sixty you know work weeks no time off things like that. So in in me -- me downs in an attempt to even the score the left has decided that they're going doing impose a form of cultural marxism which means the only violence is terrible unless it's against somebody on the right taking people's money and properties promises from the people on the right breaking the rules is wrong except if you doing units are imposing it was onto someone on the right and breaking on the breaking the rules as good when it's to benefit people who are on the supposedly left Hispanic Catholics and Hispanic Christians are the most up with the upwardly mobile a unit in our society answer and then Hispanics are wonderful people I have a spent a lot of time in the Dominican Republic and we meet many of them had what every time I go into the country M there's check my bags they checked me they make sure the fire over staying then I have to pay a fine so I respect their laws and I love being I don't know if I would sneak into the Dominican but we do love going down there it's a great place if you love baseball and a few of people with big hearts just want you find them in the Dominican but these are our laws are partners in Japan it was a famous artist named Frank Stella I went to the they went to have any paper signed and it's the consulate and Frank Stella was there he's famous artists in New York from one of the schools. If you're you're. And artists appreciate affection on though he's the guy who views on the great artists and news on trying to get his visa extended without leaving the country and they were talking to someone over to Japanese and where where the places. To get that to happen and they're talking it was so we. I'm known to gonna do investors is I know you were on when we think we can get it done he said of course you can get it on my name is Frank Stella. I'll never forget that and I went and did my business inside the Booth and talked to the first announcement came out he still in the lobby and he's yelling and screaming out these what you mean I have to leave the country in which you know Miami in the Manson look if if you if somebody wanted to be here without having never v.s going to the radio press they were interviewed gift diplomatic. Passport you have a passport and visa that expired yet to leave whatever it was he had to leave so think about that. It was a very famous person and me you know I mean that's some things come up all the time trying to get through Logan and blankets to finally get to the desk and in the stampede thing in the fingers and off arsonists are worried hating us and I'm going over the Marty's. Offer some -- -- -- there's an -- that's all the people have a hard time near Mari said well welcome Tony go to sleep with all those illegals he welcomed but it's. Are we gonna have laws now we don't know pay him can we change them if we don't like him and I think this Supreme Court refused to change them and I think that congress refused to vote demand I mean the Democrats had control of congress for us to. You know two sessions an early on in the Obama administration they could change the immigration law the air protection of the American people from aliens and that's what the word is in the constitution and laws alien sedition act is still in effect and it was passed by our president Adams the first that's what it's all about protecting us and securing our borders its primary to the mission of the president of the United States so that's what he's doing a lot of people don't like consider fighting hard if you have something free that you have learned and you become dependent upon it it's almost like a drug it's almost like Qatar it's almost like opium so that's what's been happening now we have guest worker programs five million Mexicans I think our shared schedules come into work they have to return to Mexico if they don't stand there would be trouble. Visa overstay its automatic to the poor. I'm deportation and there's no it's a really know due process when you overstated and your visa but they're trying to say that there is but there isn't really you know entitled to a because you know says until you're here so can we change it probably why don't we I don't really know I'm not one of these new wants to people but it sure money that's funding all of this it's you you are paying for this it's. It's your money government has no way of making money they have a lot of ways seeking it and right now the spending you know things that upon which you mine. Not agree so it's not a happy day when that happens so they need me 800 wanted to be one visit with us anytime call in with senator comments we'll talk to soon be united. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. This is built Kelly Warren is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart planning retirement and then there's the wrong path -- -- riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for mine now famous stock market heart attack report 888800. Wanted it going join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your entire retirement and estate plan today in Burlington Braintree and Newton sit with me 888800. -- -- -- thank you. Senior safe money strategies Tripoli 81881. Called two very. Yeah. What do we have to work with please determine when it's our future your future the numbers on those pieces of paper that are called statements those numbers are percent Europe you wealth. What you have left in life to to work with and that's the sum total of everything that you've accomplished financially and it makes for a better life if it's handled well there's you move into retirement then you have to inhabit that space but generally into your either return to work some people do that for. And that's important and you can do that all by attending a dinner or brunch in Burlington at the Tuscan kitchen Salem New Hampshire Tuscan kitchen or Plymouth paint paint it. 800 point and it went scheduled your first experience it's called priorities possibilities. Potential and obstacles -- have to flesh them out that's not where you come to bring a friend to have to sign a paper for some sun sort of contract doesn't happen it's laying out the priorities and experience a team process so that you're second visit with us you can learn about the priorities you've established and the possibilities. There aren't and then really see when a plan looks like. Are you getting pace there were five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action and accountability. Listen to Bill Keller senior safe money strategies called 8881880. Wanted to speak to bill. What matters to build Kelly is you know we think you'll give him straight days. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the tax man who attacks person how would you rate your knowledge about retirement plan means June. You are being regular listener traditional I would hope you can rate yourself highly. Yet it's distressing to report that in recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement no tolerance and half as was the title of CNBC report this week. The previous mentioned study and worse financial literacy is continuing to decline at the same time we put. The largest number. People ever to boomers entering retirement every day I can't guarantee you'll be greeted at. Period and if you took the survey put you certainly won't even have. If you read all ten of my free report several mentioned already entertaining show senior safe money strategies to changing face of retirement total wealth transfer. And the stuff. Some of them from fourth to eight feet in the country. When indeed want seniors safe money strategies and the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up with a four day weekend and when you're done you'll be able to take action Monday with your publications. In hand and new knowledge and knowing what to do. You can test your knowledge after you read senior senate when strategies and the changing face of retirement test your knowledge with my senior retirement test kit. And risk tolerance got to find out where you stand can be well advised to make sure your financial literacy is defense team can be in my book. And free reports might just do that for you information it's free but it's precious Winston it's invaluable. Call 888800. Wanted to do one remember what. Chi chi Rodriguez sent when a man retires. His wife did its place the husband and half the income. We don't want to. We don't want itself visit was us and our high net worth. Punches lunches and dinners workshops coming up next month. Don't miss out if filling up already we just put the word out there. Yesterday so they beat me it. One needed once it with us now workshops if you have 500000. To five million dollars or more brought to protected trying to preserve it tries to pass it on and grow it you might want to under one of these crunches lunches or dinners Tuscan kitchen and prone to resume when you beat him names and he beat me. 801 if you want to filling up fast. It's a roll up your sleeves event please don't posted almost 500 people. Burlington for our. Appreciation event but these are working events ladies and gentlemen for serious minded people. For those of view I know out there are clients or prospects people who come in. People get the publications that serious you're serious I know and that's OK we are too. He gave me beat him when he went to the publications. So it was us from. For brunch. Do the national senior retirement system risk tolerance test will retrieve them for you did in fact you know we've stamp that says please gentlemen we'll. OK and you're listening to prior to the people and thank you for listening. And. Yeah. Yeah it's. I. And the. And it's. Oh. What's most important to you about your retirement years. Try senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Welcome latest illnesses don't carry what is today's key question can you go it alone is the key question is this a good time to get paired up with somebody who can't get the job done for you or that event time do you want to be an example or do you want to be a result of a great plan to fantastic guy and some real potential some safety and security whenever possible GPS that's what you need kind that's when we'll get to there. Remember retirement is a journey it's not an event where they give you a gold watch and maybe part of it for your retirement depends on any security journey and you might discover if that's possible or not as you get through to finish well it's very interesting to find out that many many people are wondering that's about that same key question can I go this alone or with team helped put guidance predictability. And safety and be more important to me than trying to do this thing alone as you know I GPS is great for any voyage and especially one that works and one that's tried and true selves are you gonna go it alone if you think you've I'm like some help on the Voyager 88880181. And won't drive back with the show. Are you getting pays over five and he's vital to any investing relationship. One is the ability of your professional and another is availability. There's attitude action and accountability and to listen to bill Kelly's senior safe money strategies and call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. Welcome ways to do is Bill Keller welcome to our exclusive broadcast we cannot give him. And find out what's going on opportunity matching recall if you think he's associate curator Sharon not the case ladies and gentlemen. You are prospecting for possibilities using your peers to allay your fears and we want to avoid radio frequency for teach and focus on facts. And one key question is now. Is your money safe house retirement going I'm going to be don't do it. We're going to do to exist in that retirement and we use GPS systems guidance possibilities and security. GPS goals potential strategies GPS. Think about that it's something amazing that it takes people some time to figure out what the possibilities and potential. If proven past when usually works best don't you think if you're going go through the woods if you go to war to a field and you see if Kraft wife and is well worn and he sees some alternatives that aren't as well worn then you'll say a woman took so they found what you're not sure what's at the other end. Robert Frost had a pathway. And phone. Two roads diverged and yellow wood and sorry I could not travel both I took the one less traveled and that made all the difference but we don't do that in retirement. What could be a road less traveled alone quote on quote I'm going into my basement into seclusion and learn everything about the market I'm going to do trade. That is a road less traveled. I'm going to call my brother in law and learn to figure rounded portfolio of only ETFs. And one RDT and obsolete ships are exchange traded funds that are constructed to only. Mimic their market index on earth sometime from index or performance factor. So that's what an ETF since NE TF the stories about the same goals without actually buying physical gold. And so it mimics the standard form which is his name and that's all it is. They don't have any special superpowers and there's no special sauce when you're discussing any TL so be careful such singer only by reits will really. Do you know what the expenses under you know with the liquidity is. Do you know what the risks aren't you know what the potential rewards are well. We tend to overblown rewarded and we tend to under estimate risk risk is not a feeling of fear for you. Risk is not a feeling of uncertainty risk is something you're willing to undertake in order to increase your profit in crucial returns. That's the only reason to think risk is to have a higher reward you can put that on any risk rewards kind of fun and guess what it. You can actually determined that if you can look at little dots and it's chart we shall do if you visit without security financial services and if you do that you'll be able to determine how much rescue on how much you have and how much more you may have than you think or less animal issue over perform or underperform the market itself 1 key question am I going to make it through retirement key question. If you have a guy if you have someone with experience and me I only have Tony three years' experience. That might be enough and our staff to talk with you about the goals possibilities insecurity of retirement a great retirement. GPS. About the guidance the potential the prospects of the strategic and shielded methods that's a GPS. So retirement. There's a path of passage of pilgrimage request we help you with the itinerary these ticketed. The journey and the destination hopefully that destination is happiness don't you think that's important and I do. To listening to the shelf. And you're in the eight curiosity phrase what's in it for me right. You're getting used to a familiar voice and you're looking for key areas of expertise and that's important and maybe you're saying what's in it for me. And I might impose upon you the desire to take action. Calling from booklet. Take a survey or test begin to match your needs to the solutions. You here. And then decides may be going it alone is not the right way and maybe there is something I can do a little bit better. I've done. And those actions to improve or inspire could be a caller from booklet. The changing face of retirement is a booklet it's much different than it was back when people didn't have portfolios. My grandfather had chickens that was his retirement plan they give something back to him every day and he told me always do something where you're helping others. With a necessity of life with chickens that being food. With investments that being sustaining your life and that's what I did thank you Tim Murphy thank you grant. That's what it's all about so you take a survey you do a test you find out where you stand. And you begin to match your needs to these solutions that you're hearing week after week year after year month after month. Some of you will decide to attend a dinner or brunch verve and educational event and why would you do that I call it connecting and converge and that means you're connecting with us you're converging. And any specific point in time in his place on the map then you wondering if you can do better can you do better cannot do better. And you're meeting that seemed very mean and impressive team of people you very hear from some of them later on in the show. And discovering a difference that's what happens basically have our events there is a difference and we all know it when we're driving a particular type of car. Find a particular type of home. In particular neighborhood. And that's what happens. When we are choosy when we select what we want. And we'll get back in just a couple of short minutes and talk some more about the offense solution gentlemen at 888800. Wanted to be one. We're giving away fifteen copies. Senior safe money strategies today the workbook 888800. Wanted to going to viewers. Senior safe money strategies. Wealth transfer seniors safe money strategies. Living trusts seniors sinking money strapped. Medicaid crisis planning senior saint on stretch. Portfolio income projections seniors. Money strapped. Call Bill Elliott 8881981. Or locally at 7818. Or 93090. All right it's still Kelly we're back with Greg old school maariv vice president to thank you mr. Kelly we have entered the truth probably due to enter under him pretty yet Ariza when we had the one key question for Andrew groomed him what does that questions mr. crow what comes after all time record highs obviously there's always a mixed emotion about proceeding. All time record highs but news of all time record highs in the market then lost couple days we've had new highs every single David usually at this point the market work. We're seeing very high. So an all time highs don't nationally have a meaning if they're continuously new highs potential defendants definitely looking up porn right handers. It looks as if to last year's been very solid there's a little more volatility coming out of Washington which is I think having winner can imagine where. We just love Sean Spicer don't. Yeah it was important for awhile there where we have our summer home people wanna go it alone in these sort of would markets aren't correct absolutely we see it all the time and what generally happens and I and I guess. You'll we've seen is the better the market does the more people are comptroller trying to do with themselves and unfortunately that works and told the market Sergio the other way and they realize a lot of the investments they selected were only good because everything was going up you wanna take into consideration. How much risk you're going to accept on the downside with how much risk you're taking in your portfolio. Greg if you consider the risk first and you map it out we have investment policy statements for the investors please don't by the way there's six of them we wanted to have another one I think so when they come in for their possibilities and potential meeting they know what's the downside is in the potential upside right. It's really not about the upside it's all about how much risk you're able to deal with on the downside if you can't see your portfolio dropping 3% many don't wanna be in a 100% equity portfolio because you run the risk missing it dropped 14% over a three month period. True part of some unknown assigned to sell them to start shutting down every instance the other caller after caller advisor and he says she says just hang up front right well that's a natural reaction for the advisor put the person might be upset and a lot of times he found the selling at the bottom so how to we avoid that interest. Looking at the moving averages in determining where the market trading at relative to those moving average is part of a consideration a look at what you're looking at the retirement GPS that's a conglomeration of a lot of factors to consider when determining where he should be allocating your portfolio. So GPS goals possibilities potential and the gas maybe for strategies I think it's always opponents' strategy regrets absolutely we call Greg old school refuses kind of company sold on Franken of putting the gold well compared to other workers we have working with SI do you put your mature pitcher apparently he's a throwback ladies and gentlemen to the days when it was so I have to be somebody followed all rules so I think that's great grandpa really do for retirement surpassed its capacity as a pilgrimage I don't I'm retiring until June 1 but when they come in and say that at the possibilities and potential meeting and Andrew how do you generally work without. Or we have to look at his what is this person you accomplished to get from point a to point B if they have you know I have to nine dollar portfolio and they wanted to be a million dollar portfolio based on their income goals we have taken appropriate amount of rest to get that from point 820 some people wanna take on more risks and it really have to a lot of times at least in an unsavory situation but from what we've seen we've been able to explain to people you know the benefits downsides of more or less risk and we've made appropriate decisions. Mr. Morris Greg Foltz Kumar did you like working with people when they're in the process after they've retired and they started to harvest the investments and how would you describe that. We need to be careful we need to be cautious and that's the big thing Armenian truce talks from the forest aspect of everything. Which is a huge part of an investment portfolio especially into retirement because the bottom line is if you don't wanna see your portfolio go down 3% he might not be able to take enough risks in order to get into your goals that we need to work with the U we need to work carefully we need to work cautiously. And the big thing is you need to be aware of what we're doing within the portfolios. A care and caution was similar to seize and also calling call for both quick 888800. Point 881 gets you a free copy Gregg doesn't like to work frequent grownups and so complimentary copy of the senior safe money strategies the workbook is probably your best bet right now but you know you're listening to the show right now you can renamed this experience sleep soundly during the curiosity phase two distinctive three guys in suits and getting used to a familiar voice into new voices so you're looking for key areas of expertise I would say from Greg key area of expertise would be a steady hand at the Helm because we've been through three market corrections I would say too Greg he's just very steady individual he's very soothing the higher than net worth of the client the more they seem to like Grimes we think that's says a lot from Greg. Andrew would you claim is your key area of expertise. I would say it on the portfolio management sized our focus most of my energy making sure allocated in the cracks positions across the boy or whether the international stock domestic stocks emerging markets and making sure our clients are taking advantage of the best opportunities out there for them and the most appropriate opportunities to meet their goals. Very good volleys in general be right back after the great week it Kelly financially you're welcome to join us at any time 8888. Under 101 former President Clinton is in town. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. 888800. Point 881. Did your meeting with us a dinner meeting with a little bit of an evening adventuresome. Sites that you might enjoy that for really fact finding risky business and we call it listening and learning from you and I think that's most important. Everybody's nervous right now we have a new president where I'm different footing and we were a year ago seven years ago and everyone seems to be attacking the president whilst you're able to do that it's fair game happened to president atoms and passenger president Jefferson theater not only happen if president Washington's for the first phase his fact finding good it's a really listening and learning from you you want to tell you what to do you want to investigate and you want to inspect what's really happening Malaysian jump what's important to you you're the investor what keeps you awake at night and then what allows you to sleep like a baby. By the way a sleeping like a baby doesn't mean waking up every two hours in crimes. That's not the kind of sleeping on a company that you aren't as you know the markets have an all time high and we know what happens after an all time -- right every time so the care of birdies and maybe experience -- team processor it's -- financial 888800. Wanted to want I can say we've been consistent over the last eleven years more consistently. Here for you so the exploring priorities potential and possibilities there's your first contract at our offices and that includes objectives and obstacles now once a felon named John came in several years ago we spoke with him and he had -- about the market here and -- about interest rates and hit mores about security self but the first thing I told him or sit fact relentless just find out what your objectives are and we'll show you if there are obstacles and we'll show you for your objectives really could -- premium all of them learning about priorities we want to determine your possibilities we don't want to determine what the -- we can sell you think about that -- your potential it's not ours and are you going to go it alone you go with his team of some of the most handsome and great looking people on the face of the planet and there's a reason I'm on radio and they're not only is injunctions have to overlook that for the second time you visit with us recall that the launch reading where your propelled where we can expand upon your objectives and some obstacles in my feet and in control the planned for you suggestions and solutions come to the surface and then we had some reason turf that's the process the process is not to try to get chewing a darkroom stitches to sign a paper and then leave. Put your money in jail and or either visited once you know that's not what we're trying to do is 8882800. Wanted to eight point. Find out what the possibilities and the potential and what can happen for you if you plan properly paid me anything you don't want anyone to us it was us at the Tuscan kitsch and soon in Salem and Burlington the next Thursday night actually. 888800. Wanted to once. Visit us come to our events organized. Senior safe money strategies Tripoli 81881. Called today yeah. Gil listening to the best of the bill Kelly shot and it's paying it. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the tax man who attacks person if you have 500000. To five million dollars or more. You want to protected tried to preserve it tries to pass it on and grow it how would you rate your knowledge about retirement planning ladies and gentlemen. If you're in a regular listener traditional I would hope you rate yourself highly. Yet it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans'. Retirement know how rates and half. As was the title of a CNBC report this week about the previous mentioned study. And Morris financial literacy is continuing to decline at the same time we've got the largest number. Of people ever to boomers entering retirement every day. I can't guarantee of degraded at period and if you took the survey but you certainly want to and half. After you read all ten of my reports several mentioned already on today's show. Senior safe money strategies to changing face of retirement total wealth transfer and the stock market heart attack are some of those reports paint it any. 800 wanted to you want if you want to raise your financial literacy mark it's probably getting a copy of the bestselling book the show. Is named for seniors safe money strategies and the changing face of retirement along with total wealth transfer those three publications alone are enough for you to curl up with. For any weekend and when you Don your bill to take action Monday with your publications. In hand new knowledge and knowing what to do. You can test your knowledge after you read the senior safe money strategies and the changing face of retirement test your knowledge with my senior retirement test kit and risk tolerance got finality stint she'd be well advised to make sure your financial literacy is the best as can be and my book and reports might just do that for you information it's precious ladies and gentlemen it's invaluable or call 888800. Wanted to anyone remember what chi chi Rodriguez said when a man retires his wife gets twice the husband and half the income we don't want that we don't want that so. Visit was us at our high net worth. Bunches lunches and dinners. Workshops coming up next month don't miss out there filling up already we just put the word out yesterday. So 888801. Dated one sit with us and our workshops if you have 500000. To five million dollars or more. You want to protected try to preserve or tries to pass it on and grow it to the maximum maximum extent allowed to. To you you might want to come to one of these punches. Lunches or dinners. Next month 888 the 801 idea one they're filling up fast it's a roll up your sleeves event ladies and gentlemen. We've hosted almost 500 people at the Marriott Burlington for our. Appreciation event these are working events ladies and gentlemen now for serious minded people for those of you I know out there our clients our prospects people commend people get the publications they're serious you're serious unknown and that's OK we are 2888800. Wanted to horn get the publications sit with us for brunch to the national senior retirement test and the risk tolerance tests will complete the grade them for you. When you get them back you know where you stand with that said ladies and gentlemen will be right back. House. Keep your family fortune in the family teeth which you have use what you want. And pass along what's left are the trillions of dollars in diary and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from predators and Peter loafers. New legislation is here now do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you have to use what you want and pass along what's left. This is Greg Murray chief compliance officer Kelly financial services with a weekly market wrap up. The Dow finished the week down 58 point for the S&P 500 gaining thirteen. Here's answer Croat and game of Christians in with a few things to happen over the last week. The US is place to travel ban on horse wishing to visit North Korea this is coming amidst rising tensions with totalitarian country. I'll lift. One of the major riding knowing services. Has joined the crowded space in trying to develop reliable self driving technology. White house Press Secretary Sean Spicer has resigned after the appointment of Anthony scare Moochie to White House communications director this morning by the president. Taking his place will be Sarah Huckabee Sanders who was previously the deputy Press Secretary. Thank you for that gentleman call us at Kelly financial services for complementary portfolio review at 8880181. Thank you and have a great weekend. You for a return. Fares. This home to. Ambassador slams. Good while doing great and I know it's an auspicious day in Boston all across America because around the world over her room minutes that your birthday. How people vote about a bunch meal and I'm walking on the street were great pit people up and be happy birthday. Did you feel good belt appreciate it. Probably is enough to get out on. And that's it and that's the same well. Almost able to Austin conduct. Book. Well up my game is also spoke polish. You go out there that Boller and that got patience. September 1 1930. And so pocket about that period and I bet so many people made the polish Jewish people in my. All worked. I bailed out and many many obstacles don't these children be chain productive citizens that work. Served our country and up all year that what I think a lot about people. My neighbors South Boston and not just. Somebody that would be 80 and later John Paul the second Patrice bobbled it. War heroes and John McCain I can't hear what is. You talk. Like that about other people well each couple that with. They have. And I'm so happy that I had the privilege of just knowing average people ought to amnesty. And jabbed the public you Welling up and daddy here when what they believe yeah. Shape family and country Billick doesn't get any better than just. No especially for someone like yourself that Europe. I'm very different than most people who are 77 you're out all the time mixing with both young and old are familiar with Braden but also you coach kids I think that helps DP young but also helps keep your views refreshed and your prospective freshman. Well people don't talk and never gave up on street. Let's attach a question actually what I'll call it that they'll tell you Clinton a lot. Said well I love. You guys taught you not just talk about things you don't know anything about it talked about like six. And that's really what inch and people fight at all. And I don't want. It would be don't talk about what you don't know the talk about the great goal and experiences. Adding you know like and really that's what it so I know our people into the program bill. They show up and page. Eight a great thing that you ought though. Yup it's not actually epic you know I got here you know try to be somebody up that you luck at all but people never let it go. My competitors they don't understand how well we've done over the years despite being ourselves and it's paid off the most from me and whenever I try to be somebody different kind of a slap on the hand from somebody and he's up there and he's let's me know hey Kelly I remember you when I get back where you belong. Some of my classmates at Providence College but not that it ought but he thinks it great this one zealous and not rely. Mike it aren't at Providence College. President and CEO of the credential check up. When I started on the business in the ninety's people would commend in my office and they have these big they look like a big piece of a newspaper two sided sheet they were huge new beautiful art. And he said mr. Kelly the man used to come every week and get a dime on this one and a quarter on that one can you tell me anything about it and I would call potential some of the more with 6000 dollars 4000 they were shocked I say this is the best investment I've ever seen and they said well my mother started it and my dad kept it in my left the house I kept him going and so you can tell your friend it was a great company and Steelers. It welcomes I'll let it is built the great school of business out of Providence College magnate school in Connecticut. Well. Though it's one of the great to come out yet. Some people an opportunity government. I'm so happy that I am glad that tradition is chatting but you know I know. Ought to regret it from the school. Sure that they contribute. Leo. But you shouldn't get opportunities. Which it. Can you pick out one highlight from the 77 I know that's hard is there one highlight ambassador Flynn. Relationship with chuck almost it is the Britney actually set up a it is the last questions about different things and hit top stories about well let and that. Book shop. And how once they grow up a young boy ate up what not to at all. But at. September 1 1930s now. They work. Hit. And what happens quite a bit but Coca smut and dot Joseph's ballot in communism you talk about 100. All. Let it go well up that kind of environments. Cane stretchers structure. Important figure it doesn't matter where you came up all how much money. All of the opinions on how work can be anything you wanna pick. You can overcome any obstacle. Its work cut out my plan. John Paul the second an outrage people that I know vote. People that worked back. In May ever caught and that and trickier they still can trigger an article though and that's. I appreciated and so I'm gonna take down as a challenge to keep my mind on what I need to have a non and keep helping people outside in my business my clients and dear to me my employees is special my family thought anyone I can help on doing your name many times I do because I think my wife know we got to turn that car around you can help that guy and then that's when ambassador Flynn would do is just picks up the dollars in the quarters or whatever and that's off we go so I appreciate your being on the show and happy birthday. Okay folks happy birthday and assets. Okay it's time. Days. When you do. Congratulations. Mayor Flynn on Gil seventy eight's good day. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the taxman and tax person if you have 500000. To five million dollars or more. You want to protected try to preserve it tries to pass it on and grow it. How would you rate your knowledge about retirement planning ladies and gentlemen if you are a regular listener to the show I would hope you can rate yourself highly. Yet it's distressing to record that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans'. Retirement know how rates and half. As was the title of a CNBC report this week about the previous mentioned study. And worse financial literacy is continuing to decline at the same time we've got the largest number. Of people ever to boomers entering retirement every day. I can't guarantee of degraded at period and if you took the survey but you certainly won't get an F. After you read all ten of my reports several mentioned already on today's show. Senior safe money strategies to changing face of retirement total wealth transfer and the stock market heart attack are some of those reports they need any. 800 wanted to you want if you want to raise your financial literacy mark it's probably getting a copy of the bestselling book the show. Is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough for you to curl up with. Four day weekend and when you're done you've built to take action Monday with your publications. In hand new knowledge and knowing what to do. You can test your knowledge after you read the senior safe money strategies and the changing face of retirement test your knowledge with my senior retirement test kit and risk tolerance kind of finality stint she'd be well advised to make sure your financial literacy is the best you can be and my book and reports might just do that for you information it's precious ladies and gentlemen it's intolerable or call 888800. Wanted to anyone remember what chi chi Rodriguez said when a man retires his wife gets twice the husband and half the income we don't want that we don't want that so. Visit with us at our high net worth. Bunches lunches and dinners. Workshops coming up next month. Don't miss out there filling up already we just put the word out yesterday. So 888801. Dated wants it without senator workshops if you have 500000. To five million dollars or more. You want to protected try to preserve it tries to pass it on and grow it to the maximum maximum extent allowed to. To you you might want to come to one of these branches. Lunches or dinners next month 888800. Wanted to you wonder filling up fast it's a roll up your sleeves event ladies and gentlemen. We've hosted almost 500 people at the Marriott Burlington for our appreciation event these are working events ladies and gentlemen now for serious minded people for those of you I know out there our clients our prospects people commend people get the publications there's serious you're serious unknown and that's OK we are 2888800. Wanted to wanted to publications. Sit with us for brunch to the national senior retirement test and the risk tolerance tests will complete the grade them for you when you get them back you know where you stand with that said ladies and gentlemen we'll be right back. Took gold who keep what you have. Use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. What type of look back is in store replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax laws well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now. And speak to build Kelly yeah get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today due to. There's 888800. 1881. The United States is the greatest place in the world to invest we have some saying it's. Too bad apples and. See this. Jason really like to take this time to think Cox Communications. Wonderful company there they do Internet service of the cable TV all kinds of things home security now I can't wait till they get into the home security market after -- we've done for me measurements going to be exciting recently got I moved my studio now it's we rented out some new space in -- so the studio is above our office's high above Braintree and movement studio and I called Cox and I was kind enough to they were kind enough to tell him respond to cancel but I had to -- the next four months or five months 180 bucks a month and it depends upon moving -- studio I don't need the noon static IP in this Nazi -- the documents and well they didn't tell me you know there was no no no cancellation mission or you can cancel you just have to pay enough for the next to basically five months have been an 854. Dollar cable bill from Cox ever known thanked him for that my -- it was a great surprise soon another great surprise from Cox and so I -- to -- to look over my bill my cable bill was 279. Dollars my regular cable bill please tune in it was a hundred dollar rudimentary self. Basically I was being Cox almost. Hispanic 37900. For the roommates service and one Haiti is paying the 750 dollars a month for cable and to reward me Cox decided to treat me like a dog like a low down dog like -- Stephen varmints and it's certain people would say and they were good about it Billy said and I called us and reveals a hundred new detail what she said do you have cloud service I said like at that freedom Google and you have unlimited email all this other stuff they were all kinds of Wi-Fi services popping up in my house Cox Wi-Fi and all of a sudden I was a Cox Wi-Fi outpost in my house in Montana and to top it off I don't know how the hundred dollar -- feel good on them because killing and I have plenty of people running around my house but no roommates and I've been paying 900 dollars for fourteen months and found out and I don't read the bills they go to a controller in the -- takes over so. Basically. I decide you know decided to look over my cable bill and it was astronomical. And I have the experience of going down the comics stores they have their own local stores she can walk into account reservist and when I was doing that on the first attempt I was treated pretty -- -- -- -- -- in the -- and no I walked in the door of the countless tomorrow laps -- walked over the counter and Wesley Johnson and say hey you're not -- in my noticeable there's no license it only gets over there who's behind the bookcase return currencies and it was a great experience of Cox cable and you see them on TV you know time Google advertises about advertisements about the homes and things like that so I -- the society. And having an ongoing great experience with Cox expensive experience but they're nice people suffer and I wanted to jumped all over me apparently trying to sneak into her line. No one else that they do nicely for me oh no my actual cable wasn't working in my home in the downstairs area after the after hand behind you studio service disconnected and I'll be paying men I think till December I'm not sure which is kind of exciting so I don't want it and send me home you're gonna pay it whether it's on or not so to -- phenomenon and so I had no use for it and you studios in Braintree it's all built out and looks pretty nice anyway if we went through the ground -- -- the man oh man cannot in my home with a brand new motive he said don't you -- and he sent this is gonna cover of their own and he worked component around and sort things out put things in the and he came up to the living room for the box and then next to my television pasted this thing is it the biggest houses and knowing you have this one box covers everything yes it creates too great so when he showed me an -- -- -- -- -- the -- quicker you can talk into it. This is don't worry about it of the finest protection new -- console or nothing in my house worked afternoon that -- cameras -- security system the firms thermostats and and basically TV nothing more so yesterday on Friday and went down to Cox brought them all of them and an accident and aren't immune to come back just put the modem and an amendment GMAC was the man who originally started out last week and nothing really worked he was mad at me if there's nothing more contests and I don't know why he was upset he didn't help me hooked it up after lefty who developed and you've got signals do you want this little three foot pretty secure if I said now I think Cox is still enough from an opportunity that little three foot piece of Campbell but nonetheless I appreciate you coming out and he left and he looked at me like I was doing something terrible but after you have to kind of hooked up where owners he's changed the names of the systems and I -- change the societies haven't done that and guess phone. Everything finding work after about 600 dollars worth of equipment around the barn after finding out I have a 14100 dollar remained free for fourteen months under a month I was paying 279 for cable and money for Cox business services and they give you the business climate conference at the end of the contract if you have to move Cox fusion the business in my case it's 856. Dollars that you -- the business for comp costs business ended up costing me not to happen for I guess from now until December and I appreciate that but the studio is moved from have a great having great time there you know production to and so you get a better quality product I don't mind wounds will heal I don't know what the people who downtrodden the limited budget people the people who can't afford to do I have to do because I have no choice I feel very badly for them and kind of like to think thank Carlos in the business and sanctions several people -- spoke of a forgotten their names. But especially Carlos he was the person to help me to learn the congressman basically spend 856. Dollars one or wants or not analysts agreement cancel mine Cox business cable even knowing who my two beautiful entry still have to pay it couldn't get the service up there because his wife and penalties they have an infantry self Clinton learned right ladies gentlemen and thanks again for everything thanks again to Cox cable. Just over five keywords vital to your retirement years the first is time. Second is trust taxes is a keyword technology has impact. Terrorism is the worst team ward of the mall. Are you dealing with a five tees. Dear bill Kelley senior safe money strategies called 88881881. And speak to drill what matters of bill Kelly. Q that's terrific. Very good ladies and gentlemen many people are on pleasantly surprised in retirement. About how much they have to share with the tax man who attacks person if you have 500000. To five million dollars or more. You want to protected try to preserve it tries to pass it on and grow it how would you rate your knowledge about retirement planning ladies and gentlemen. If you are any regular listener to the show I would hope you'd rate yourself highly. Yet it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans'. Retirement know how rates in half. As was the title of a CNBC report this week about the previous mentioned study. And Morris financial literacy is continuing to decline at the same time we've got the largest number. Of people ever to boomers entering retirement every day. I can't guarantee of degraded at period and if you took the survey but you certainly want to and half. After you read all ten of my reports several mentioned already on today's show. Senior safe money strategies to changing face of retirement total wealth transfer and the stock market heart attack are some of those reports 888. 800 wanted to you want if you want to raise your financial literacy mark it's probably getting a copy of the bestselling book the show. Is named for seniors safe money strategies. In the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up with. For a weekend and when you Don your bill to take action Monday with few publications. And hand new knowledge and knowing what to do. You can test your knowledge after you read the senior safe money strategies and the changing face of retirement test your knowledge with my senior retirement test kit and risk tolerance got to find out where you stand she'd be well advised to make sure your financial literacy is the best it can be and my book and reports might just do that for you information it's precious ladies and gentlemen it's invaluable to call 888800. Wanted anyone remember what chi chi Rodriguez said when a man retires his wife gets twice the husband and half the income. We don't want that. We don't want that itself. Visit was us at our high net worth. Bunches lunches and dinners. Workshops coming up next month don't miss out there filling up already we just put the word out yesterday. So 888801. Dated once it was us our workshops if you have 500000. To five million dollars or more. You want to protected trying to preserve it tries to pass it on and grow it to the maximum maximum extent allowed to. To you you might wanna come to one of these punches. Lunches or dinners. Next month 888800. Wanted to you wonder filling up fast it's a roll up your sleeves event ladies and gentlemen. We've hosted almost 500 people at the Marriott Burlington for our. Appreciation event these are working events ladies and gentlemen now for serious minded people for those of view I know out there our clients our prospects people commend people get the publications they're serious you're serious unknown and that's OK we are 2888800. Wanted to wanted to publications sit with us for brunch to the national senior retirement test and the risk tolerance tests will complete the grade them for you. When you get them back you know where you stand with that said ladies and gentlemen we'll be right back. Seniors seem funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors think money strapped Medicaid crisis planning senior saint under stress out. Portfolio income projections. You're saying money strapped. Call bill killing at 8881881. Or locally at 7818493090. Well pedigree here and Kelly financial so far half the year's over we're in the third quarter and that means a lot. A lot of work to be done that's our effort to harvest is in and getting ready for fall the harvest will return in full the ending in September and that's sort of what the markets are like and you have to figure out and you really are you going to go this alone in his retirement on your money people meaning if you retire on the money and reasons to be right that also means it's a cash -- proposition ladies and gentlemen when you're potentials what are your potential what is your potential what your potential obstacles the pitfalls and you know them it's possible that based on what I'm saying it's possible I -- view you or your -- -- -- pass away and that would drastically affect the cash flow generally of the remaining partner so that's a very sent him to face is that for is that figured into your plan or you just doing that my mother used to do the budget on the tube inside columns of The Herald the senator page because it had a line page on the tab it was a record American backed him and should do our entire budget on the middle of that newspaper Cleveland tonight and for everyone to see how we're doing. We aren't sure apron and Richard are not in our family can do to Thurston capping of that Harold and open to the middle painting there was an entire budget and it was in dollars not hundreds of dollars so retirement is a cash -- proposition that sounds awful doesn't so how do you do that and when you do you need to know the potential you need to know that the possibilities and you want to know -- that could be problems and what they are and then you want to have any income plan I think first just cash flow and can be vastly affect you psychologically temperament and only if your cash those in Iraq and why not have someone who can help you get into and a great projection finally you need some guidance -- assistance stability GPS that's that's a retirement guide -- -- and -- -- posts and security -- possible to -- trying to think about that -- interaction because you're traveling on the Internet and management as a -- -- -- -- -- machines have -- and went back -- -- argument -- -- vacation. You want to know the possibilities you mentioned the potential the greatness of retirement to possibilities and pretend potential and the serenity that's another GPS foreign and that's a guide posts and guideposts for you it's much more important than any kind of you know I'm Mikey Mikey calculations. And people using language are surprised one day when I missed a woman who listen quite elderly and quite wealthy do you understand all the terms reviews in your meeting the and that's what we do at the end of the meeting -- -- -- services and that's what we're trained to do line because I'm sure we've communicated if I say something do it doesn't have communicated to pursue something you feel and verify that you understood what we were talking about it speaking out about an MM kind enough to city do you understand all those terms of mr. Jones and mr. Jones says yes and we've probably communicated and that's what it means communication and competence competence so. It's very important that we get things right and thanked. Paid any any page under one if you want to have dinner with us at the Tuscan kitchen it's fantastic military it's fun we're bringing in some comments too friendly with equipment to green monster suite reserved its right yes Kelli thank you paint and paint it and wanted to get one now be fun for the most part we're gonna do our best to make the second half of Tony seventeen of us have here after his own financial for our clients or employees and our family so we'll see you back a couple of minutes. It. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family call 188881881. Now and speak to bill Kelly. Gil listening to the best of the bill Kelley show it's that thing. It's. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the tax man who attacks person if you have 500000. To five million dollars or more. You want to protected trying to preserve it tries to pass it on and grow it how would you rate your knowledge about retirement planning ladies and gentlemen. If you're any regular listener to the show I would hope you'd rate yourself highly. Yet it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans'. Retirement know how rates and half. As was the title of a CNBC report this week about the previous mentioned study. And Morris financial literacy is continuing to decline at the same time we've got the largest number. Of people ever to boomers entering retirement every day. I can't guarantee of degraded at period and if you took the survey but you certainly want to and half. After you read all ten of my reports several mentioned already on today's show. Senior safe money strategies to changing face of retirement total wealth transfer and the stock market heart attack are some of those reports they need me. 801. You want if you want to raise your financial literacy mark it's probably getting a copy of the bestselling book the show. Is named for seniors safe money strategies. In the changing face of retirement along with total wealth transfer those three publications alone are enough for you to curl up width. Four day weekend and when you Don your bill to take action Monday with few publications. And hand new knowledge and knowing what to do. You can test your knowledge after you read the senior safe money strategies and the changing face of retirement test your knowledge with my senior retirement test kit and risk tolerance got to find out where you stand she'd be well advised to make sure your financial literacy is the best it can be and my book and reports might just do that for you information it's precious ladies and gentlemen it's invaluable call 888800. Wanted to anyone remember what chi chi Rodriguez said when a man retires his wife gets twice the harassment and half the income. We don't want that we don't want that in itself. Visit with a us at our high net worth. Bunches lunches and dinners. Workshops coming up next month. Don't miss out there filling up already we just put the word out yesterday. So 888801. Dated once it was a senator workshops if you have 500000. To five million dollars or more. You want to protected trying to preserve it tries to pass it on and grow it to the maximum maximum extent allowed to. To you you might wanna come to one of these punches. Lunches or dinners. Next month 888800. Wanted to you wonder filling up fast it's a roll up your sleeves event ladies and gentlemen we've hosted almost 500 people at the Marriott Burlington for our. Appreciation event these are working events ladies and gentlemen now for serious minded people for those of you I know out there our clients our prospects people commend people get the publications they're serious you're serious unknown and that's OK we are 2888800. Wanna be going to the publications sit with us for brunch to the national senior retirement test and the risk tolerance tests will complete the grade them for you. When you get them back you know where you stand with that said ladies and gentlemen we'll be right back. And I house. OK and you see you've gone to the people. And thank you loosening. Him and I. What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. Are you getting pays yeah there were five bogeys bundle to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listened to bill Kelly's senior safe money strategies or call 888818. He wanted to speak to bill. What matters to build Kelly is yeah we think you'll give him straight days. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time CommVault today there's a Smart plan in retirement and then there's the wrong path when can be riddled with mistakes and -- safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888800. Wanted to you want to the national senior retirement test in my safe money strategies workbook examiner asked for mine now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center at 888800. Point anyone get a total review of your entire retirement and estate plan today in Burlington Braintree and Newton sit with me 888800. Point 881 -- to. Senior safe money strategies Tripoli 818. To 81. Call today yeah. What do we have to work with please determine when it's our future your future the numbers on those pieces of paper that are called statements those numbers are percent Europe your wealth. When you have left in life to to work with and it's a sum total of everything that you've accomplished financially and it makes for a better life if it's handled well there's you move into retirement then you have to inhabit that space but generally into your either return to work some people do that or. And that's important and you can do that all by attending a dinner or brunch and Burlington at the Tuscan kitchen Salem New Hampshire Tuscan kitchen reformist paint tainted. 800 when he went scheduled your first experience it's called priorities possibilities. Potential and obstacles we have to push them out it's not where you come to bring a friend to have to sign a paper for some sun sort of contract that doesn't happen it's laying out the priorities and experience a team process so that you're second visit with us you can learn about the priorities you've established and the possibilities. There aren't and then really see what a plan looks like. And what your choices are that's important to aid it needs these hundred warning to anyone then we have the illustration for a news we can actually show you. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Senior safe money strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money stressed. Medicaid crisis planning seed you're saying I'm strapped. Portfolio income projections seniors. Money strapped. Call bill killing at 888800. In 1981. Or locally at 7818493090. Okay. Coming up. It's gonna get. Wait. It's. There's still a spill Kelly senior safe money strategies practice again another Saturday and congratulations ladies German you're in the right place because we're obsessed with getting you to the next level and I'd like to welcome the chief investment officer Kelly financial Andrew crowd tighter and mr. Cohn president of and are one of our senior vice president's friend and got free you know different than in the past welcome Brenda yes sir thank you very much for having so we have a loom a Matra Kelly financial were obsessed with getting it to the next level and Brandon which you use how would we describe for us to these folks who absolutely know how excited we are. Will we want what's best for our clients and that's one of the main things that we focus on and we get it all the time in our meetings about how we detail exactly what their goals are one of our famous questions what is most concerned what are you most concerned with what's most important you exactly and seen him what are you hearing into when you asked that question we get it obviously mixed result that was got their own personal goals a lot of what we've seen lately is people worried about losses if the market orderly sell off how exposure they to downsize. What are their measure of rest because unfortunate a lot of advisors don't those are specifics on what the measure risk ourselves we want to make that transparent to them so they understand what kind of portfolio they have and what potential downsides they have to market has gotten out. Right and everyone is still with us Kelly financial folks has no license and it's just talking about securities with you we have securities analysts as a threat to serve 65 were advisors we love it we wanna help with your investments your retirements. Then at least some legacy planning and then Social Security strategies is something new were doing so that's great so we're for the most part if you're looking for help in any of these areas and you're serious about getting results we understand this to be the right place to be fastest half of a market generally one of the talks Brandon Gibson and I. Our offense had a great last night didn't we yeah we did illustrated that the people were connected to and that was on and it was on fire. And basically what we're working on their own is getting through tough can be problematic right Brandon. Absolutely people focus on getting reaching retirement but then once they actually achieve their goals and they kind of are looking down the mountain and saying now what I do to protect myself make sure I'm focus on getting your income that you need to live the lifestyle that you deserved. -- income for life is something -- -- -- planning and we we -- -- twenty year plan -- -- when it -- and I -- and then as they become clients through the years we review the plan every quarter and yet we have all of our clients -- once every three months to make sure there are continually mean there short term and long term financial -- you know recently we have been visited by the SEC we think that's -- we have our annual review and one of the key questions of war are you -- are -- seeing your clients at least once a year -- -- -- -- -- report that we make an attempt at least to a four times -- -- in person and we're very pleased with the results that review we -- the SEC mainly because if we're doing what we're supposed to be doing -- my dad used to say he's -- -- -- -- -- of course but if -- doing what he's supposed to be doing compliance gives you the -- staying in business and knowing that you can continue -- absolutely -- so it never really hurts to -- have great compliance programs that we spend a lot of resources time energy and invest -- dollars in compliance ladies and gentlemen and we would definitely recommend if you work with a professional -- just -- -- to broker -- -- -- -- go -- -- -- disclosures things -- happened in the -- that particular advisors that -- -- -- Self disclosure could be -- something -- -- for an absolutely which you know we don't have don't have any of those right now but we don't want to go around bragging because we don't know what happens when you high five in the third quarter. Seattle Seahawks will tell you what happens when you high five in the third quarter the Atlanta Falcons owner will tell you what happens when you walk down onto the field cliff in the third quarter. And you're ahead 28 to three years -- there and I don't know absolutely what happens is you lose so we never want to gloat about somebody else's misfortune that we do want to let the folks know you can go to the SEC website check on an advisor there would be costs and you can go to the -- her website that you speak called the NASD's now call Finneran and check for disclosures and if you find them doesn't always disqualified the person with whom you're working voted can mean my fears the slight red flag but we've helped thousands of people just like you folks listening out there to determine. I plan to. To put that plan into place and to have a you know your future and your legacy after all when we're looking and all these statements friend and it's not our money clients' money I. So we say every single time and we focus on that because at the end of every meeting I always say everything we talked about is you've worked very hard for taken home think about it always sleep on a one of the biggest things we say because we have clients who just they just wanna take their time and we'll never Russia anybody think anything. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly. Call bill like triple A 81881. Or locally at 78184939. Feet. Stay informed. Senior safe money strategies Tripoli 81981. Called two days. Yeah. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan and retirement and then there's the wrong path when Jimmy riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for my now famous stock market heart attack report 888800. Wanted to hit one join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your entire retirement and estate plan today in Burlington Braintree in Newton sit with me 888801. Anymore and thank you. Senior safe money strategies Tripoli 81881. Called today yeah. What do we have to work with please determine when it's our future your future the numbers on those pieces of paper that are called statements those numbers are percent Europe your wealth. What you have left in life to to work with and that's the sum total of everything that you've accomplished financially and it makes for a better life if it's handled well there's you move into retirement then you have to inhabit that space but generally into your the return to work some people do that form. And that's important and you can do that all by attending a dinner or brunch and Burlington at the Tuscan kitchen Salem New Hampshire Tuscan kitchen reformist any tainted. 800 when he went scheduled your first experience it's called priorities possibilities. Potential and obstacles we have to push them out it's not where you come to bring a friend to have to sign a paper for some sun sort of contract that doesn't happen it's laying out the priorities and experience a team process so that you're second visit with us you can learn about the priorities you've established and the possibilities. There aren't and then really see what a plan looks like. And what your choices are that's important 888800. Warning to anyone then we have the illustration for a news we can actually show you. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Keep your family fortune in the family she which you have to use what you want and pass along what's left. Are there trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered. That's 88881881. Keep what you have to use what you want and pass along what's left. We're talking about the opium epidemic lucrative opium when it does it is an addictive drug and it also. If you take opium you have to continue to take it more and more and more in order to get the same effect and that's what opium is all about now that being said if you're addicted you just need more and you don't care how you can there's another opium and its called phone PM the letters opium as other people's money and that's just as destructive when it comes to government as the drug opium because people can't get enough ladies and gentlemen and it's problematic so what that's what's been happening lately the according to the globes of Massachusetts budget is forty billion dollars and next year proposed and the mass health alone people getting health care and and government grants and payments this 40% of the entire budget 40% and so 40% of forty billion is sixteen billion I believe that's going to free medical care for people not to me it's not free because some people have to pay it and how do the legislators pay for free medical care will they use OPM other people's money these opium. And it's a drug remember so forty cents of every dollar spent will go on to mass health and help people who are needy needy so there you have it. One mile of road to maintain one mile of road in Massachusetts. Read it cost 600 Stephanie 5000 dollars to maintain one mile road for one year that's a lot of money please feel a lot of money anyway so this is what happens when we're using opium other people's money but when I say other people's money what I really mean is your money you so think about that when you hear the term other people's money that means your money who's watching out for your money where would we're watching out for our clients' money certainly does have some words I was tasked with at -- financial services who's looking out for you that's why you wanted to so it was just paid 88800. -- -- -- find out if there are expenses within your accounts that you might avoid or lessen or eliminate. 888801. -- wanted to find out -- hope -- him really means to you this year advisor to analyze your tax -- do they speak he or she or they can't communicate with your CPA do you want to do you trust them enough to do that today offered to do -- do they know about your state plan if you're in retirement are getting ready to retire or you have retired then it's very fortunate here a state plan matches your tax return matches your investment strategies and matches -- action plan it's it's it's something you have to do you paid me in -- hundred point 81 the government can take money from me you know -- taxing -- attacks is a penalty for doing well defined as a penalty for doing wrong things but printing money is the ultimate tax on your printing money and getting large amounts of debt -- for doing -- -- -- for you its other people's money the government can't make it they can create if you look at what it's is on the bills that we pass we -- money these -- reserve notes Federal Reserve notes so we have all of that money to the Federal Reserve I guess if we paid all of our -- and -- any deaths in the nation guess -- there would be no money because there -- would have no need for. Reserve notes Federal Reserve notes so. On December 21. 1913. Some people went on to Jericho violent and decided to create defend and and it that was the mother of all inventions for those of you out there who wanted to use other people's money to become extremely wealthy I'm basically doing nothing except getting elected. And it's something that we wanna think about them more and more as we go through life how much of this are we going to put up with how much. That's our instance they hated the 800 when anyone you want to spotlight and highlight what's important to Q you want to lay out a plan with somebody who can exhibit and explained and then expose. Current weaknesses and what you're doing their taxes everywhere now a paid for something we haven't and it was so I was very surprised that it was tax and Lou I think it was a consulting session and I said how can they tax that and it's a well that's what they do tax Massachusetts of everything's tax. And it's inescapable now before here illegally we generally don't pay taxes doing were not found my lost so. Could there be attacks sanctuary somewhere could someone found the city or territory within our our borders and sick people who live here will never be turned over to the IRS so we will never harm them because they don't want to pay taxes and justices such century Texans know we can't do that see someone who. But it -- view and navigate all of these little sticky wickets that we called I think the tax -- the investment challenges that you have the possibilities of priorities to probabilities you need those addressed guidance do you need guidance on you -- going on a trip you want to have a good GPS sentence guidance possibilities. And perhaps safety and security GPS it's important to never have a direction don't you think I think so don't you think or do you think I think it's important to have a GPS for retirement is something piqued your interest now -- you could be enthralled with what I'm saying he -- could be emerged intent on discovering something new today -- -- it take you to -- -- though is we are obsessed with getting things right for you are obsessed with saving you money especially on fees within your accounts group assessed with perfection obsessed with communicating. What you need to communicate in order to protect what you have some guidance protection and security that sounds good to me GPS. He wants to calling from both quick ticket survey Arabic into match some of your needs to some of the solutions I'm offering you in advance they needed 800 wanna be one this is bill Kelly this is senior certainly strategies and we'll be right back. Took gold who keep what you have to use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. Want to thank both look back is in store or replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax loss well above potential means testing for Social Security Medicare and Medicaid. Call 188881881. Now and speak to build Kelly yeah. Get bills courtroom schedule review and make an appointment for have a consulting sessions to answer all of your questions today due to dad's 888800. 1881. I. I. I think the United States is the greatest place in the world to invest we have some changes are doing the few bad apples. I really he. Yeah. Oh ambassador Flynn on you and bill are ignored today we'll grade we had a great off last week that involves did indeed yep matter of fact I'm curious what people thought in about it you know act as you know I watch it we we are right though and sure people outs. Stop and tell me everything out with great no weak housing doom he would have liked them all week and so people are. The guy on the south in nuevo for an out everybody comments that little competition we have about John fault that they love those little anecdotal stories you know those personal story that's what people you're not a bad news in the world today in politics now that you know people like to hear some good news on them unhappy that what you try to do your our new program expecting morning they'll. Your dedication to the sport of basketball and hear things that you do to make sure that the integration and getting African Americans involved I I was at UR I Monday and drop from my son off to a baseball camp and I went to ice and I'm gonna go to the immense and I ceremony used to locker room inside the big Jim I think these calls on Walken its the indoor track it's huge like a three acre building under this roof and in the middle there at ten basketball courts there were 210. Kids there and investor Flynt playing basketball and looking great tennis in this sport are great bigger than ever it's a great sport a yes. I was walking are coming back and walking at South Bend last night and you know a couple of basketball game out and beat Pete right usually expect hang out over here playing and trying to adapt though Louis teapot that they secured the direct stock. And has done spoke court of the year the soaked and packed with kids. Playing basketball and accept myself out watch like stop and watch them cap in nine may not sit well this is this reporter talked about it PT kids in sports keep them off the Connor giving them something to do. You know kids of all races all background that's what they're the real important matter of fact probably came up to me and she says to me I'm may have planned warned that Simon and slightly bent that are sort. The taking runs every year in got you there were you know special and you could handicap your mind. And I sit sort couldn't somebody September 24 but she says okay great I'm going I'm going to be here so I'll let you know about it go higher if it's say if I'm not sure banks that that the Bennett he had done in archer a very effective in our audience would love it when is it that night when is that it's only September 24 Sunday. 9 o'clock to 12 o'clock. Okay and I'm going to be saying a few words but I'm that's I mean it's cited by might be different with Thomas McDonald everybody and you radio listening audience would know wants and knew about Larry's guest on the army so wonderful wonderful guy passed away Derek you know he was the one that handled all handicap and special that it is flop Pope John Paul the second when he went to Boston in September 1 we hope. I'm not Oprah are on that it will rain like that on Democrat and they are we're at right here in the art world electronic John Paul the second and out of the clear blue sky it's been raining. Come down on father's second left it all to see your main stage and walk right down where all the handicapped section. People in wheelchairs in the truck every single one of them aren't the most remarkable thing right. I've never seen in my life partner Bob McDonnell's which in Turkey handicapped. Apple in the archdiocese to block and get sick greater I'm pretty battered this Simon excise duty assignment that you click here the great Catholic. Who helped keep it right in in Indiana the organization. After time and I mean and then he administer to their needs and help her you know poor handicapped inspection neat so I don't react if the if you young because the pick your carry on their predictions here the year if you weren't going to be the last. He left Sunday September yelled out ambience that that the that in the when he fought that out regular. You know there's there's so many good people wonderful people they'll. And mostly professional people you know who you thought it's time in the churches volunteer. Their help they need to cap it special needs he would say they Boehner because you're Al you're you're way up. Do you ensure Oregon. What wherever they go to you know have so little weekend trip to be here throughout for the special need you're in. It's just a wonderful wonderful group of people it's an amazing you know it's amazing that generosity of people let excel bill. Who who you so much bat you know if not if you're successful business people that he's got successful people unlike a lot of you know give something back through you know the map indicating and repeal it what you want but what you feel like you know it it got. Help how many people and I am proud to be out bespoke he would let you know. Well when you know the effect. I know I learned that the effect I can have on one person and I might not ever know that chances I'll never know what I'll keep we end up close every September tomorrow Luther king center for the kids so they'll have clothing to get back to school and feel good about themselves but I remember some people did things from me. You know I try to thank them aren't written letters some of them are long gone but it's that one person you reach right it could make a huge difference Tony thank. I'll be you know there's no doubt about it it really you know the buffet comic novel you be we'll be here and got in the cut off the but yeah he worked for the act I could have bought the book is called correctly. We expect but what the basketball game of them would be fingerprinted booked kooky there. You can't Auburn when cap Textron people they act would go to church and people would be very very kind to them pretty clear he'd like how we have some kind of program that would involve them you know in this. If it quite well of the community politically curative activities public wonderful so it was a wonderful program assistant safety is carrying on actually be sparring partner program and I could start the offender mark that go light utility if things go sit in the West Bank featured wearing as we look at their program or the proudest programs we have in the hole I expect that the bought and get the big night out from record which is which is really being not a good Catholic and being a good America. Well maybe you know what was stir up some interest may be to some people out there from the Kelly financial client base and our listeners and the show gets and you know get the word out at the station may to a pump it up and have a great event and it. To be great built that'd absolutely great you know it's done but at the end of the year and doctors say it's a wonderful place to. Wonderful way to celebrate OK I know being of American and got what you heard the Q and as far as you know we we here. Well it's a privilege it's a flow of used to do it and will be out in force I will definitely you could he count me in if there's something that you there'll be up there at credit to stapled to open after its and that's. We'll have some fun house that are required nugget bill that required POW to hook it up let's take care investor fluent. Discover five keywords bundled for your retirement years the first is time. Second is trust Texas is a keyword technology has impact. Terrorism is the worst team ward of the mall. Are you dealing with the five tees. Dear bill Kelley senior safe money strategies call 88881881. And speak to build what matters of bill Kelly. Q that's terrific. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan and retirement and then there's the wrong path when -- riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for my now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your entire retirement and estate plan today in Burlington Braintree in Newton sit with me 888800. Point -- thank you. Senior safe money strategies Tripoli 81881. Call today yeah. What do we have to work with please determine when it's our future your future the numbers on those pieces of paper that are called statements those numbers are percent Europe your wealth when you have left in life to to work with and that's the sum total of everything that you've accomplished financially and in makes for a better life if it's handled well there's you move into retirement then you have to inhabit that space but generally into your either return to work some people do that for. And that's important and you can do that all by attending a dinner or brunch and Burlington at the Tuscan kitchen Salem New Hampshire Tuscan kitchen or Plymouth paint paint it. 800 when he went scheduled your first experience it's called priorities possibilities. Potential and obstacles we have to flesh them out it's not where you come to bring a friend to have to sign a paper for some sun sort of contract that doesn't happen it's laying out the priorities and experience a team process so that you're second visit with us you can learn about the priorities you've established and the possibilities. There and and then really see what a plan looks like. And what his choices are that's important he needed 800 warning to anyone then we have the illustrations things we can actually show you. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Senior safe money strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning senior saint on strapped. Portfolio income projections seniors that money strapped. Call bill killing at 88800. In 1981. Or locally at 7818493090. Still Kelly back with few. 88880181. We have a president and he was not expected to win the election by anyone even his most ardent supporters thought. This is not gonna happen we will watch the markets tanked on the night of the election thinking he was gonna lose predictably he didn't and his opponents set a trap for him that's what I'm thinking. And they said these things in motion before the election news and use these things to ruin him. After the election remember he's gonna go back to his regular duties as a as a that's an important just a regular citizen. American citizen of back to his business and get going again and he's going to be attacked dollars things he was going to be silenced and he's going to be threatened to use gonna probably be prosecuted for treason or whatever their cooking up right now and what does that have to do if it has to do is. Whether or not we're a country enough when there now we have laws or not whether or not we on enforce those laws and really if you go back to president's. Such as. Jefferson such as Jackson such as John Kennedy and you go back to what they were doing it was radical there was an article and I think trump will go down as a radical but if there alarm laws on the books and we're following him can that be wrong I think it could be wrong that when laws involved slavery that's when laws allowed businesses to take advantage of a decent human beings tortured him with sixty you know work weeks no time off things like that. And so in in me in me downs in an attempt to even the score the left has decided that they're going doing impose a form of cultural marxism which means the only violence is terrible unless it's against somebody on the right taking people's money and properties promises from the people on the right breaking the rules is wrong except if you doing units for imposing it was onto someone on the right and breaking on the breaking the rules as good when it's to benefit people who are on the supposedly left Hispanic Catholics and Hispanic Christians are the most up with the upwardly mobile a unit in our society answer and then Hispanics are wonderful people I -- Spent a lot of time in the Dominican Republic and we meet many of them had what every time I go into the country M there's check my bags they checked me they make sure they fight over stay then I have to pay a fine so I respect their laws and I love being I don't know if I would sneak into the Dominican but we do love going down there it's a great place if you love baseball and a few of people with big hearts just want you find them in the Dominican but these are our laws here there's in Japan it was a famous artist named Frank Stella I went to the they went to have any paper signed and it's the consulate and Frank Stella was there he's a famous artists in New York from one of the schools. If you're you're. And artists and appreciate affection though he's the guy who views on the great artists and news on trying to get his visa extended without leaving the country and they were talking to someone over to Japanese and where where the places. To get that to happen and they're talking it was so we. I'm known to gonna do investors is I know you were on when we think we can get it done he said of course you can get it on my name is Frank Stella. I'll never forget that and I went and did my business inside the Booth and talked to the first announcement came out he still in the lobby and he's yelling and screaming out these what you mean I have to leave the country in such you know Miami in the Manson look if if you if summit mine you'd be here without having never v.s going to the radio press they were interviewed just diplomatic. Passport he's have a passport and visa that expired -- to leave whatever it was he had to leave so think about that it was a very famous person and me you know I mean that's some things come up all the time trying to get through Logan and blankets to finally get to the desk and in the stampede thing and do your fingers and off arsonists -- where you hating us and I'm going over the Marty's. Offer some of us here tonight that's all the people have a hard time near Mari said well welcome Tony go to sleep with all those illegals he welcomed but it's. Are we don't have laws are you know pay him can we change them if we don't like him and I think this Supreme Court refused to change them and I think that congress refused to vote demand I mean the Democrats had control of congress for us to. You know two sessions an early on in the Obama administration they could change the immigration law the air protection of the American people from aliens and that's what the word is in the constitution and laws and alien sedition act is still in effect and it was passed by a president Adams the first that's what it's all about protecting us and securing our borders its primary to the mission of the president of the United States so that's what he's doing a lot of people don't like consider fighting hard if you have something free that you haven't earned and you become dependent upon it it's almost like a drug it's almost like Qatar it's almost like opium so that's what's been happening now we have guest worker programs. Five million Mexicans I think our shared schedules come into work they have to return to Mexico if they don't stand there would be trouble. Visa overstay its automatic to the poor. I'm deportation and there's no it's a really know due process when you overstated and your visa but they're trying to say that there is that there isn't really you know entitled to a because you know says until you're here so can we change it probably why don't we I don't really know I'm not one of these new wants to people but it sure money that's funding all of this it's you you are paying for this it's. It's your money government has no way of making money they have a lot of ways seeking it and right now the spending you know things that upon which you mine. Not agree so it's not a happy day when that happens so they need me 800 wanted to be one visit with us anytime call in with senator comments we'll talk to soon be and I. This is the bill Kelley show there's nothing ever false about hope. Keep your family fortune in the family. Call 188881881. Now and speak to bill Kelly. This is built Kelly Warren is the best time to plant a tree about twenty years ago when is the second best time CommVault today there's a Smart planning retirement and then there's the wrong path -- -- riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for mine now famous stock market heart attack report 888800. Pointed it going join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your entire retirement and estate plan today in Burlington Braintree and Newton sit with me 888800. Pointed it -- thank you. Senior safe money strategies Tripoli 81881. Called today and yeah. What do we have to work with please determine when it's our future your future the numbers on those pieces of paper that are called statements those numbers are percent Europe your wealth. What you have left in life to to work with and that's the sum total of everything that you've accomplished financially and it makes for a better life if it's handled well there's you move into retirement then you have to inhabit that space but generally into your either return to work some people do that for. And that's important and you can do that all by attending a dinner or brunch in Burlington at the Tuscan kitchen Salem New Hampshire Tuscan kitchen or Plymouth paint paint it. 800 point and it went scheduled your first experience. It's called priorities possibilities. Potential and obstacles we have to flesh them out that's not where you come to bring a friend to have to sign a paper for some sun sort of contract that doesn't happen it's laying out the priorities and experience a team process so that you're second visit with us you can learn about the priorities you've established and the possibilities. There aren't and then really see when a plan looks like. And what your choices are that's important he didn't need the 800 point 881 then we have the illustration things we can actually show you. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Are you getting pace there were five days bundle to any investing relationship. One is the ability of your professional. Another is availability. There's attitude action and accountability. Listen to Bill Keller senior safe money strategies and called 8881880. Wanted to speak to bill. What matters to build Kelly it's you know we think you'll give him straight days. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the tax man who attacks person how would you rate your knowledge about retirement plan means June. You are being regular listener to the show I would hope you can rate yourself I think. Yet it's distressing to report that in recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement no tolerance and half as was the title of CNBC report this week. The previous mentioned study and worse financial literacy is continuing to decline if the same time we put. The largest number. People ever to boomers entering retirement every day I can't guarantee you'll be greeted at period and if you took the survey put you certainly won't even have. If you read all ten of my free report several mentioned already entertaining show senior safe money strategies to changing face of retirement total wealth transfer. And the stuff. Some of them from fourth to eight feet in the country. When indeed want seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone. Are enough. For you to curl up with a four day weekend and when you're done you'll be able to take action Monday with your publications. In hand and new knowledge and knowing what to do. You can test your knowledge after you read senior senate when strategies and the changing face of retirement test your knowledge with my senior retirement test kit. And risk tolerance got to find out where you stand can be well advised to make sure your financial literacy is defense team can be in my book. And free reports might just do that for you information it's free and it's precious Winston it's invaluable. Call 888800. Wanted to do one remember what. Chi chi Rodriguez sent when a man retires. His wife did its place the husband and half the income. We don't want to. We don't want itself visit was us and our high net worth. Punches lunches and dinners workshops coming up next month. Don't miss out if filling up already we just put the word out yesterday so they beat me it. When needed once it with us now workshops if you have 500000. To five million dollars or more brought to protected trying to preserve it tries to pass it on and grow it you might want to under one of these crunches lunches and dinners Tuscan kitchen and prone to resume when you beat him names and he beat me. 801 if you want to filling up fast. It's a roll up your sleeves event please jump posted almost 500 people are very. Burlington for our. Appreciation event but these are working events ladies and gentlemen for serious minded people. For those of view I know out there are clients or prospects people who come in. People get the publications that serious you're serious I know and that's OK we are too. He gave me beat him when you went to the publications. So it was us from. For brunch to the national senior retirement system risk tolerance test will retrieve them for you did in fact you know we stand. That's certainly is German who. OK and you say goodbye to the people and thank you listening also and. Yeah. Yeah it's. I. And the. And it's.
READ MOREREAD LESS