Senior Safe Money Strategies With Bill Kelly 6/17/17

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Sunday, June 18th
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What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. First of all thank you to everyone who are making our business which is success and for helping us learn we learn from our clients are telling financial services and I've learned over the years I think it's my fifteenth year in Boston. And my 2030 years in the business so it's great. There's plenty to learn still for all of us both you and I if you're behind in north individual if you own your own business if you're trying to transfer your wealth if you trying to protect your wealth these are all key points these are all places that might seem uncomfortable to you especially with the uncertainty right now we have a new president I'm a somewhat pleased I'm somewhat. Skeptical of all politicians did Donald Trump the anyone. Because their motives to things seems seemed to change and what is the test going to be for Donald Trump I don't know do you and is he gonna pass the test because an entire nation and lives depend upon now. As you can see a lot of things are happening its rapid pace and a lot of things are great. Some things people agree with some things you don't agree with I can tell you right now that 50% of the people. Think then 100% of the people who voted for Donald Trump are crazy stuff. And there are certain of and that's the way it is every four years we changed opinions of who's who was insane and redundant so. We have to protect. I think we have to protect what's precious to us and I think that it's our culture and for us to be ashamed about and I think it's I think it's it's wrong it's wrong I don't see any harm and anything that happened to me growing up and it was a kind of rough. Going and we were exposed to a lot we seem to overcome it. But we're being shredded into smaller and smaller groups trim it out and refining them. It's very difficult to say anything that is and hurtful to some segment of the population. And assure him the right side effect on the conservative side it's all is fair is fair game do anything to you including being beaten on the head with a metal pipe and nothing gets done about it. So it's free speech as long as you agree with some of these crazy people in the streets right now rioting. An issue fight back you're probably interested and they walk away free between sit on my hands and do nothing so it's a strange time what bothers me about illegal immigration is not that we're helping some poor person to survive in a city like Boston and invited to live at the City Hall. We have homeless events in Boston could they come to the front of the line please is that possible with homeless African Americans can they come to the front of the line why are illegal immigrants and protected class what. How we missed the boat. What is the message that we're missing here I don't know do you divisive okay and attacked Christians right now they're being beheaded in great numbers and the and as it happens we're asking for more and more than Islamic refugees to come into the country tens of thousands more. How was that happening and really in Boston youth. We'll be illegal immigration is the first violation of the law then you have to have someone in order to receive welfare benefits illegally. You BT currents is the second violation of the law it's fraud it's fraud you're paying for how does that feel and is a feeling you're paying for it do you like you don't I'm I don't care. I'm going to tremendous living a very blessed I didn't always even when I didn't I was willing to share whatever I had from when it's forced upon who doesn't feel the same doesn't know so think about that really deepening our what does that mean buoyant removing these people who Beacon Hill. Mourn the living near the brownstone on come on come off avenue we're having you know and why is it fair so the first violation as they enter the country illegally the second violation to somebody harbors them that's illegal the third violation is some type of fraud to obtain a Social Security number the next violation his tax evasion the pay cash to these people. And for some reason people who owned restaurants and work in restaurants think it's fantastic. It's suppresses wages for everyone so often doing lots of them went minimum wage of fifteen dollars all the people that are out there parading around for that are you paying the illegals fifteen dollars an hour are you paying them on the payroll if you supporting that you're not. So you're being dishonest and you and it's a dishonest net some mash and it grows so we have tax division we have welfare fraud we have the illegal entry and we have Social Security number somebody was talking to one of them entertainment TV and they should really just. How did you do Social Security now recently bought one but we don't know how does that work for you would you get a fake Social Security number would you line to government official. About your income would you doing those things if you're. Like most listeners to the show the answers no you would never do that but for some reason if you don't look the other way with someone else does -- there's something wrong with you do you feel like there's something wrong with you if you just want people follow along and really think about that which is why do we why do we not have the basic Tenet of our constitution and the formation of our nation which is to protect the populace to protect the borders of our nation it's written for some reason if you wanna do that there's something wrong with you if for some reason if you want to receive a baby's life at 24 weeks and you do anything to do that than your proclaim that their living human being then you're absolutely insane how does that feel when people tell you that don't believe your lying eyes believe what they tell you there's been a long slog since the fifty's it's Leave It to Beaver is gone Marines some kind of harm movie. If you read the cost no report first of all you can't read it you can about three pages in and you be sick to your stomach what was going on in Philadelphia and you've never heard about it have you it was never convert it's impossible to cover it because it would make people sick so that's where we are. We're at a crossroads if you want to protect the borders if you wanna protect human life if you wanna let it be B units birthday live rather than be slaughtered in the something wrong with you if you wanna pray that Christ and god in your some kind of been not right wing even though the folks who came over on the mayflower came here for religious freedom even though the country was founded based on a Christian values and Christian teachings we're being told that's wrong now we're being told I can't recognize the number of groups that are now of people. Lifestyles things we need to support things we need to do things we can't say things we can't say how do you feel about that it's pretty sad state of affairs is an it is it is and somebody's doing something about it I think the president's very crude ma'am I'm shocked. This is the way he built buildings I don't know how we hear -- don't want but we're looking at the inside of this person's mind to these Twitter feeds and things it's it's like wrestling wrong or something. So we're we have to hope that there's some kind of you know it's a white knuckle grip right now for all of us so if he's gonna if he makes him if he blunders we all blunder almost lost so I have often had bravado in my life and I almost 100% of the time I have just like I've been slapped down and I have to deal with gone and I have it he slaps me. On the side of the head and might not recognize it at first but eventually I do and I need to stop thinking do I need to do stay the course say your prayers that's what I'm telling you right now. Don't give up. We have to pray for our president praise from people in our government our authorities that they see the light here we can get back to basics and don't don't get worried. But it is it time for concern about where we're handing us a nation. Senior same funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning senior same content stretch. Portfolio income projections seniors. Money strapped. Call bill killing at 888800. In 1981. Or locally at 7818493090. Okay. Coming up. Oh. And honestly. Week it's hard. Maybe. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly call nearly triple A 81881. Or locally at 78184939. Feet. Stay informed. Well it's Father's Day weekend. Welcome aboard marshaling Cox who sent parents are often so busy with the physical rearing of children that they missed the glory of parenthood just as the grander of the trees can be lost in the printing needs and I also saying. Do user. Long been years in short they fly and I don't think and that's part of being dead so when I turned into everything you spent some time with my two Oakland moon personally it might not be much some some news a few minutes and reduce several hours and normally do that well it's probably remember more what you do do what he's saying you know don't remember certain sayings and things like that and it's never too late. Parish are famous for a lot of things but in one of those and as soon Finley feuding and grudges and my Brothers and then falling element and lasted five years and up to in my prior to the day they decided to have this sort of a falling out there have been together every Sunday from several years from probably 1967. Following up soon 1982 went on to my brother's house every Sunday at church and before dinner just help out so. When they get back together listening nothing happened so we can have a big job and and no shortage dance and some circles it's it's it's not right to sort of emphasized in a father and and I knew of the government tries to I'm going to be the. Aaron in many instances and fools out there that say that the government can actually be better parent who. Better entity to feed you close to your house you when you're young you're best things in there and good fathers are good men generally and generally could amendment could fathers and the impact you can have as a down. Can be can be on measurable and Kent is. For those of you who has the experience or. Arm undergoing that experience right now you know what it's like there was much different when I grew up that it is now because. Dan and John mom sitting at home kids went to school came home didn't seem to be played its new seemed to be. Mobs of kids who have been playing and the urgency to be special special position in sports summer camps mission meant to exit activities. And schedules times together for consent lasted many minutes we spent two days together. In the countryside. With with her gang of kids so dead it's important to you. It's important when you're here it's important to you that you take into Sunday. To reflect and it's important you receive the adulation. Appear offspring anyway that is effective in intense sometimes means you have to be good victim when you're sick community people who visit you in the hospital and you have to play a role at the time of strength and courage win. Children come home from school. A broken up crying sent feeling me failed you have to be doing to tell them that failures are part of the journey and its success is just around the corner the failure isn't permanent. That success is a process and to strive you have to be there when things you have to be here on the daily relief for college you have to be standing tall. You've to keep your composure need to be doing the children born and to support their mother and you need to be immune to. Make sure if something goes wrong you can do to fix it will be your comfort people if their personal disasters in catastrophes you have to be here. If you steady hand and that's all part of being down the best way to be wrong when your dad used to quickly admit that you room laughed about it to children and and everybody else left to offense possible to crude gold could have been angry at your child. Resolve it first and certainly if you do. Make sure he Whitaker is happy she can and you can comfort them soon with whom we've had disagreements and then before. And let them know that everything's okay. I think that's the greatest thing about being content you have so much latitude the Pallet to Pallet of college is all yours you can pay any any picture you'd like so wanna make it a happy one and in time to chaotic one. And maybe at some of those times is serene and most of all fun one and one where everyone can learn there's no instruction manual for fatherhood I think just by doing the best that you possibly can investing time. Believe you profit in the long run when you're dead so Father's Day is important because many view of fathers and 100% of new kind of fun if someone on this earth so that's very important. And I know the government. Is trying to take over more and more of the functions of parenting but I do feel that that that ties is receding now because I think that experiment didn't work and I think the best. Combination to raise a child is still. A mom and of course and then and that's just my opinion seems simple. Seems to work the best it seems to work the best but it's a work in progress every day and stifling it's definitely teamwork my dad worked real hard. I absorb many of his guns I was never able to keep up with him in many wins he was a very friendly person very loving person very gentle person and sometimes I signed suffer because of that of most of the time. Everybody loved him both in our family and well. And without. A sign of our family if you knew it and seemed to like him muffin so there's no better example to me and someone who could do that. My den of Christ you know the lord. As soon as church he loved his family he was there for every type of event. Gradually nation's birth that is Christian things being a sooner first funeral and showing us what the country looked like driving this across country. An earlier time. And then made a lot of sense and it was a true adventure giving us an example of how to be empathetic kind and to try to help others in all time there are commencement of all over our nation this weekend and I think he gives us a good opportunity to see tens of thousands of children leaving their homes and as soon. Weekend and for college shooting for a year abroad heading for a vacation and when they do. And the door on doing on the drive leniency when Manson and be dead and you'll be leaving could die and then be hitting on how to. Mean the world and then being through line and and one person who gave them the values the unit deals and the strength didn't end the Iraq and movement. Senior safe money strategies Tripoli 81881. Call today. Yeah. This is still account for those of you want to protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. AAK. 800 when he came wanna ask for a free copy of the changing face of retirement investing it's an amazing publication. In it you learn what has happened since the boomers first started their journey on earth and the unique place she might be today. If you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path. It's called life. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Schedules packed we're adding more and more staff to new and we have to train people we have to do running and we will feed you win a ain't paying 800. When he hit one can't another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with a standup yourself can't knowledge visit with us at the Tuscan kitchen in Burlington or Babson College near Newton. 888800. Point hit one we're going to have crunches and we're going to have dinners at the new Marion not known to sport the Newton office which is off the charts as the kids would say sell any any any any country when he didn't want it and that get a copy of senior safe money strategies and get a copy of the workbook 88880181. Take the national senior retirement test which I developed any any any 800. When he went find out where you stand when you finished the test you know we understand it's a very it's a test that will cause you to think about what you're actually doing and how you might stack up any pain any 800 when he hit one find out what the expense expenses are inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investment you have the funds any any any any country when he went and find out if you still want to continue to give away at that point five. 11 and a half two and a half four and a half percent every month or you don't put that in your pocket or not give it out at all. Any any any 800 wanted to he wants it with us there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. Return to create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you and we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management we're ensuring that data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market chemically showing the expense ratios and what you have find out what you're actually spending on fees right now you have investments that are loaded any any any any country when he wants it with us in Burlington Braintree more than newest office Newton visit with us at the Tuscan kitchen for dinner or -- those those are packed always don't forget these events ladies and gentlemen they're very important we won't commute there and we welcome to a new office in -- don't be -- command me to shake hands kind of what we can do for you paid any 1810181. Season. Are you getting pays the door behind me he's vital to any investing relationship. One he has the ability of your professional. Another is availability. There's attitude action. And accountability. And to listen to bill Kelly's senior safe money strategies and called 88818. He wanted to speak to bill. What matters to build Kelly is here and we think you'll give him straight days. This is built telling when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan in retirement and then there's the wrong path one can be riddled with mistakes and wanna safeguarded by trident to experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for -- now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree and Newton sit with me 888801. Anymore and thank you very. Good ladies and gentlemen many people are on pleasantly surprised in retirement. How would you rate your knowledge about retirement plan humans can. If you are being regular listener to the show I would hope you can rate yourself. I mean yeah it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement. No tolerance and half as was the title of CNBC report this week about the previous mentioned study and worst financial literacy is continuing to decline at the same time we had the largest number. People ever to boomers entering retirement every day I can't guarantee you'll be greeted at period and if you took the survey put you certainly want to and have. And if you read all ten of my free report several mentioned already entertaining show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. Are some of those reports a pain in these 121. Creature financial literacy. I'll be getting a copy of the bestselling book and show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up worth by the fire for a weekend and when you're done you'll be able to take action Monday. With your publications. In hand and new knowledge and knowing what to do he gave me. Beat him when he went to the publications. You can test your knowledge have you read see you soon when strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance I finally used to it can be well advised to make sure. Your financial literacy is the best can be in my book. And free reports might just do that for you information it's free but it's precious lends itself it's invaluable. Call 888800. When he didn't want to remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to. We don't want itself visit with us and our high net worth. Crunches lunches and dinners. Workshops coming up next month don't miss out there filling up already so they need any paid group when they do once it was us and our workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve it tries to pass it on and grow it you might want to come to one of these crunches lunches or dinners that embargoes. When the Tuscan kitchen to his doom and you'll be amazed at the service and all of these venues but we're pleased to be offering events there. And he beat me. 801 if you want to filling up fast. It's a roll up your sleeves event ladies and gentlemen. We just hosted almost 500 people at the minute thrown in for our appreciation of these are working events ladies and gentleman now to serious minded people. For those of you are no out there are clients or prospects people who come and look at the publications that serious you're serious unknown and that's OK we are 2888. He tender wanna be going to the publications. Sit with us from crunch to the national senior retirement system and risk tolerance test will. Completely greet them for you did in fact you know when you stand defensively as a German when. Seniors saying honey extracting. Wealth transfer thing you're safe money strategies. Living trusts seniors they need money strapped Medicaid crisis planning seniors pay money stretch. Portfolio income projections for seniors. Money strapped. Call bill Kelly exceeding 31981. Or locally at 78184939. B. No I was a big Q student government kind of in school high school. I'm with some merit scholar national honors I was all for I guess succeeding the future was mind really and everything I did. Was it's focused on becoming successful which probably was delayed a little bit in my life however. Eric I remember coming home from career doing in high school I think I was a freshman and my dad Tim was sweeping the garage when you're home and I remember being in the garage and as we've got to push crude started helping my tenth street to garage floor and I started to speak with him in and its attendant what you know what's your goal put your grown life not the time no intent was probably 54 years old then there was seven basically five kids two adopted step kids Foster kids John Richie and her grandfather lived with us but my mom sues ten people who have been responsible for at some time in his life sometimes all at once. And he had three jumps that he worked and hardware store he worked in me as a firefighter and he bartenders at the Knights of Columbus on Tuesday nights and he would make X 700 dollars in tips into revenue announce any would put the tips in the sun come and go home and my mom take the sign that's what he did that but you know it. I guess the question was kind of awkward time means for me to be in a garage with Clinton asking him what his goal was you know career alliance but it was something that was on my mind so I asked him to sit down you know what what you call and he said well what would you wanna be if anything in the world and he said he says I want to be grim night of the Knights of Columbus that's going all my school I thought personal Jesus pretty cool so sit standpoint you wanna be grand ninth and he said well first of all big picture not sit on the Nittany sit next to sit and wherever I go in the world don't have friends and Veronica on the world friends and I just thought to myself a maintenance in his fifties sky crane and the grand and it's that have generally been you know an early forties at that time. Aniston in he's just working only shops it's going to be hard for him to do it but actually. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- And I know I knew that. I'd be would have been easy for him to take that the hardware and no one would have known it was a giant power and restore it was forced city blocks around from now. You wouldn't do it and sometimes if my mom mentioned the fact that some of the employer's employees wives worked with her at the phone company and they felt it was a fringe benefit meant I would just say I'm not a month month and steel hardware I would become with the grim night and I don't think that's something grand and I would do. So we took it seriously and he was kind to everyone and you had no enemies really the only enemies he had really were people who are fearful of him because he was so kind and honest and true and you wouldn't find he wouldn't fight panicky was meek and youth he respected. Government officials the police the rules teachers who thought of teachers and any of the churches of Christ so he did his job as far as I was concerned he was great -- it's a great man good human being doing the pen tennis that's the standard to which I compare myself and I decided to try to spend more time with my son returned to the united cited to try to straighten myself out many years ago and came to Christ and after I did that guess what we have a son so it's a miracle and fathers' -- coming up from all of you who aren't dads or those of you want to honor your father's it's a great idea and maybe if you need to give them a break maybe you can do that to give yourself permission to forgive that's what's needed on -- today and give yourself permission to find good for those of you who might appear on the other side of the fence with or if you if you feel you Dennis fails you may be pretty great time to talk though for what you can at a -- on the line for now the great time to sit by yourself maybe do some praying and thought about it and after you've thought about it. Maybe something will come to you to help you but for the most part had a great life growing up and most of it was provided to me complimented. Him. We'll. Okay. Okay. Okay. Thing. Ambassador Flynn. Doing a good picture view in Brunette tall ships that does have a good time. Well it can't you. Published an aspect might get. Hello ought. Outlook to support for a boxer here. Oh. Up. I work. Well as. You know we get it of that ship. Austin Scott. Oh so you know I would. Folks couldn't. And kicking them out of the port. So. It will be it will be here. Sasha. Up. Great mighty I stressing Craig mare came into the office is any surprise drawing down a Rhode Island tomorrow afternoon so Raymond Flynn. And he says a lot of great things. You know that it would help people are. Actually. Graduate and go but. And so. At the end it at a slightly. The men working and minute one. What that talks. Were working on the world trucks. Should get a freight trains. Our neighbors and some didn't work. In fact many of the game up. Looking at hazardous conditions here. Trying to deal came down. Huge battle to get it you know justice slate. Are well. I think is what. Tuberculosis. Which was common. So. You know it's such a story. Just swept up the street near Austin Convention Center. And as a big convention got a lot of votes and so adults and so resurgence technology. And that's saying you know. Disappointed. And despondent about. The medical research are not real serious questions that is potentially not banking. The progress and I got a chip advantage. You know I now execute. It's sub Il a lot of people had tuberculosis. And might. Money might firms hit polio and what else what. Some people change in net change in other states but. We search spill has a lot of that make it try to find channel has struck. Imperious. Serious. It elements that people. Successful I mean look around now Ellis. (%expletive) like great I'm street is so Helen looks notre stability and getting. Jennings solutions such like Creighton at eight. Then they would. Ten years ago so it's frustrating appearance. You know seeing the acute. Not not getting any cat that clear that they really just sort of age. It is slow going and especially. When Spanish as we age we know from more more curious especially when we become. The people who are of the illnesses to bug me. Sympathize with print I remember polio being pretty much wiped out when we were kids. We its generation before us all a lot of it to them we need to sought no more basically in measles. Chick smallpox. Gone you know. Well that we sort of what Simon and I. Like you know eight through politics and sports but they'll I have like walking back up yeah. Also not to mention and yes it's five hours. Just listening Shalala and just some medical reps. Possible. I think it's because I am still a lot of nations are. Trying sure as such isn't quite blatant it changed it but. You know I don't need that money going into the research and how we ended that. Going ancient Egyptian French Egyptian. Carol. Charge that will work outs in the national institute felt she cutting him lectured by about 17%. That's only going to put it. Curtail. A lot of that we surge going for medical solutions that so that's set this some. Wellness. It's. It's worth deficit spending so much. And I think we've. We've wasted a lot of money trying to quote unquote help people hornets. The best way to help people lose your theory. A great job is the best way to help anyone suppose social program on earth and I think health. Goes on along with it. So we. Israeli sent billions are being. Message you talk about you know making an investment or that. But that mixed countries talk. Makes it secure. Makes people feel proud assault on. Eagle all those. Rights message and how you are urging also. You know how Accenture. Some people can't do a lot. But I think it would add to the economy petty. It that's great message. Entered into outright I was starting over again. And politics exciting out of line we can't talk yet. I'd really well most of my time ethical search for people that there is quite call. And it's sent me so. Are ought to them you know like I coached these jet we will let me get some of these special needs kids meet all of soccer fan I see it chair at wonderful wonderful. And out of you Arafat. And dug a great side that will be celebrating. You know what some call us and have a a couple of cold drinks are opting there. That are we watching and it changed that claim based all of bill. You know at any and it's in in Belgium here hospital well you're. Honest they got that from my father. Are sort network. Quite by the rebels. Who got no freedoms. You know who. Did the best they could racing against. And they gave you last. Last. And sacrifice so and so if they have late. Just so that as a real heroes of of of Americans today they'll let busts out there who know him. You know and I just I know you deflect any type of reference he earned. Two to yourself I just wanted to rescue. Let's say you and your dad was just walking didn't know anything about what had happened the last few years and you've walked by and looked up and saw that sign what do you think you would say to you when he got home. There's ever ears. In. English SS sep oh. So and Bill Clinton you know. Sox. Suck it up like US. He's. Successful. When it comes to being that good marriage and you are that it should. Actually like today as being good. You know we can achieve. These and you know. Athletics in politics and business. Being a father. STO. Oh by folks know that that best award yet. I guess what. And so it near and that Sheen. Or. To achieve success at some good bet that's well. While that's a great reward and that's a great oration and we appreciate you spending time with us and we appreciate your observations on father's. This Bill Evans what you thought it. By. Into I think you you know. Actually that skit. On the right well that's because you and Charlie. Are sacrificing. And working. This escape voted yes but it could care even more more important. Well we pray every day and we thank you for those kind words only the same to you and you're. Your children especially Braden is getting a great. Education and we can. Don't buy this if you would well up. But let the ball. See you soon thank you ambassador Flynn. What's most important to you about your retirement years trying senior safe money strategies with bill Kelly. Call bill like triple A 81881. Or locally at 78184939. Feet. Stay informed. This is still account for those of you want to protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any PK 800 when he didn't wanna ask for a free copy of the changing face of retirement investing it's an amazing publication in it you learn what has happened since the boomers first started their journey on earth and the unique place you might be today. If you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path it's called life. Where you've been is probably in a place called sacrifice and going without you know and to invest and save for retirement at the same time helping others that's where you've been an issue of travel through life just like you've reached a point which is called now this moment yesterday this history tomorrow's a ministry but look tomorrow can be a projected calculated and actually. Maybe I'm more of -- certainty if you have the proper information and you have the proper tools so any any any any country when he wants -- with -- -- tell -- it's important for you to know cash flow becomes the most important thing to you when you retire especially if you're depending on your investments to -- -- significant portion of the -- -- -- -- retirement cash -- so any any -- 800 when he -- one we're having events at the Tuscan -- we're having events that have Babson college and we're having events -- several different venues in the -- three months we -- absolutely -- right now for that reason we're open on Saturdays chemical -- opening -- we have a new office in -- it's -- we will make room for you will make room for everyone any -- -- 800 when he didn't -- we just -- the office it's packed schedules -- -- adding more and more staff to -- but we have to train people we have to -- growing and we will -- you -- 888800. When he hit one can't another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with a standup yourself -- knowledge visit with us at the Tuscan kitchen in Burlington or Babson College near Newton. 888800. Point hit one we're going to have crunches and we're going to have dinners at the new Marriott now to support the Newton office which is off the charts as the kids with same song 88880181. You know that get a copy of senior safe money strategies and get a copy of the workbook 888801. Game one take the national senior retirement test which I developed any pain any. 800 when he didn't want to find out where you stand when you finished the test you know we understand it's a very it's a test that won't cause you to think about what you're actually doing you know you might stack up any pain any 800 when he didn't want to find out what the expenses the expenses are inside of your portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investments you have the funds need any any any country when it went and find out if you still want to continue to give away at that point 511. And a half two and a half four and a half percent every month or you want to put that in your pocket or not give it out at all. Any any any 800 wanted to he wants it with us there's no fee for a consultation. Initially you'll never be billed for sitting with us and for your initial consultation. Return to create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you then we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management we're gonna show you the -- of your entire portfolio all mapped out which is how much volatility you have in comparison to the market chemically showing the expense ratios and what you have find out where you're actually spending on fees right now you have investments that are loaded any any any any country when he did -- sit with us in Burlington Braintree more than newest office Newton visit with us at the Tuscan kitchen for dinner or -- those so those are packed all lace corset with us at Babson college and they've welcomed us with open -- just a fantastic. The experience and perhaps in the home of American. Entrepreneurship. And college was formed it was based on successful American businesses and the courage that it takes to venture out so don't forget these events ladies and gentlemen they're very important. We won't commute there and we welcome to a new office in new don't be shy kimono and Alito shake hands kind of what we can do for you paid paid 1810181. Season. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. So many people are celebrating Father's Day tomorrow tomorrow being Sunday and many people in the orient China maybe you have some thoughts about your dad thought your father maybe you can reach back and find some things that you do and with your father. And think about them on this and this study leading into fathers today and you can allow yourself to sort of wonder. What was special about those times. I was still I was instructed by someone who I felt it was a very good tenth and then person told me that kids don't really remember. What you say. As much as what you do with them some different I decided to spend a lot of time with my son William. Who is a gift to me. After coming back to Christ. And it and then. In a completely fell involvement. Passion and completely new and blundered the life prior to. And I. Sort of was blessed I think maybe. Someone in heaven thought you know Kelly can have a shot and it and so I did an admission and an event agreed well. You just invest the time and I tried to set an example for my son my daughter's. Clings to my life course and great friends. They're very close but I try also to help. Make sure that my daughter has guidance and support insecurity. And fear not just financial feel a feeling of security. From a man. And I hope she'll be able to choose. Wisely when it's your turn to choose some in some people say girls married intent. Policeman who monsoonal. We'll see. It's not I'm not somebody who'd that you know right now I'm gonna make a pretty good partner pretty content with no snow. And those are things that we. Have to think about it as we. Move ahead in life. With a male influences in my life form who first generation Irish. First generation American and Irish and really. There was only one thing in my Dan and his Brothers and sisters in violence and uncles had in mind who's getting your job. And surviving after what their parents went through in Ireland it was sure. It was certain that they didn't want to suffer then again. So we learned to work we learn to respect authority who we learned to believe we learned to worship. We learned that school is important and the most cooling we had. The more likely we word and be successful in in John in the job market. And made that seem to know a lot of things about many different areas of life and that was great for me he was Smart he. It gave up his life for us brilliant he wanted nothing for himself I can't remember went down ever wanting a special car. Thus he has the same belts and belt he was buried with his dress clothes he had been sort of an alligator belts leather belt. It would it's. Almost mahogany. Color. Any more than well to church every Sunday. For his entire life. Anymore. On the day he was soon. My address so that was kind of guy he wants there was a top draw in his Dresser small drawer. You know I'm going to answer and the left hand drawer every three months to put it to a five dollar savings punt. And the stand grew as the years went by. We sort of left poverty. And so I moved into my teenage years I didn't know how to handle life. My dad look wasn't much good at teaching me because he wasn't on the scene much you work so much but I knew there was an example there to fall about his humility. And his seriousness about rules. And I knew it was the right thing to do to try to be good student I was active in student governments. He was proud about that. Sports were frustrating from my daddy was never allowed to play so we didn't quite understand. Student athletics. And my mom was working at night so she was never available during the day so it was kind of a father was there as a father figure. In those situations when my dad couldn't be present. So your worst days you. My worst days I would walk down the lane woods and three quarter of a mile walk to the mean to the paved road. And my dad would arrive that are almost. Religiously at 530. Every other day anyway certainly were to die hard restored for a senator really van den you don't need to meet him. And by the time we walked up to the house and get ready for dinner it was. It was OK things were fine so we did his best he always did. And he was a great example to any moon about how to live a life. Was it fair no no it wasn't fair did he complain about it no he never complained he always had a smile. The last cognizant. Moments we spent together and I. I knew time was short and there was some there was an orange. Trees. And green sort of depression where. Fruit both sort of flat. With very very important. In long dated didn't flute and manages very thin. Green glass and announced it and they were there on the shelf there on the bottom of the show for it always been prominently displayed. Intolerant dining room wherever that was over the years three different announces. And I just announcement and it's Ted do you mind if I have the Orangemen sin in the green and fruit. The mission he says no motion. Going and take them. We don't display them anymore and I looked at my mom she nodded to himself can so I took them. And there in the mirror in the office in Braintree. Along with the chair with that was that the head of our dining table to Cain. On any team chair and that was a reminder analysts. The open when every grandstand or anything it was only sure. And then the answer phone if researcher. So I managed was I could sign I can't claim and I really can't claim to. Honor I just existed to. Move ahead and figure a way. Out of what I felt was sort of a trap. You know we do him much. And I had to whatever I had to. Never had their hand I use to try. And escape from the world was pretty much. Impoverishment. Did they do then I think so but there's little something feels missing. And certainly don't put him into and I wish it was there but. It's not. And involvement and and I appreciate everything. That he did for us and showed us. An over the years. There was never fine to me and new and earth. And then if you listing you know view. And in a noon heaven for tennis. That's a place where people like you. Know when many parents and we've. From the earthly plane. So I hope it's good for you there and it was great having you here and Britain. Senior safe money strategies Tripoli 81881. Call today yeah. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time CommVault today there's a Smart plan in retirement and then there's the wrong path when Jimmy riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for -- now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree and Newton sit with me 888800. Wanted to anyone thank you. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the tax man how would you rate your knowledge about retirement plan when his engine. If your name regular. Listener traditional I would hope you can rate yourself highly yet it's distressing to record that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement. No tolerance and half as was the title of CNBC report this week. The previous mentioned study and worse financial literacy is continuing to decline if the same time we with the largest number. People ever to boomers entering retirement everything I can't guarantee of degraded and period and if you took the survey put you certainly want to and half. If you read all ten of my free reports several mentioned already onto and show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. Some of those reports a pain in the country when indeed want to reach your financial literacy. I'm beginning to copy of the bestselling book the show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up wouldn't by the fire for a weekend and when you're done you'll be able to take action Monday with your publications. In hand and new knowledge and knowing what to do he gave me beat him when he went to the publications. You can test your knowledge after you read senior safe money strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance I finally Houston can be well advised to make sure. Your financial literacy is the best he can be in my book. And free reports might just do that for you information it's free but it's precious ones it's invaluable. Call 888800. Wanted to do one remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to. We don't want itself visit with us and our high net worth. Crunches lunches and dinners. Workshops coming up next month don't miss out if filling up already so they need me 801. Needed once it was us and our workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve it tries to pass it on and grow it you might want to come to one of these crunches lunches or dinners that Lombardo is. For the Tuscan kitchen to his doing you'll be amazed at the service and all of these things but we're pleased to be offering the events there. And he beat me. 801 if you want to filling up fast. It's a roll up your sleeves event please do on the we just hosted almost 500 people are familiar. Burlington for our appreciation event these are working event solution Joan for serious minded people. For those of you are no out there are clients or prospects people who come in look at the publications that serious you're serious I know and that's OK we are too he gave me. The tender when he went to the publications. Say it was us from. For brunch to the national senior retirement system numerous talents to smoke. Completely greet them for you did in fact you know when you stamp that said ladies and gentlemen we'll. Keep your family fortune in the family she what you had to use what you want. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard bureau assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper his new legislation is here now. Do not delay take decisive action teach your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you had to use what you want and pass along what's left. And thank you listening. For the. Oh. What's most important to you about your retirement years. Trying senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. This is Craig Murray chief compliance officer Kelly financial services with the weekly market wrap up the Dow Jones finished will be cut 57 points with the S&P 500 dropping seven the NASDAQ changed quickly and Friday to finish the week down 100 points here are three things that happened over the last week presents from Boston tea escalate the growing rift between energy rich gulf allies after Saudi Arabia who have to drive to -- -- Qatar by cutting off border crossings ending banking ties in ordering citizens out of the country in an announcement on Monday president trump endorsed a plan to privatize the US air traffic control system. Antiquated system we rely on today is inefficient and causes thousands of avoidable flight delays send an American Airlines spokesperson former FBI director James Koenig testified in front of the Senate Intelligence Committee Thursday. Saying he thinks he was fired over the Russian probe he said he cannot say whether trump was guilty of obstruction of justice. He also said trump did not specifically ask him to stop the Russian investigation call us at 888. 80188. Fun for complementary review with myself for anyone over five analysts think you have a great weekend yeah. Are you getting pays over five and he's vital to any investing relationship. One is the ability of your professional and another is availability. There's attitude action. And accountability. And listen to Bill Keller senior safe money strategies and called 88818. He wanted to speak to bill. What matters to build Kelly is here and we think you give him straight days. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan and retirement and then there's the wrong path one can be riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for -- now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree and Newton sit with me 888801. Anymore and thank you very. Good ladies and gentlemen many people are on pleasantly surprised in retirement. How would you rate your knowledge about retirement plan humans can. If you are being regular listener to the show I would hope you can rate yourself. I mean yeah it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement. No tolerance and a half as was the title of CNBC report this week about the previous mentioned study and worst financial literacy is continuing to decline at the same time we put the largest. Number people ever to boomers entering retirement every day I can't guarantee you'll be greeted at green and if you took the survey put you certainly want to and have. If you read all ten of my free report several mentioned already onto and show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. Are some of those reports paint anything in 221. Creature financial literacy. I'll be getting a copy of the bestselling book the show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up with by the fire for a weekend and when you're done you'll be able to take action Monday with your publications. In hand and new knowledge and knowing what to do. He gave me beat him when he went to the publications. You can test your knowledge after you read see you soon when strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance I finally used to it can be well advised to make sure. Your financial literacy is the best can be in my book. And free reports might just do that for you information it's free but it's consciously stoked it's invaluable. Call 888800. When he didn't want to remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to. We don't want itself visit with us and our high net worth. Crunches lunches and dinners. Workshops coming up next month don't miss out there filling up already so any any any paid group when they do once it was us and our workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve their cars to pass it on and grow it you might want to under one of these crunches lunches or dinners that Lombardo is. For the Tuscan kitchen who is doing you'll be amazed at the service and all of these things but we are pleased to be offering regrets there and he beat him. 801 if you want to filling up fast. It's a roll up your sleeves event please do on the we just hosted almost 500 people at the winner Burlington for our appreciation of these are working events loosens them now to serious minded people. For those of you I know out there are clients or prospects people who come in most of the publications that serious you're serious unknown and that's OK we are 2888. He tender wanna be going to the publications. Sit with us from brunch to the national senior retirement system risk tolerance test will. Completely greet them for youth and the fact you know we've stamp that said ladies and gentlemen we're. Senior saint unease strategy. Wealth transfer thing you're safe money strategies. Living trusts seniors they need money strapped Medicaid crisis planning senior saint on the stretch. Portfolio income projections seniors and a funny strategy. Call Bill Elliott being 88800. In 1981. Or locally at 78184939. B. They say sports is microcosm of life some people say it can be you can relate to life and that's why we listen in and and to me it is always has been my music today and sit and read box scores which I don't think many people read anymore because stats are so available but back in the seventies and eighties the sporting news was a weekly column box scores but you had a complete list of Emmett it was sort of like her own about that size it was a tab and you know we kick that sporting news read the stories and then you check the box scores for a week that was kind of uninteresting kind of interesting and doing things suspended who watching film of people showing up for basically the basketball team finals last nine minute by minute postings of with the players are doing before the game and things like that but it is a microcosm of life the struggles of champions where people too hard they work things like that and it seems like the note seems like in my mind and people who worked artists get the most. I think aspirations are better than looking panicked trying to criticize somebody frankly I don't have time to do that to you if you do you need to go get on me or hit down the soup kitchen and I have been because I know most of you don't have time to look back more than judge so it's an interesting quandary we find ourselves in isn't and we have a president who wants to cut taxes on for some reason someone thinks that that's unfair. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Anything about meeting with the Merrill Lynch and Hillary Clinton we met with there's no notes were allowed the folks sneaking around trying to figure out something heard Donald -- are going to write that down during what president claims is a fake letter so we what's the -- thing go away we watched -- going into the over this over the horizon and we were much Rachel -- and only the people can own cynicism and they were kind of repeats trump I don't think so I don't think so but you tell me how we how do we get here on this happened -- we forgot about who we are and we from kind of forgot about our doorsteps and what we can do we looked to left and the right when we leave the house this is someone in a minute hands and if you find if you're looking for someone needs and hands first of all you have -- very easy search and second of all if you decide to give them -- -- just want you tend to forget who they voted for what's happening someone needs help so that's what I do know in my -- I'm not perfect. And. Okay. Okay. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called gala triple A 81881. Or locally at 78184939. Feet. Stay informed. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart planning retirement and then there's the wrong path when Jimmy riddled with mistakes and -- safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for -- now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree in Newton sit with me 888801. Anymore and thank you. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the tax man how would you rate your knowledge about retirement plan humans can. If you are being regular. Or listener to the show I would hope you can rate yourself highly yet it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement. Our rights and half as was the time limit CNBC report this week about the previous mentioned study and worse financial literacy is continuing to decline if the same time we put. With the largest. Number people ever to boomers entering retirement every day I can't guarantee of degraded and period and if you took the survey put you certainly want to and have. And if you read all ten of my free report several mentioned already onto it and show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. Some of those reports the heat in the country when indeed want to reach your financial literacy. I'm beginning to copy of the bestselling book the show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up with by the fire for a weekend and when you're done you'll be able to take action Monday with your publications. In hand and new knowledge and knowing what to do he gave me. You can when he went to the publications. You can test your knowledge after you read senior safe money strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance and find out where you stand can be well advised to make sure. Your financial literacy is the best can be in my book. And free reports might just do that for you information it's free but it's precious lives it's invaluable. Call 888800. Wanted to do one remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to. We don't want itself visit with us and our high net worth. Crunches lunches and dinners. Workshops coming up next month don't miss out if filling up already so maybe he paid one needed once it with us now workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve it tries to pass it on and grow it you might wanna come to one of these crunches lunches and dinners have embargoes. For the Tuscan kitchen who is doing you'll be amazed at the service and all of these things but we're pleased to be offering defense there and he beat me. 801 if you want to filling up fast. It's a roll up your sleeves event please do on the we just hosted almost 500 people of America Burlington for our appreciation event these of working event solution Joan for serious minded people. For those of you I know out there are. Clients or prospects people who come and look at the publications that serious you're serious I know and that's OK we are 2888. He's under when you went to the publications. Say it was us from. For brunch to the national senior retirement system and numerous talents to smoke. Completely greet them for you when in fact you know we've stamp that says please German when. Senior safe money strategies Tripoli 81881. Called two very. Yeah. It is a kid who made it and I sat on the man faster stronger. Yeah it's wrong. Vanderbilt Kelly how are you. I'm Jim pretty get Dario great you get a minute it's there everybody wants to hear what you have to say and so wound in plural with what you tell them every week 300. Will Jews know about the market this week and north he's going to do in financial. The market's been relatively flat this week we're seeing in about half a percent downside which. It in two out of the ordinary considering we've extended above book moving average which you know little retreat this fifty day wouldn't be. A leading to severe the S&P M were brought viewpoints about the S&P 550 day moving average shelf. Expectation has beat cease small pullbacks are moving forward going to fifty day moving average which is. Being good support the last couple of months and years so that's one thing that we've noticed a lot of than volatility that record lows right now. So and lecturer being very protective because if there's volatility spiked more than likely that's gonna mean downsize the market sure. And still record amounts due have been everywhere we turn an American roots of president trump seems to be giving. The money on some models with so many people are opening new launch investing would you agree. Yet they are a lot more people are. A lot more optimistic small business owners specialists. Shall we follow volatility we've followed the sentiment indicators pandered could you explain in mountain to the folks yes kind of indicators to measure how quickly money goes in and out of the market and also measures options volume on putts and also. I don't I you BO usually a pretty good or new extraction market's going to be added the short term so they were relatively overbought right now so having a small pullback is it healthy for market conditions but not anything abnormal. We had a client speak to us about stock so orders soon recently and I disagree don't like to use them because they can come around and bite you generally sometimes before a large turnaround in a market. In particular stocks refined for some reason he's the back circle round pick up everybody stops or else lower the price dramatically and sell it I think they're sitting in an article about someone doing that was so where do you think this is something folks should be careful about our. What are your thoughts about stock losses. The prices of personnel have manipulated for a long time so it's no big surprise but there's four or stop orders. And stop losses it takes to control out of the advisor or declines and in when those positions are going to be sold and Syria hit that stop price. It sells on the next tank so we have a big drop overnight do you have the stop loss of seventy and the price 75 right now. And it goes to sixty overnight you're a solid sixty but if you have a wake up in the stocks now we're fifteen dollars a share last one was that they report. You're still confident company's performance in their fundamentals. Then you might not necessarily wanna sell at that cheaper price. But there were already triggered and sold without your willingness to do so. Right and we often see bounced back when stocks are oversold on a pinnacle of such as point one before trading in the overnights the night that president trump was elected then they were defense. A terrible problem with hitting only stop losses in extended trading and then waking up. With the market back to almost evenly. That they got there right being yet stop losses than it would have been detrimental audio especially going into the next day in the market and that shooting straight up true zone and recruitment and excuses you meeting with a lot of new prospects in the meeting with regular client was a difference between what people saying you're one of the similarities or one thing that I see is and has no overwhelming trend is and it and this can actually be very dangerous strand in my opinion. People think that now that the markets doing really well and that yell at all stocks bonds everything about so far this year. That whatever their investments are is doing well and they you know have the knowledge and and know how to do it correctly and make sure they're not in too much risk. I and a lot of times people put themselves in compromising situations. And allow himself to take on more risk than they really should given their situation. Corporate cards or personal financial situation. And into making mistakes through overconfidence. And I think a lot of times it is very I won't have a second look at what you're actually investing and and what that actually means that the market does gone wrong direction in his own zone you know which we need to be careful and just the next really important question your sister is now Taylor's now. The come aboard particularly financial how's she doing. To do really well she's answered calls right now she's working on getting her life and saying and you know we're gonna have. Perceive excited to be here where she did a lot of work contention prints on the gulf stream right hander yes you don't need a woman sculpting an active fire Corey so you guys and renew your rivalry in person he's innocent. Oh yeah we've we've played last week and she beat me out not overly happy about that but now all of a comeback. Or since traditional prevention unit competitions. I think. She's following in the footsteps and I think that's great but I know when you drum very proud to have you would also Taylor and we love your folks who wonderful salmon are very pleased with appreciate that okay any special plans for the weekend nothing right now material about a golf actually very good. Thanks for being on us Andrew crowd of folks want to visit reviewing hundreds of ADP. 800 when he learned. And Andrew will take a phone call from you folks 88. 801 anymore and no questions unimportant and you could really be speak with anyone bitter about handling your money in investments and his crowd and me. So to hear from him next weekend fake era traffic business. Yeah. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan in retirement and then there's the wrong path one can be riddled with mistakes and -- safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for -- now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree in Newton sit with me 888801. Anymore and thank you. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the facts ma'am how would you rate your knowledge about retirement plan humans can. If you are being regular. Listener traditional I would hope you can rate yourself highly yet it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement. No tolerance and a half. As was the time limit CNBC report this week about the previous mentioned study and worse financial literacy is continuing to decline if the same time we that the largest. Number people ever to boomers entering retirement every day I can't guarantee immigrated and period and if you took the survey put you certainly want to and have. And if you read all ten of my free report several mentioned already onto it and show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. Some of those reports the heat in these 101 indeed want to reach your financial literacy. I'm beginning to copy of the bestselling book the show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up wins by the fire for a weekend and when you're done you'll be able to take action Monday with your publications. In hand and new knowledge and knowing what to do he gave me. Beat him when he went to the publications. You can test your knowledge after you read senior center one strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance I finally used to it can be well advised to make sure. Your financial literacy is the best it can be in my book. And free reports might just do that for you information it's free but it's precious lives to it's invaluable. Call 888800. Wanted to do one remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to. We don't want itself visit with us and our high net worth. Crunches lunches and dinners workshops coming up next month don't miss out if filling up already. So they need me 801. Needed once it with us now workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve it tries to pass it on and grow it you might want to come into one of these crunches lunches and dinners have embargoes. For the Tuscan kitchen to his doom and you'll be amazed at. The service and all of these things but we are pleased to be offering new events there and he beat me. 801 if you want to filling up fast. It's a roll up your sleeves event please do on the we just hosted almost 500 people at the winner Burlington for our. Appreciation event these of working event solution Jones and the serious minded people. For those who view I know out there are clients or prospects people who come and look at the publications through serious you're serious I know and that's OK we are 2888. Anytime you wanna be going to the publications. Sit with us for brunch to the national senior retirement system and numerous talents to us we'll. Completely greet them for you when in fact you know we've stamp that says please gentlemen we'll. Keep your family fortune in the family she what you have use what you wanted. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate in protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you had to use what you want and pass along what's left. Brother learners. There's. This road to. When a Baylor if you want my current. Now are you I'm doing very good film is he week I have to tell you lie I was Silva to. Great maple out of Foster couldn't square over the Dubai thing Mott saint Brendan than premium broke strike fear in the top of the election set. Really doesn't get a lot of attention on the scope of things. But I spoke to these civic organization. And they would counsel. India has changed dramatically. Over the years. When I was mayor. Even before that went out city councilor representing that district. In there had a lot of you know what each established. New boat people than it started to change a lot of aggressive. A lot of twelve white progressive side of minority people. Started to move him. And I and the area very well as the City Council because. It's clear what other sports so they ought to basketball or baseball should in the year to see what you'll be. Well on basketball but then it maintenance system it's kind of hard times I think this is kind of an interest in story. This Maplewood. Edited changed. In duchess of carton square it really excited to have run too difficult time. Nevada race problems so a lot of economic problems that orientation problems. That's the results of that became very very unstable. It was a big challenge ahead of us. So when I get elected mayor of Boston. I really focused a lot of attention in its. Really. Changing. And growing. Integrated neighborhood understandable they called me bullet console. In best out of allotted used programs that it's very interest in us. And you most of the Boston Celtics 28 balance Casey Jones won't be so Muslim like France and social he felt that stab at a lot of it's. Instead of the black kids playing basketball. And the white kids playing street hockey. Thanks to the Boston Police athletic. We were able to build a couple basketball courts we have the black kids in the white kids from the needle in accordance we're joining together. In their cultures where we're going ministers Catholic priests I'm black ministers. We just an incredible story incredible situation. In and we kind of really order put into place on the neighborhood to. Well dealing content square and I was so via via the night last night and we'll tell you what a great. Integrated new border. Hardworking. People. Working together and they would come on me that the best thing that ever happens in the neighborhood. This coming home to deal with the police besides that the boats and we'll set politically. We out of this league in black kids together and it changed the new board forever. And last night I got this award here it. Heroes awards and mostly it now it's mostly black. Citizens there but worry it's in the year would've slept on match history you know. You know what. You know you that you watch the sports online Washington DC. You've watched on the top but didn't you call me and members of congress. You only wish that he's working class families black white Hispanic to. Progressives. You only wish they developed country could function together like. Clintons where in duchess. This. What it would look it up when that we could feed the birthplace of rose FitzGerald Kennedy's presence of the United States mother. And that's the kind of side neighborhood you wise. And you know I'm excited about it because I wish we steps we stepped stories we're told instead of what that arch yesterday. I'm TV for fourteen dollars. About the division and the uncertainty that's going on in America today it's really too bad. Don't the rest of the country could be like buttons where. You personally knew closely to man Brian Myers Joseph millennia and red are back. And they were quick to figure out while we're gonna and a great basketball if and in doing so they both won. Along with you and wanted to use the national championship so you know wanted it was a great uniter don't usually denotes. You know it's funny you mentioned it's still feel that it's so ironic how. Because I told that very story last night I told the story about red back in your mind. What I basically said that. I learned a long time ago which normally he told me read error peck told all of us here in India isn't the best false. Plane on the same team that wins championships is the play is that play together and routines sportsmanship. Teamwork. I got them out and I feel incontinence where. And outside it is really made me feel very very thorough. In very hopeful about the future. Of America. That's achieved at sixty billion on the chilling. You know expected. And admiration. For wherever people. I went home after Wright spoke in his group that man he sees its award could not would not night at departments square subic. Neighborhood organizations. And I accept them and loaders and I wrote this article. And it really really reflects on the people of the community. Shouldn't what they're entitled to an Arab child's school augur. Spare you know a lot of thanks for what they have done it wasn't. People at city hall of the street outside of the congress that put this community back on track it was repeat the they're that this was the neighborhood and they will undertake their act. Starts at the doorstep and I appreciated in this week ambassador Flynn graduation time your war and I know you're proud person like salon I commissions but I think that's a pretty special award. Which we every night sending at work would popes and presidents and I've traveled all over the world but just being back in dutchess it's not considered my need is some lessons of what they have stated knowing that I may have little bit of contribution bill that is the reward outside heaven is only those kind of. Great one gone bust this week mr. Bruno mrs. Clinton not to talk of you again next week please be with you still have a nice weekend got special. Thanks for millions of pleasure we. It yes. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan and retirement and then there's the wrong path when -- riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for -- now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree and Newton sit with me 888801. Anymore and thank you. Very good ladies and gentlemen many people are on pleasantly surprised in retirement. How would you rate your knowledge about retirement planning and decision. If you're being regular listener traditional I would hope you can rate yourself. I mean yeah it's distressing to report that in recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement. No tolerance and half as was the title of CNBC report this week. The previous mentioned study and worse financial literacy is continuing to decline at the same time with the largest number. People ever to boomers entering retirement every day I can't guarantee immigrated and period and if you took the survey put you certainly want to and half. And if you read all ten of my free report several mentioned already entertaining show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. Are sometimes from what's being anything and 201 indeed want to raise your financial literacy. I'm beginning to copy of the bestselling book the show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up with by the fire for any weekend and when you're done you've built to take action Monday with your publications. In hand and new knowledge and knowing what to do he gave me. He when you went to the publications. You can test your knowledge after you read see you sit on strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance I finally used to it can be well advised to make sure. Your financial literacy is defense can be and I thought. And free reports might just do that for you information it's free and it's precious lives so it's invaluable. Call 888800. Wanted to do one remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to. We don't want to itself visit with us and our high net worth. Crunches lunches and dinners. Workshops coming up next month don't miss out there filling up already so they beat me even when he didn't want to sit with us and our workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve it tries to pass it on and grow it you might want to under one of these crunches lunches and dinners at Lombardo is. When the Tuscan kitchen to his doom and you'll be amazed at the service at. All of these things but we're pleased to be offering events there and he beat me. 801 if you want to filling up fast. It's a roll up your sleeves event please do on the we just hosted almost 500 people are familiar Burlington for our. Appreciation event these of working events loosens them now the serious minded people. For those of you are no out there are. Clients or prospects people who come and look at the publications that serious you're serious I know and that's OK we are to ADP. Beat him when he went to the publications. Say it was us from. From front to the national senior retirement system risk tolerance test will. Completely greet them for you did in fact you know we've stamp that says please gentlemen who. I. And this is John bouterse I think. Yes it is how all things do conspire against this on the Internet here. They do so John is a writer of note. On the vineyard and read many articles and it's a story for William which we're going over about the 1967. World Series thank you for the story. In the days of afternoon game was to the World Series and when year school allowed you to cut school and go to win if you had a ticket and win big broadcast it on the public address system during during the afternoon. That was amazing John you fit on a lot of new life especially your parents are immigrants and many grandparents and of course. You are one of the remaining True Blue Red Sox fans in the world nothingness persuades you to turn away from not even though they're becoming a little more commercialized some people think but you're still on opening day he got Aaron John. Usually one thing actually Dick drove me out of the country once in 1978. I went to that game where Bucky Dent hit that home run and it that was at one game playoff in 1978 and I was so distraught they had to leave. The continent. And so I went to the Galapagos Islands I went this far away as I could to escape the Boston Red Sox but it. As I was bear and again this was a long time ago and in the Galapagos was not like it is now there was nothing really they are so little lizards weren't famous you know honor not really Armenian sir surely in the scientific community could not in the tourist community. And any event I thought I would be safe from anything Red Sox when I went there within the first hour one of the Ecuadorian guy said he. Look there's an American guide to am radio who. A erode. And he was from Randolph. And who. His handle was friendly neighbor and I walked up to and he said the first thing Adam is not how about those are Red Sox. Homeland you see they follow you wherever you go there like anything that's true we've been traveling to the DR so we're starting to understand and David Ortiz and Manny and Pedro a lot better. I Stanley goes down and a lot of the John you've written a lot over the years you learn diehard liberal and something caused you to change and could you tell us a little bit about that. It's funny I used to be that I remember and I'm gonna make a confession here. I was such a liberal. And this is how I can understand some of the craziness is going on when Ronald Reagan was shot I was on a boat in Florida and I actually thought. Good hoping guys I felt happiness and I say that with the greatest of embarrassment. And remorse but it's and makes no less true. Here's what it were changed to I was renting a house on Martha's Vineyard. And the vineyard has a phenomenon. Called the winter rental in the summer rental. And often in the winter rental which would go roughly equivalent to the school year is very reasonable and sometimes back then back in the late seventies it was almost free. And I I was a schoolteacher so it corresponded well with having the time off and I. Could not afford the rent in the house that I was living in this summer race. And I amber had to go spend as many nights in a cool shed. I'm just telling facts here. To unmarried. Pregnant women each with one small child colliding housing voucher for that I am amazing amount of rent aren't they went live there. In rhyme a schoolteacher in that community unable to actually lives. And I said what's wrong with this picture and I think that was where saint call moment right there. Well because it was the vineyards so there must have some great tools in that locker may rewriting Moammar you could have slept in the trailer Sean. Why did that Cho. Did I did sleep and a trailer at a trailer in the woods. A number of years so you're you know you're deeply. Respectful and you deeply refer back to your ancestors and some of them here in the same home on your grandfather would have liked and rather. I don't know how much he helped with the building up to one of his relative to console we always called them uncle Toni whom I never met his carpentry crew built it. In 1911 it's funny there's a Red Sox connection because one of the reasons that it didn't get finished until. Late 1912 was because it's so the story goes a concrete guys cement guys were working on Fenway Park. My grandfather. How this is amazing I learned some of the stronger sense X he came from Lithuania around the 189919100. He admitted to you can see in the census that he didn't know how to read or write. Or scares me he knew how to read and write it he never had any formal schooling whatsoever. That's all on the census within. Eight years of him. Having the house and brought him with a three Decker built he would pay the mortgage by working long hours as it Taylor in the basement. And tonight that Taylor sharp still there it's kind of like a museum. Pastrana and president and that's an amazing place you can feel my karma in that building where you have your home. How often these days I'm speaking about my father now is a man born and die in the same room. If he did he was born in the room when he in which he died. And now long gone from need you know when he did the more I'm out here doing things to zero planting trees especially. The funny thing happens when your father is gone for a long time you begin to hear in your mind things that you really needed him to say. But maybe didn't but you hear it authentically. And it has the effect on you that he actually did say it. And some part of me you know the Joseph Campbell and me says yes he's saying it he's saying it loud and clear now. You were only able to hear it. Yes that is part of parenting I think you and I both have this I have sons and I think we're trying to do our best to. Maybe have those moments later on we're not here in the introduction remember something we do. Cinematic in referring back to the anecdote I told you about when President Reagan had the assassination attempt I change from that to do something. Very constitutional. And there's hope for my son he. True we love him two words John bouterse a writer of know from the vineyard. There continues stay for another segment John of course boots on who's who's list Jim we'll be right. To go and keep what you have to use what you want to and pass along what's left. Are you aggressively working to keep would you happen pass along something to those near and dear to you. One typo I looked back is in store replaced their recent five year look back and replace the original three year look back. Are you worried about the new tax laws. How about potential means testing for Social Security Medicare and Medicaid and call 188881881. Now. And speak to build Kelly yeah. Get bills courtroom schedule review it make an appointment or have a consulting sessions to answer all of your questions today and that's 888800. 1881. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time -- today there's a Smart plan in retirement and then there's the wrong path when Jimmy riddled with mistakes and -- safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for mine now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree and Newton sit with me 888800. Wanted to anyone thank you. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the facts ma'am how would you rate your knowledge about retirement plan means doom if your being regular. Listener traditional I would hope you can rate yourself highly yet it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement. No tolerance and a half. As was the title of CNBC report this week about the previous mentioned study and worse financial literacy is continuing to decline if the same time we put. That the largest. Number people ever to boomers entering retirement every day I can't guarantee immigrated and period and if you took the survey put you certainly want to and have. And if you read all ten of my free report several mentioned already onto it and show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. Some of those reports the heat in the country when indeed want to reach your financial literacy. I'm beginning to copy of the bestselling book the show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up with a by the fire for a weekend and when you're done you'll be able to take action Monday with your publications. In hand and new knowledge and knowing what to do he gave me. He's under when you went to the publications. You can test your knowledge after you read see you soon when strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance guy finally stand can be well advised to make sure. Your financial literacy is the best it can be in my book. And free reports might just do that for you information it's free but it's precious lives to it's invaluable. Call 888800. Wanted to do one remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to. We don't want itself visit with us and our high net worth. Crunches lunches and dinners. Workshops coming up next month don't miss out there filling up already so they need me 801. Needed wants it within us and our workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve it tries to pass it on and grow it you might want to come to one of these crunches lunches and dinners at Lombardo is. For the Tuscan kitchen who is doing you'll be amazed at the service and all of these things but we're pleased to be offering the events there. He beat him. 801 if you want to filling up fast. To roll up your sleeves event please do on the we just hosted almost 500 people very their own thing for our. Appreciation event these are working event solution Joan for serious minded people. For those of you are no out there are. Clients or prospects people who come in look at the publications that serious you're serious I know and that's OK we are 2888. Beat him when he went to the publications. Say it was us from. For brunch to the national senior retirement just in numerous talents to us we'll. Completely greet them for you did in fact you know we've stamp that says please German when. Your sons once again to listen to build Kelly big conversation. We've just been. Okay my friend joining us now he has this sponsor of the corner every board. The president feel all of bill Kelly financial services says he's also a staunch conservative. My good friend empire he built Kelly bill how are you my friend. Until you're much taller than me so I've got to tell you this I'm going to be taken memos from now on only talkers can't believe memorializing everything now when you and I talked it can be worth millions if they were prepared either army Jeff common without the mass amounts of it. What Connors said to me and I knew what he meant. A lot of pizza screens and apparently mandate. I don't let me ask you this they're combing testimony what did you make of that immediate claiming he's the hero he's basically Captain America. He destroyed trumpet does he basically leveled trump all. What do you agree disagree. I think he's out of his mind I've never seen any time he's confessed to leaking from congress has today in any also serves at trump has never been under investigation. Yesterday and somehow. Chris Matthews admitted there's no more Russia solved. I just think Matthews is on the fuel you know large amounts on fire of course an American agent and that putt it just. Every single thing he said it was stammering and beset with Hillary could three hours but he didn't need to take notes the attorney general told him not to call an investigation under investigation but to call it a matter so it was a matter. And Hillary Clinton he said he doesn't announce investigations on their own burnout happening but he did it twice for Hillary. But he couldn't do it once for Trump's own he's bought and paid gorgeous view up to get a kiss goodbye from HBO C for six point five million dollars for phantom stock. And you're out there Ernie was so least experience of any FBI director in history. And he certainly has confused most of the citizenry and almost all of the investigators and people in the FBI. So I think just it was a total victory. For Donald Trump he's gonna come out of this news conference very soon to probably. Let us know that for sure but just I thought it was a total victory for Donald Trump told. Indication I don't think McCain was not far off I don't know why people saying you resolved I think you did his point was very direct. You know why what's the difference between these two investigations and longitude trump differently than you did Hillary Clinton's side I have no clue what they're saying that it retains lost it because McCain's running gun rights. Marco Rubio got it right and what did he do just not much what are your thoughts. Bill I got to ask you this. Look I grew 2000%. But what do you make of Fox News Fox News Arianna I'm sure you're probably watching some of the coverage UA judge you know Paula con all sang that only destroy trumped. You had Shannon Bream US Dana Perino all the later on US Chris Wallace that Charles Krauthammer. All of them bank it was a horrible day for trump I'm like what planet are you people want. There on planet bush command of the worst intelligence failure or malfeasance in the history of our nation maybe in the history of earth. And they said there were weapons of mass destruction. When he Saudi teamed up to blow up our. Half of new York and then we will decide we're gonna attack Iraq for some reason and when we were finished with that attacked our President Bush sought this gonna look like France have been going on jeeps and throw roses in our past now. They still want to kill us more than ever trillions of dollars young men and women die and Maine as you know we don't. All the time now the vets just but think about that it was an atrocity. Ruined our economy ruined our government ruined our intelligence agencies because they have to lie. A big lies just. Always come back to haunt us in America. It's best that we just the truth about quickly. Which the FBI has failed to do. They didn't have anything on Tron believe me you'd be out there on charges are now he could do it and I think fox is Kennedy's the only one to Hannity and Jeff. Corner of the two people who have always kept it straight and the same thinking and never bowed to pressure. Me being one who stood on the steps of the state to accurate it's up and they give myself why am I here. Until we did the Blue Line is a matter you know there we rallied from the after the police I remember your beside me. And they were so many people there and you're worried they can give you some video coming shoot me an elect Joseph Biden are you do this. No just coroner tells me look it's going to be at least a thousand con spilled don't worry so again there. I suggest we're the cops he could well and underneath conscript enemy rocket fired they came put. We're gonna retired policeman from Salem any guarantee that they'll be here some of us and proceeded to go you know I don't think about it. At at. Bill buddy before I let you go I know you're doing a lot of events for potential clients thank you they can meet Chiu and brain freeze that can meet queuing Newton-John are you gonna want this to go everywhere are you holding any other event that people can attend. Tuscan kitchen Burlington Tuscan kitchen table in New Hampshire a pact we have hundreds of people just they're bringing in more chairs and tables. And of course. Babson College executive conference center because it's a beautiful place to be over there perhaps in college and also in new and so anyone can visit with us 888800. Wanted to wondered colonial and I have to do an event again soon I'm. Are you guided by what can I love those eventual 21 suing my friend god bless you when you found. I'll let you bill have a great weekend good hair that. OK and you say goodbye to the people. And thank you listening. And. What's most important to you about your retirement years. Try senior safe money strategies with Phil Kelly called killer triple A 81881. Or locally at 78184939. Feet. Stay informed. First of all thank you to everyone. Who are making our business which is success and for helping us learn we learn from our clients that own financial services and I've learned over the years I think it's my fifteenth year in Boston and the 23 here in the business so it's great there's plenty to learn still for all of us both you and I. If you're at a high net worth individual if you own. Your own business if you're trying to transfer your wealth. If you're trying to protect your wealth these are all key points these are all places that might seem uncomfortable to you especially with the uncertainty right now we have a new president I'm gonna somewhat pleased I'm somewhat. Skeptical of all politicians did Donald Trump the anyone. Because their motives if things seems seemed to change him what is the test going to be for Donald Trump I don't know do you and is he can pass the test because our entire nation and lives depend upon now as you can see a lot of things are happening its rapid pace and a lot of things are great. Some things people agree with some things you don't agree with I can tell you right now that 50% of the people. Think that 100% of the people who voted for Donald Trump are crazy stuff. And there are certain of tennis the way it is every four years we've changed our opinions and who's who's insane and we've done themselves. We have to protect I think we have to protect what's precious to us and I think that it's our culture and for us to be ashamed about and I think it's I think it's it's wrong it's wrong I don't see any harm and anything that happened to me growing up and it was a kind of rough. Growing and we were exposed to a lot we seem to overcome it. But we're being shredded into smaller and smaller groups trim it out and refining event. It's very difficult to say anything that is and hurtful to some segment of the population now and assure him the right side from the conservative side it's all is fair is fair game do anything to you including being beaten and then with a metal pipe and nothing gets done about it. So it's free speech as long as you agree with some of these crazy people in the streets right now variety. An issue for it doctor you're probably interested and they walk away free weekly sit on my hands and do nothing so it's a strange time what bothers me about illegal immigration is not that we're helping some poor person to survive in a city like Boston and invited to live at the City Hall. We have homeless events in Boston could they come to the front of the line please is that possible with homeless African Americans can they come to the front of the line why are illegal immigrants and protected class war. How we missed the boat what is the message that we're missing here I don't know do you divisive okay who attacked Christians right now and being beheaded in great numbers and the and as it happens we're asking for more and more than Islamic refugees to come into the country tens of thousands we want. How was that happening and really in Boston youth. Will illegal immigration is the first violation of the law then you have to have someone in order to receive welfare benefits illegally. UBT cards is the second violation of law it's fraud it's fraud you're paying for how does that feel as if he knew you paying for do you like you don't I'm I don't care. I'm into tremendous living a very blessed I didn't always even when I didn't I was willing to share whatever I had from when it's forced upon you doesn't feel the same doesn't know so think about that really keeping our what does that mean buoyant removing these people who Beacon Hill. Warranty living Newington brownstone on comment on commonwealth avenue we're having you know and why is it fair so the first violation as they enter the country illegally the second violation to somebody harbors them that's illegal but they're violation is some type of fraud to obtain a Social Security number the next violation is tax evasion the pay cash to these people. And for some reason people who owned restaurants and work in restaurants think it's fantastic. It's suppresses wages for everyone so often doing lots of I'm went minimum wage of fifteen dollars all the people that are out there parading around for the type are you paying the illegals fifteen dollars an hour are you paying him on the payroll. If you're supporting that you're not. Senior being dishonest and you and it's a dishonest net it's a mash and it grows so we have tax division we have welfare fraud with the illegal entry and we have Social Security number somebody was talking to one of them interviewing them on TV and they should really just. And as you can Social Security now recently bought one but we don't know how does that work for you would you get a fake Social Security number would you line to government official. About your income. Would you doing those things if you're like most listeners to the show the answers no you would never do that but for some reason if you don't look the other way with someone else does that there's something wrong with you do you feel like there's something wrong with few if we just want people follow law. And really think about that which is why do we why do we not have the basic Tenet of our constitution and the formation of our nation which is to protect the populace to protect the borders of our nation it's written for some reason if you wanna do that there's something wrong with you if for some reason if you want to save a baby's life at 24 weeks and you do anything to do that than your proclaim that their living human being then you're absolutely insane how does that feel when people tell you that don't believe your lying -- believe what they tell you there's been a long slog since the fifty's it's Leave It to -- is -- Marines some kind of horror movie if you read the Gaza now report first of all you can't read it you can about three pages in and you be sick to your stomach what was going on in Philadelphia and you've never heard about it have you it was never convert it's impossible to cover it because it would make people sick so that's where we are. We're at a crossroads if you want to protect the borders if you wanna protect human life if you wanna little BB units birthday live rather than be slaughtered them there's something wrong with you if you wanna pray that Christ and god then you're some kind of a not right wing even though the folks who came over on the mayflower came here for religious freedom even know the country was founded based on a Christian values and Christian teachings we're being told that's wrong now and we're being told I can't recognize the number of groups that are now of people. Lifestyles things we need to support things we need to do things we can't say things we can't say how do you feel about that it's pretty sad state of affairs is an it is it is and somebody's doing something about it I think the president very crude ma'am I'm shocked. This is the way he built buildings I don't know how we have built on what we're looking at the inside of this person's mind that these Twitter feeds and things it's it's like wrestling wrong or something. So we're we have to hope that there's some kind of you know it's a white knuckle grip right now for all of us so if he's gonna if he makes him if he blunders we all. Blunder almost lost so I have often had bravado in my life and I almost 100% of the time I have just like I've been slapped down and I have to deal with Ghana when I have it he slaps me. On the side of the head and might not recognize it at first but eventually I do and I need to stop thinking do I need to do stay the course say your prayers that's what I'm telling you right now. Don't give. We have to pray for our president and praise from people in our government our authorities that they see the light here we can get back to basics and don't don't get worried. But it is a time for concern about where we're heading as a nation. Senior same funny strategies. Wealth transfer senior safe money strategies. Living trusts seniors save money strapped. Medicaid crisis planning senior saint content strap. Portfolio income projections seniors. Money strapped. Call bill Kelly 888800. In 1981 forward locally at 7818. Or 93090. Okay. I'm Tony. Coming up. Wait. It's. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called gala triple A 81881. Or locally at 78184939. Feet. Stay informed. Well it's Father's Day weekend. Welcome aboard marshalling Cox once and parents are often so busy with the physical rearing of children that they missed the glory of parenthood just as the grand through the trees can be lost in the printing needs and I also Sunnis. These are wrong but here's a short they fly and I don't think and that's part of being dead so when I turned into every day spent some time with my children moon personally it might not be much some Sundays a few minutes and reduce several hours and normally do then well it's probably remember more what you do do you sang you know I don't remember certain sayings and things like that and it's never too late. Parish are famous for a lot of things but in one of those is soon family feuding and the writers on my Brothers and then following element and lasted five years and up to in my prior to that they they decided to have this sort of a falling out there have been together every Sunday from several years from probably 1967. Following up soon 1982 went in to my brother's house every Sunday at church and before dinner just help out so. When they get back together listening nothing happened so dense have a big job and I know we're short of dance in some circles it's it's it's not right to sort of emphasized in a father and and I know the government tries to I'm going to be the. Haren in many instances in the fools not to consider that the government can actually be better parent or. Debtor entities to feed you clothes you know as you when you're young you're the best thing is intent could fathers are good men generally and generally couldn't and they could fathers and the impact you can have as a down. Can be can be on measurable and Kent is for those of you who has the experience of our. Our undergoing that experience right now you know what it's like there was much different when I grew up that it is now because. Dan and John mom sitting at home kids went to school came home didn't seem to be played gates who seem to be mobs of kids out there playing and they didn't seem to be spent some special position in sports summer camps mission meant to exit activities. And schedules times together for kids that lasted many minutes we spent two days together. In the countryside. With with a gang of kids Sudan it's important to you it's important that you hear it's important to you that you take into Sunday. To reflect and it's important you receive the adulation. Appear offspring and to me that is effective being intense sometimes means you have to be good victim when you're sick and people who visit you in the hospital and you have to play a role at that time of strength and encourage women. Children come home from school. A broken up crying sent feeling that it failed you have to be doing to tell them that failures are part of the journey and that success is just around the corner. The failure isn't permanent. That success is a process and to strive you have to be there when things you have to be here on the dating me for college you have to be standing tall. You've to keep your composure in need to be there when the children born and to support their mother and you need to be immune to. Make sure if something goes wrong and you can help to fix it will be your comfort people if their personal disasters and catastrophes you have to be here. And be the steady hand and that's all part of being down. The best way to be wrong when your dad used to quickly admit that you don't laugh about it to children and and everybody else laughed too if that's possible too crude go could've been angry at your child. Resolve it first and certainly if you do make sure you look at this happiness you can and you can comfort them soon with whom we've had disagreements and went before. And let them know that everything's okay. I think that's the greatest thing about being content you have so much latitude the Pallet to Pallet of college is all yours you can pay any any picture you'd like so wanna make it happy when and in time to chaotic one. And maybe at some of those times is serene and most of all a fun one and one where everyone can learn there's no instruction manual for fatherhood I think just by doing the best that you possibly can investing time. Believe you profit in the long run when you're down so Father's Day is important because many view of province and 100% of you have a father of someone on this earth so that's very important. And I know the government. Is trying to take over more and more of the functions of parenting but I do feel that that that ties is receding now because I think that experiment didn't work and I think the best. Combination to raise a child is still. A mom and of course intent and that's just my opinion seems simple seems to work the best it seems to work the best but it's a work in progress every community. Instead fleet it's definitely teamwork my dad worked real Lauren. I absorb many of his values I was never able to keep up with him in many ways he was a very friendly person very loving person period gentle person and sometimes I signed suffer because of that and the most of the time. Everybody loved him both in our family and well. And without. A sign of our family. If you knew it and seemed to like him muffin so there's no better example to me than someone who could do that my den of Christ you know the lord. He sued his church he loved his family he was there for every type of event. Fluctuations. Birthdays Christian things being a sooner first funeral and showing us what the country looked like driving this across country. And an earlier time. And then made a lot of sense and it was a true adventure giving us an example of how to be empathetic kind and to try to help others in all time there are commencement of all over our nation this weekend and I think he gives us a good opportunity to see tens of thousands of children leaving their homes on this soon. Weekend and for college shooting for a year abroad heading for a vacation. And when they do in the door on Newington on the drive leniency when Manson and be dead and you'll be leaving could die and then be heading on how to. Meet the world and their view through line and and one person who do you and the values the unit deals and the strength didn't ground in Iraq and movement. Senior safe money strategies Tripoli 81881. Call today. Yeah. This is still account for those of you wanna protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Anything a K 801 if you wanna ask for a free copy of the changing face of retirement investing it's an amazing publication in it you learn what has happened since the boomers first started their journey on earth and the unique place she might be today if you're over fifty and trying to figure out what path to take on your retirement turning. Everybody has been on a path. Its goal line. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Schedules packed we're adding more and more staff to new and we have to train people we have to do growing and we will feed you win 888800. When he hit one get another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with a standup yourself can't knowledge visit with us at the Tuscan kitchen and Burlington or Babson College near Newton. 888800. When he hit one we're going to have. Crunches and we're going to have dinners at the new marriage not known to support the Newton office which is off the charts -- -- -- once I saw 88880181. You know that get a copy of senior safe money strategies and get a copy of the workbook 88880181. Take the national senior retirement test which I developed any any any 80181. Find out where you stand when you finished the test you know we understand it's a very it's a test that won't cause you to think about what you're actually doing and how you might stack up any pain any 800 when he hit one find out what the expenses the expenses are inside a few portfolio and your investments your 401K. -- variable -- find out -- the expense ratios are in the investment you have the funds need any any any country when it -- and find out if you still want to continue to give away at that point five. 11 and a half two and a half four and a half percent every month or you want to put that in your pocket or not given out at all. Any any any 800 wanted to he wants it wind thus there's no fee for a consultation initially you'll never be billed for sitting with us and for your initial consultation. We're going to create a cash flow analysis for you we're gonna create a twenty year projection for you we're going to do balance sheet for you. We're gonna do an investment report for you and we'll show you that alpha of your investments and sounds like a big term but it's really the strength of your management we're gonna show you the data of your entire portfolio all mapped out which is how much volatility you have in comparison to the market chemically showing the expense ratios and what you have find out what you're actually spending on fees right now you have investments that are loaded any any any any country when he wants it with us in Burlington Braintree -- -- newest office Newton visit with us at the Tuscan kitchen for dinner arm throwing stones so those are packed always don't forget these events ladies and gentlemen they're very important we won't commute there and we welcome to a new office at noon and don't be sure like remind me just shake hands kind of what we can do feel any pain in 1810181. Season. Are you getting pays over five and he's vital to any investing relationship. One he has the ability of your professional and another is availability. There's attitude action. And accountability. And listen to Bill Keller senior safe money strategies called 88818. He wanted to speak to bill. What matters to build Kelly is here and we think you give him straight days. This is built Kelly Warren is the best time to plant a tree about twenty years ago when is the second best time how about today there's a Smart plan and retirement and then there's the wrong path when Jimmy riddled with mistakes and wanna safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test in my safe money strategies workbook examiner asked for mine now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree and Newton sit with me 888801. Anymore and thank you. Very good ladies and gentlemen many people are on pleasantly surprised in retirement. How would you rate your knowledge about retirement planning means to them. If your the regular listener to the show I would hope you can rate yourself. I mean yeah it's distressing to report that any recent retirement income literacy survey. Completed this past summer for the American college of financial services americans' retirement. No tolerance and half as was the title of CNBC report this week about the previous mentioned study and worst financial literacy is continuing to decline at the same time we had the largest. Number people ever to boomers entering retirement every day I can't guarantee you'll be greeted at green and if you took the survey put you certainly won't even have. And if you read all ten of my free report several mentioned already onto and show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. And today. Are some things from sports any pain in 801 indeed want to reach your financial literacy. Probably getting a copy of the bestselling book the show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up where it by the fire for any weekend and when you're done you'll be able to take action Monday. With your publications. In hand and new knowledge and knowing what to do he gave me beat him when he went to the point. Publications. You can test your knowledge have you read see you soon when strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance got to find a way Houston can be well advised to make sure. Your financial literacy is the best it can be in my book. And free reports might just do that for you information it's free but it's consciously stoked it's invaluable. Call 888800. When he didn't want to remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to we don't want itself visit with us and our high net worth. Crunches lunches and dinners. Workshops coming up next month don't miss out there filling up already so they need any paid group when they do once it was us and our workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve it tries to pass it on and grow it you might want to come to one of these crunches lunches or dinners that Lombardo is. When the Tuscan kitchen who is doing you'll be amazed at the service and all of these things but we're pleased to be offering regrets there and he beat me. 801 if you want to filling up fast. It's a roll up your sleeves event please do on the we just hosted almost 500 people familiar Burlington for our appreciation of these are working events ladies and gentlemen the serious minded people for those of you I know out there are clients or prospects people who come in most of the publications that serious you're serious unknown and that's OK we are 2888. He tender wanna be going to the publications. Sit with us for brunch to the national senior retirement system and risk tolerance tests will. Completely greet them for you and the fact you know we understand that certainly is German. Seniors saying honey extracting. Wealth transfer thing you're safe money strategies. Living trusts seniors think money strapped Medicaid crisis planning he you're saying on the stress. Portfolio income projections seniors money strapped. Call bill Kelly exceeding 31881. Or locally at 7818493090. No I was a big Q student government carries in school high school. I'm with some merit scholar national honors I was all for I guess succeeding the future was mind really and everything I did. Well it's focused on becoming successful which probably was delayed a little bit in my life however. Eric I remember coming home from career day in high school I think I was a freshman and my dad Tim was sweeping the garage when you're home and I remember being in the garage and as we've got to push crude started helping my tenth street to garage floor and I start to speak with them and innocent what you know what's your goal put your grown life not the time north and was probably 54 years old then there was seven basically five kids two adopted stepped kids Foster kids two and enriching and my grandfather lived with us my mom -- ten people who have been responsible for at some time in his life sometimes all at once. And he had three jumps that he worked and hardware store he worked in me as a firefighter and bartenders at the Knights of Columbus on Tuesday nights and he would make X 700 dollars in tips in new revenue announce any would put the tips in the sun come and go home and my mom take the sign that's what he did that but you know it. I guess the question was kind of awkward time means for me to be in a garage with Clinton asking him what his goal was you know career alliance but it was something that was on my mind so I asked him to sit down you know what what you're going to sit well what would you wanna be if anything in the world and he said he says -- -- -- be grim night of the Knights of Columbus that's going all my school I thought personal Jesus pretty cool so I sit standpoint you wanna be -- -- and he said well first of all big picture not sit on the Nittany sit next to sit and wherever -- go in the world on offense and Francona -- friends and I just thought to myself a maintenance in his fifties sky -- and the grand and it's that have generally been you know an early forties at the time and an assist in the eighties just working only shops it's going to be hard for him to do it but actually. He did it when he retired from the phone content from the fire department he became Graham and I used in the seventies and he realized just like stream and that's what he wanted to to be joined the national association of retired federal employees and travel the country with my mom the rooms are going on going on trips and that's what he did know me read to my son every night possible on some times -- over shoulders he just a lot of working out with baseball now and so I rub shoulders and read short stories of William Moore propriety. And whenever I can drop him a school I do that whenever I can pick him up I do and I spend more time with my son in a year than my dad probably spend with collectively in his entire life but that doesn't mean I don't respect and love my father and what he stood for what he stood and really. We've stood for a wounds honesty and buffalo went and worked him hard restore I don't think you made much money I can definitely tests of the fact that he made about a dollar 45 an -- in 1947 because one of his pay envelopes right here on my dad would bring hardware home little items groups launchers and they're always been a bank with a price written in pencil in his own writings he would weigh the screws and washers and an analyst Andy it's either writing it was his -- you could see yellow receipt because he paid for everything and you know there was a lot of people we knew a lot of kids tents market that hardware company they didn't pay for things as part of it what they called the fringe benefits went out an effort to. And I know I knew that it. I'd we would have been easy for him to take than the hardware and no one would have known it was a giant aren't restore was forced city blocks around from now. He was doing and sometimes of my mom mentioned the fact that some of the employer's employees wives worked with her at the phone company and they felt it was a fringe benefit meant I would just say I'm not a month month and steel hardware I wanna become with a grim night and I don't think that's something grand and I would do. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Maybe something will come to you to help you but for the most part had a great life growing up and most of it was provided to me complimented. Him. We'll. Okay. Okay. Okay. Thing. Ambassador Flynn. Doing get a picture view in Brunette tall ships that deserve a good time. Well can we didn't get you out of our ships with. It. It might yet. Hello ought. Outlook to a court order for us here at. Ole. And work. There. You know we can treat of that ship. Austin Scott. Oh so you know I would. You know couldn't. And kicking them out of the port. So. It will be it will be here. Sasha. Up. Remind me I stressing Craig Murray came into the office is any surprise striding down the road and looked to my left him there in San Raymond Flynn. And he says what a great thing. You know that it would help people talk about actually. Graduate and go bad. And so it. Up and it at a slightly. The men working and and that one. That talks. Were working on the world trucks. Should get a freight trains. Our sabers and some didn't work. In fact many of the game up. Looking at it has serious issues here. Trying to shield came down it needs to go up again and you know upset slate. Are well. Try Beers at tuberculosis. Which was common. Settled. You know it's such a story. Just went up to street near Austin Convention Center. And as a big convention got a lot of votes and so adults and so resurgent technology. And that's saying you know. Disappointed. And despondent about. The medical research it's not real serious questions but it surely not banking. Progress and I got a chip advantage. You know I now executed. It's something you know a lot of people had tuberculosis. And might. Money might firms hit polio and what else what. So many people change in net change matters they spent. We search spill has a lot of effort made to try to find channel is. Imperious. Serious. It elements that people yeah. Successful. Men look around now Ellis. (%expletive) like Creighton on street is so Helen looks no trust there and getting. Jennings solutions such like wearing it. And that world. Ten years ago so it's frustrating appearance. You know seeing the acute. Not not getting any cabinet. Here that they really just sort of age. It is slow going and especially. When bench as we age we hope for more more cures especially when we've become. The people who have the illness is to let me. Sympathize with Perino I remember polio being pretty much wiped out only kids. We its generation before us all a lot of it and and we need to sought no more basically in measles. Chick smallpox. Gone you know. Yeah probably sort of what Simon and quiet you know eight true. Sports but bill I have like walking back up. Also not to mention and yes its fight us. Just listening Shalala and just some medical experts from across the world. I think that's because I am still locked nation as part of that. Trying sure as such isn't quite blatant it changed but. You know I don't need that money going into the research and how we ended that. Going in true judgment engine just. Carol. Charge that well without sitting in the national institute felt she cutting him lectured by about 17%. That's only going to put it. Curtail. A lot of that we surge going for medical solutions or perhaps that's sentence some. Wellness. It's. It's worth deficit spending so much. And I think we've. We've wasted a lot of money trying to quote unquote help people hornets. The best way to help people lose your theory. A great job is the best way to help anyone suppose social program on earth and I think health. Goes on along with it. So we. Israeli cent billion thought. You know I message you talk about you know making an investment or that. At that makes actually stalking. Makes it secure. Makes people feel proud assault on. Eagle all those. Rights message united earned urging B also. It'll work how Accenture. Some people can't do a lot. But articulate and go on everybody. It that's great message. Entered into a fight. Well again. And politics exciting out of line come up yet. I'd really well most of my time medical show actual people that there is quite call. And it's sent me so. Are ought to them you know like I coached these jet we will let me get some of these special needs kids all of soccer. Pricing appearance at wonderful wonderful. And that you Arafat. And Doug equate side that will be celebrating. You know at some call us and haven't a couple of called Linksys and I'd bet that. That. Eight watching and it changed that claim based all of bill. You know at any and it's in in Belgium here hospital well you'll eat up this as they got that from my father. Problem sort network. I played by the rules. Of cardinal freedoms. You know who. Do the best they could racing against. And they gave it. Last time. And sacrifice from the Soviet satellite. Just as a real heroes of of of Americans today they'll let busts out there who know him. True and I just I know you deflect any type of reference to yearn. Two to yourself I just wanted to rescue. Let's see your dad was just walking to know anything about. What had happened the last few years and you've walked by and looked up and saw that sign what do you think you would say to you when he got home. It is ever ears. In. English SS sent. And Bill Clinton noting that. Sox. Suck it up like you. Well. He's. Successful. When it comes to being that good marriage and what that exist. Actually like today that it could. You know we can achieve. These and you know it. Athletics in politics and business. Being out there. ST. 000. No that's that's the best award yet. I guess we're. And so it near and that Sheen. Or. Sports. To achieve success at some good bet that it. While that's a great reward and that's a great worship and we appreciate you spending time with us and we appreciate your observations on fathers and. This Bill Evans where you thought. I into I think you you know. Actually that skit. On the right well that's because you and Charlie. Are sacrificing. Working. SS people yes but the air even more more important. Well we pray every day we thank you for those kind words only the same to you and you're. Your children especially Braden is getting a great. Education and we can't. Don't buy this thing Hewitt well pop up at but let's. See you soon thank you ambassador Flynn. What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly call bill like triple A 81881. Or locally at 78184939. Feet. Stay informed. This is still account for those who you want to protect your wealth if at all possible for those of you who are wondering about retirement the projection projections of your retirement investments and your cash flow give us a caller Kelly financial. Any NET 801 if you wanna ask for a free copy of the changing face of retirement investing it's an amazing publication in it you learn what has happened since the boomers first started their journey on earth and the unique place you might be today. If you're over fifty and trying to figure out what path to take on your retirement turning everybody has been on a path it's called life. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Schedules packed we're adding more and more staff to new and we have to train people we have to do growing and we will freak you win 888800. When he hit one get another look at what you're doing before you make a mistake where before you do something that's irreversible. Sit down with a standup yourself kit knowledge visit with us at the Tuscan kitchen and Burlington or Babson College near Newton 888800. Point hit one we're going to have. Crunches and we're going to have dinners at the new Marriott now to support the Newton office which is off the charts as the kids once I -- 88880181. You know that get a copy of senior safe money strategies and get a copy of the workbook and 8880181. Take the national senior retirement test which I developed any -- -- 80181. Find out where you stand when you finished the test you know we understand it's a very it's a test that won't cause you to think about what you're actually doing and how you might stack up any any any 800 when he -- -- find out what the expenses the expenses are inside a few portfolio and your investments your 401K. Your variable annuities find out what the expense ratios are in the investments you have the funds need any any any country when it went and find out if you still want to continue to give away at that point 511. And a half two and a half four and a half percent every month or you want to put -- in your pocket or not given out at all. Any any any 800 wanted to he wants it wind thus there's no fee for a consultation initially you'll never be billed for sitting with us and for your initial consultation. We're gonna create a cash flow analysis for you we're gonna create a twenty year projection for you. We're going to do balance sheet for you. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- What's most important to you about your retirement years trying senior safe money strategies with Phil Kelly called gala triple A 81881. Or locally at 78184939. Feet. Stay informed. So many people are celebrating Father's Day tomorrow tomorrow being Sunday and many people minority in China maybe you have some thoughts about your dad thought your father maybe you can reach back and find some things that he did with your father. And think about them on the stung. This study leading into fathers today and you can allow yourself to sort of wonder. What was special about those times I was still I was instructed by someone who I felt it was a very good tan and a person told me either. Kids don't really remember. What you say. As much as what you do with them some different decide who spend a lot of time with my son William. Who is a gift to me. After coming back to Christ. And it didn't. And completely fell involvement. Passion and completely un blundered the life prior to. And I. Sort of was blessed I think maybe. Someone in heaven on you know Kelly can have a shot and it and so I did an admission on and I denigrate. Well. You just invest the time and I tried to set an example for my son my daughter. Clings to my life course and great friends. They're very close but I try also to help make sure that Madonna has guidance and support and security. In feet not just financial feel a feeling of security. I from a man. And I hope she'll be able to choose. Wisely when it's your turn to choose some man some people say girls married intent. Policeman who monsoonal. We'll see. It's not I'm not somebody did you know right now I'm gonna make a pretty good partner pretty content with no snow. And those are things that we. Have to think about it as we. Move ahead in life. With a male influences in my life form who first generation Irish. First generation American Irish and really. There was only one thing in mind Dan and his Brothers and sisters and aunts and uncles had in mind who's doing your job. And surviving after what their parents went through in Ireland it was sure. It was certain that they didn't want to suffer then again. So we learned to work we learn to respect authority who we learned to believe we learned to worship. We learned that school is important and the most cooling we had. The more likely we were gonna be successful in in job in the job market. And made that seem to know a lot of things about many different areas of life and that was great for me he was Smart he. It gave up his lines for us really he wanted nothing for himself I can't remember went down ever wanting a special car. Thus he has the same belts and belt he was buried with his dress clothes he had been sort of an alligator belts leather belt. It was. Almost mahogany. Color. Any more than well to church every Sunday. For his entire life anymore. On the day he was soon. Going to rest. So that was kind of guy he wants there was a top draw in his Dresser small drawer. You know I'm going to answer and the left hand drawer every three months to put a 25 dollar savings on. And the stand grew as the years went by we sort of left poverty. And so I moved into my teenage years I didn't know how to handle life. My dad look wasn't much good at teaching me because he wasn't on the scene much you've worked so much I knew there was an example there to fall about his humility. And his seriousness about rules. And I knew it was the right thing to do to try to be good student I was active in student governments. He was proud about that. Sports for frustrating from my daddy was never allowed to play so we didn't quite understand. Student athletics. And my mom was working at night so she was never available during the day so it was kind of a father was there as a father figure. In those situations when my dad couldn't be present. So your worst days you know my worst days I would walk down the lane roads and three quarter of a mile walk to the main to the paved road. And my dad would arrive there almost. Religiously at 530. Every other day where we were too darn restored for us have really been and then beat him to meet him. And by the time we walked up to the house and get ready for dinner it was. It was OK things were fine so we did his best he always did. And he was a great example to any moment about how to live a life. Was it fair no not wasn't here did he complain about it no he never complained he always had a smile. The last continents in moments we spent together and I. I knew time was short and there was some there was an orange. Trees. And green sort of depression where. Fruitful sort of flat. With very very important. Elongated. Food and manages very Finn. Greenland arsonists. And then they were there on the shelf there on the bottom of the show for it always been prominently displayed. In our dining room wherever that was over the years three different analysis. And I just announcement on this tense do you mind if I have the Orangemen sin in the green and fruit. Dish and he says no motion. Going and take them. We don't display them anymore and I looked at my mom she nodded to it was okay. So I took them. And there in the near in the office in Braintree. Along with the chair with that was that the head of our dining table to Cain. On any team chair and that was a reminder and wants. The open whenever you have stand for anything it was always sure. And then the answer for an owner of trees that your so I managed was a good sign I can't claim that. I really cute claimant to. Honor I just existed to. Move ahead and figure a way. Out of what I felt was sort of a trap. You know we do him much. And I had to whatever I had to. Never had a hand I use to try. And escape from. No what was pretty much. Impoverishment. Did they do then I think so but there's little something feels missing but certainly don't put him again. I wish it was there but. It's not. An involvement and and I appreciate everything. That he did for us and showed us. In over the years. There was never find him in a new owners. And then if you listening you know in my view. And you know even have some good tennis. That's a place where people like you. Know when the parents and we've. From the earthly plane. So I hope it's good for you there he was great having you here and there. Senior safe money strategies Tripoli 81881. Call today. And it. This is built Kelly when is the best time to plant a tree about twenty years ago when is the second best time CommVault today there's a Smart plan and retirement and then there's the wrong path when -- riddled with mistakes and -- safeguarded by tried and true experience follow these rules don't repeat the mistakes of others the ability to focus is a defining characteristic of success long term averages may have little to do with your future coming in with all of your retirement assets at this all time market top call 888801. If you want to the national senior retirement test and my safe money strategies workbook examiner asked for mine now famous stock market heart attack report 888800. Point 881 join me for dinner or brunch at the Tuscan kitchen both Burlington and Salem New Hampshire that's new or at the Babson College executive conference center 888800. Point anyone get a total review of your retirement and estate plan today in Burlington Braintree and Newton sit with me 888801. And one thing to. Very good ladies and gentlemen many people are on pleasantly surprised in the retirement. About how much they have to share with the facts ma'am how would you rate your knowledge about retirement plan humans can. If you are being regular listener traditional I would hope you can rate yourself. Highly yet it's distressing to report that any recent retirement income literacy service. Completed this past summer for the American college of financial services americans' retirement. No tolerance and half as was the time limit CNBC report this week. The previous mentioned study and worse financial literacy is continuing to decline if the same time we put the largest number. People ever to boomers entering retirement every day I can't guarantee immigrated and period and if you took the survey put you certainly won't even have. And if you read all ten of my free reports several mentioned already onto it and show. Senior safe money strategies to changing face of retirement total wealth transfer and the stuff. Some of those reports the heat in the country when indeed want to reach your financial literacy. I'm beginning to copy of the bestselling book the show is named for seniors safe money strategies in the changing face of retirement along with total wealth transfer those three publications alone are enough. For you to curl up with me by the fire for a weekend and when you're done you'll be able to take action Monday with your publications. In hand and new knowledge and knowing what to do he gave me. Beat him when he went to the publications. You can test your knowledge after you read senior safe money strategies and the changing face of retirement. Test your knowledge with my senior retirement test kit and risk tolerance I finally stand can be well advised to make sure. Your financial literacy is the best he can be in my book. And free reports might just do that for you information it's free but it's precious lends itself it's invaluable. Call 888800. Wanted to do one remember what. Chi chi Rodriguez sent when a man retires. His wife gets twice the husband and half the income. We don't want to. We don't want itself visit with us and our high net worth. Crunches lunches and dinners. Workshops coming up next month don't miss out there filling up already so they need me 801. Needed once it was us and our workshops. If you have 500000. To five million dollars or more you want to protected trying to preserve it tries to pass it on and grow it you might wanna come to one of these crunches lunches or dinners that Lombardo is. For the Tuscan kitchen to his doom and you'll be amazed at the service and all of these things but we're pleased to be offering the events there and he beat him. 801 if you want to filling up fast. It's a roll up your sleeves event please do on the we just hosted on 500 people the winner Burlington for our. Appreciation event these are working event solution Joan for serious minded people. For those of you are no out there are clients or prospects people who come in look at the publications that serious you're serious I know and that's OK we are 2888. He kind of morning you went to the publications. Say it was us from. For brunch to the national senior retirement system and numerous talents to us we'll. Completely greet them for you could impact your own stamp that says please German when. Keep your family fortune in the family she what you had to use what you want. And pass along what's left are the trillions of dollars in IRA and individual retirement accounts going to be too much for Uncle Sam to overlook. Have you done tactical planning to strategically guard your assets acquired through a lifetime of hard work. How can you take a lifetime fortune off of the table secured from probate and protected from predators and interloper his new legislation is here now. Do not delay take decisive action to keep your family fortune in the family. Call 1888800. In 1981 now and speak to bill Kelly. Schedule a review an appointment or consulting session and have all of your questions answered that's 88881881. Keep what you had to use what you want and pass along what's left. And thank you are listening. And. Do.
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